Partner banks of the state program of affordable mortgages “eHouse” have accredited 47 developers since the beginning of the year, bringing the total number of accredited developers to 67, the press service of PrJSC Ukrainian Financial Housing Company (Ukrfinzhytlo) reports.
According to the report, 11 developers joined the program in June. As a result, Ukrainians can now purchase housing under the program in 77 residential complexes in 15 regions of Ukraine.
Since the start of the eHouse program, Ukrainians have purchased 3,242 first-sale apartments, including 388 in newly constructed facilities.
The eHouse affordable mortgage lending program was launched in Ukraine in October 2022. Contract servicemen of the Armed Forces of Ukraine, employees of the security and defense sector, healthcare workers, teachers, and researchers can apply for a preferential mortgage at 3% per annum for up to 20 years with a down payment of 20% of the cost of housing.
Starting from August 1, 2023, war veterans, combatants, internally displaced persons (IDPs) and citizens who do not have their own housing larger than the standard area can apply for the eHouse program at a 7% discount.
Under the terms of the program, privileged categories of participants can purchase housing in a house under construction and houses not older than 10 years (in the capital and regional centers), while other participants can purchase housing in a house not older than three years or in a building under construction.
Ten partner banks participate in the program: state-owned Oschadbank, PrivatBank, Ukrgasbank, Ukreximbank, Sens Bank, as well as Globus Bank, Sky Bank and Credit Dnipro Bank, MTB Bank and TAScombank.
According to Ukrfinzhytl, as of July 12, loans were issued to 11,426 participants for UAH 18.1 billion.
