In November 2025, banks increased lending by 2.6%, or UAH 33.5 billion, to UAH 1 trillion 347.5 billion, and increased the deposit base by 0.9%, or UAH 27.1 billion, to UAH 2 trillion 982.1 billion, according to the National Bank of Ukraine (NBU).
According to the regulator, the main growth in the loan portfolio was provided by the corporate segment, where the volume of loans increased by 2.6%, or UAH 25.4 billion, to UAH 995.5 billion.
Hryvnia loans to businesses increased by 2.5%, or UAH 17.1 billion, to UAH 706.9 billion, while foreign currency loans increased by 2.4%, or $160 million, to $6.84 billion.
Households also increased their loans by 2.6%, or UAH 8.6 billion, to UAH 343.5 billion.
The increase in deposits in November is associated with an increase in the volume of deposits from individuals: hryvnia deposits grew by 1.1%, or UAH 14.9 billion, to UAH 1 trillion 355.5 billion, while foreign currency deposits increased by 0.9%, or $95 million, to $10.66 billion in dollar terms.
As for legal entities, their hryvnia deposits increased in November by 0.7%, or UAH 11.4 billion, to UAH 1 trillion 555.8 billion, while foreign currency deposits decreased by 5.9%, or $615 million, to $9.78 billion.
The National Bank noted that during the month, the dollar exchange rate rose to 42.1928 UAH/$1 from 41.9701 UAH/$1, with a historic low of 42.4015 UAH/$1 recorded on November 26.
Since the beginning of the year, the volume of hryvnia loans to legal entities has increased by 21.5%, and loans to the population – by 25.3%. As for foreign currency loans, businesses increased them by 13.7%, while the population reduced them by 11.1% – to $237 million.
Hryvnia deposits of legal entities have grown by 2.7% since the beginning of the year, while foreign currency deposits have decreased by 3.0%. The population has increased its hryvnia deposits by 14.0% over 11 months, and foreign currency deposits by 7.5%.
