In January-September 2025, PJSC Insurance Company Persha (Kyiv) collected UAH 1.034 billion in gross premiums, which is 24.19% higher than the figure for the first nine months of the previous year. Net premiums amounted to UAH 971.833 million (+25.68%), according to Standard Rating, which confirmed the company’s credit rating/financial stability rating at “uaAA” on the national scale based on its performance during the period.
In particular, it is noted that revenues from individuals grew by 40.75% to UAH 430.970 million, and from reinsurers by 9.04% to UAH 1.881 million. Thus, based on the results of the first nine months of 2025, the share of individuals in the insurer’s gross premiums was 41.69%.
Insurance payments sent to reinsurers for the first nine months of 2025 increased by 4.69% compared to the same period in 2024, to UAH 61.812 million, while the reinsurers’ share in insurance premiums decreased by 1.11 percentage points, to 5.98%.
RA reports that in the first three quarters of 2025, IC “Persha” paid its clients UAH 455.588 million in insurance payments and reimbursements, which is 42.15% higher than the amount of payments in the same period of 2024. Thus, the payout ratio increased by 5.57 percentage points to 44.08%.
During the reporting period, the insurer’s operating profit increased to UAH 86.949 million, and net profit to UAH 90.008 million.
As of October 1, 2025, the company’s assets grew by 22.18% to UAH 1.343 billion, equity increased by 41.75% to UAH 356.530 million, liabilities increased by 16.37% to UAH 986.008 million, and cash and cash equivalents grew by 96.9% to UAH 450.771 million.
At the same time, the RA notes that as of October 1, 2025, IC “Persha” had formed a portfolio of current financial investments in bank deposits in the amount of UAH 17.707 million, which, together with cash and cash equivalents, covered 47.51% of its liabilities.
PJSC Insurance Company Persha has been operating in the Ukrainian insurance market since 2001. The company’s main specialization is auto insurance. IC Persha is a member of the Motor Transport Insurance Bureau of Ukraine, the League of Insurance Organizations of Ukraine, and the National Insurer of International Road Transport (TIR).
