In January-June 2025, PJSC Insurance Company Persha (Kyiv) collected UAH 666.9 million in gross premiums, which is 29.3% more than in the first half of last year, and UAH 622.5 million in net premiums (+29.5%), according to the rating agency Standard-Rating in its information on the confirmation of the company’s credit rating/financial stability rating at the level of “uaAA” on the national scale based on the results of the specified period.
In particular, income from individuals grew by 41.91% to UAH 262.406 million, and from reinsurers by 9.84% to UAH 1.730 million. The share of individuals in the insurer’s gross premiums reached 39.35%.
Insurance payments sent to reinsurers in the first half of 2025 increased by 26.99% compared to the same period in 2024, to UAH 44.364 million, The reinsurers’ share in insurance premiums decreased by 0.12 percentage points (pp) to 6.65%.
In January-June 2025, IC Persha paid its clients UAH 291.001 million in insurance payments and reimbursements, which is 39.75% higher than the amount of payments for the same period in 2024.
Thus, the payout ratio increased by 3.26 p.p. to 43.64%.
The insurer’s operating profit for the reporting period increased to UAH 26.601 million, and net profit to UAH 36.134 million.
As of July 1, 2025, the company’s assets grew by 17.51% to UAH 1.291 billion, equity increased by 20.33% to UAH 302.655 million, liabilities increased by 16.68% to UAH 988.597 million, cash and cash equivalents increased by 27.62% to UAH 292.168 million.
The agency notes that as of the reporting date, IC Persha had formed a portfolio of current financial investments in bank deposits in the amount of UAH 57.125 million, which together with cash and cash equivalents covered 35.33% of its liabilities.
PJSC Insurance Company Persha has been operating in the Ukrainian insurance market since 2001. The company specializes in motor insurance. IC Persha is a member of the Motor Insurers’ Bureau of Ukraine, the League of Insurance Organizations of Ukraine, and the National Insurer of International Road Transport Documents (TIR).
