The Supervisory Board of Private JSC “IC ‘VUSO’ (Kiev) in order to expand the sales network, to increase the sales volume in the region has decided to create a separate subdivision Ternopil branch of IC ”VUSO No. 2″, the company reported in the information system of the National Commission on Securities and Stock Market (NCSSM).
The separate subdivision will represent the interests of IC “VUSO”, conclude insurance contracts, provide consultations to consumers of insurance services and clients.
IC “VUSO” was founded in 2001. It is a member of ITSBU and UFS, a participant of Direct Loss Settlement Agreement and a member of Nuclear Insurance Pool.
According to the Serbian Economist, Montenegro will soon tighten the visa regime for Russian citizens, bringing it in line with the rules of the European Union. This was announced by the Prime Minister of the country Milojko Spajic.
According to the head of the government, Podgorica intends to fully harmonize visa policy with the EU, which means the abolition of the current order allowing Russians to stay in Montenegro up to 30 days without a visa. Spajic emphasized that the measures will be introduced “very soon” and are part of the course to accelerate European integration and achieve EU membership by 2028.
Russian citizens can now freely enter the country for short periods of time without a visa, which has led to a significant increase in the number of tourists and re-locations from Russia in recent years. Once the regime is tightened, entry will require a visa at consular offices, similar to Schengen rules.
How many Russians now reside in Montenegro
According to official data from the Ministry of Internal Affairs of Montenegro, at the beginning of 2024-2025 in the country officially registered about 20 thousand citizens of Russia with a temporary or permanent residence permit. This makes Russians one of the most numerous foreign communities in the small 600-thousand-strong state.
In addition, according to the calculations of tourism and migration services, several thousand more Russians are in the country without long-term statuses – on tourist stay, on business grounds or in the process of registration of residence permits.
Prime Minister also recalled that Montenegro had previously tightened visa rules for citizens of Armenia, Uzbekistan, Kuwait and Egypt within the framework of adapting visa policy to EU standards. Podgorica fully follows the general foreign and defense policy of the European Union, including sanctions and visa restrictions against Russia.
Observers attribute the upcoming changes to pressure from Brussels following the tightening of the EU visa regime for Russians, as well as Montenegro’s desire to reaffirm its commitment to the European course against the backdrop of membership negotiations.
https://t.me/relocationrs/1792
Poland’s PZU will invest at least PLN 4 billion in the Innovate Poland program to stimulate the development of innovative domestic companies with high potential, according to the PZU website.
“At least PLN 4 billion will be invested through private equity and venture capital funds in about 250 companies. This is the first phase of the project, conceived as a platform to which additional institutions and investors will join in the next phases to jointly scale investments,” the information emphasizes.
In addition, it is reported that the Innovate Poland concept is based on the experience of the French “Plan Tibi”, which has significantly strengthened the French market for innovative investments in recent years. The budget of the first phase of Innovate Poland is PLN 4 billion, provided by development institutions: the Polish Development Fund (PFR), Bank Gospodarstwa Krajowego (BGK), the European Investment Fund (EIF) and Powszechny Zakład Ubezpieczeń (PZU) – the first commercial partner of the project.
The program is implemented under the patronage of the Minister of Finance and Economy. Its formula is designed to allow the addition of additional institutions and investors in subsequent phases, systematically increasing the scale of financing and strengthening the economic impact of the program.
PZU ((Powszechny Zakład Ubezpieczeń Spółka Akcyjna) is a Polish insurance company, one of the largest insurance companies in Central and Eastern Europe. It offers a wide range of insurance services, including life and property insurance.
Gold prices are declining on Thursday amid the strengthening of the dollar before the publication of statistical data on the U.S. labor market. By 14:02 Q2 quotations of December gold futures on the Comex exchange fell by about 0.5% to $4061.5 per ounce.
The U.S. Department of Labor will release a report on the U.S. labor market for September at 15:30 Q2. The report is expected to show job growth of 50,000 and unemployment remaining at 4.3%, Trading Economics noted. It is published late due to the shutdown.
ICE’s DXY index, which shows the dollar’s performance against six currencies (euro, Swiss franc, yen, Canadian dollar, pound sterling and Swedish krona), added about 0.1%.
Meanwhile, analysts at UBS upgraded their forecast for gold to $4500 an ounce from $4200 an ounce by mid-2026. They believe that gold will be supported by the Federal Reserve’s easing monetary policy, as well as geopolitical uncertainty, increasing demand for protective assets.
Earlier, the Experts Club think tank presented an analysis of the world’s leading gold-producing countries in its video on Youtube channel – https://youtube.com/shorts/DWbzJ1e2tJc?si=YuRnDiu7jtfUPBR9.
Installation of individual and autonomous heating systems in residential projects can increase the cost of construction, but the demand for such an option on the part of buyers is gradually growing, said Ukrainian developers interviewed by Interfax-Ukraine.
“The issue of heating is one of the key for buyers – they study this aspect very carefully at the stage of initial consultations. Potential residents are interested not only in the technical characteristics of the system, but also in stability, autonomy and cost of operation,” the press service of Alliance Novobud reported.
As the developer noted, the format of heating is selected individually for each project, taking into account the location, technical capabilities, scale of the complex and the needs of future residents. Thus, Alliance Novobud projects provide for both their own boiler houses and centralized heating.
The feasibility of this or that format of heating is determined at the design stage. However, if necessary, it is possible to adjust technical solutions at the stage of implementation to optimize costs and improve efficiency without significantly affecting the overall cost of the project, explained in Alliance Novobud.
PGD installed generators in the previously designed complex already at the realization stage. In new projects, the developer is integrating autonomy into the concept and envisages its own boiler houses and solar power plants.
“It is fundamental for us that these issues are not left on the shoulders of the residents. We calculate and implement all solutions centrally, at the developer’s level. People want to be sure that the apartment will be warm, the elevator will work, the gates on the parking lot will open, and the access system will not stop due to power outages,” – said the press service of the developer.
According to PGD, this approach slightly increases the cost of project realization, but reduces the costs of operation in the future.
According to the construction group “Synergy”, the cost of heating from its own gas boiler house is about one third lower than from the centralized city system. In addition, the developer’s Irpen project is equipped with individual boilers in each apartment.
“The issue of heat in apartments is very relevant, there were many requests for individual heating, as well as for a warm floor. Independence from city repairs and seasonal hot water shutdowns, the official start of the heating season is important for residents”, – explained the developer.
An important component of the heating system is also its own generators, which ensure the operation of the boiler room and engineering systems of the house in case of shutdowns.
“People prefer autonomy and energy independence. That is why a generator, individual heating, energy efficiency of apartments, no unnecessary heat loss, uninterrupted water supply are real advantages. After the first blackout in the winter of 2022, these questions are more relevant than ever for sales visitors,” Greenville noted.
According to the experts of the company, the centralized heating system has a number of disadvantages, including high cost of connection, high level of wear and tear of networks, significant heat losses during transportation of energy carriers. Therefore, for its projects in Kiev, the developer has chosen the device of roof gas boilers and individual heating point.
Among the advantages in Greenville named technical flexibility of boiler rooms, environmental feasibility, cost-effectiveness and payback of the system. In addition, the high efficiency of individual boilers, automatic regulation and weather-dependent control optimize energy consumption.
“The payback period of an individual rooftop boiler plant is usually three to five years due to savings on tariffs and heat losses. Another advantage is technical flexibility. The system is easily adapted to different load modes (heating, hot water supply, summer period). And, finally, it is about environmental feasibility. Modern gas boilers have low emissions of nitrogen oxides and CO”, – explained in the company.
As noted by the executive director of the developer “Real” Igor Ferenc, roof boilers and individual boilers are also a necessary solution in the old districts of Lviv, which are not provided with centralized heat supply.
In Kiev, the choice of heating system for the project is dictated by a number of factors: location, available infrastructure and technical and economic feasibility, said the project manager of the capital’s business-class housing Maxima Residence Artem Sebba.
“We analyze the presence of nearby heat or gas networks, compare the cost of implementing different solutions and take into account the future costs of operation. In new projects we focus on solutions that allow us to reduce dependence on external suppliers and ensure more stable operation of the system”, – said the expert.
According to him, additional autonomous solutions in case of heat or power outages are considered for each project separately, because they affect the cost of construction and further operation.
The Enso development company, after a feasibility analysis, chose the centralized heat supply option for its projects. As explained in the company, the feasibility of the selected types of heating systems is determined by comparing the cost of connection, capital costs of construction and the projected costs of operation for residents
Adjustment of projects at the implementation stage may require additional resources and time, taking into account additional approvals and revision of project documentation, the developer noted. But the projects provide for the possibility of installing backup or alternative equipment.
“Such a decision did not affect the overall cost of project implementation, and the operating costs of residents remain at the level of market averages for residential complexes with centralized heating,” explained the developer.
Ukrainians in October this year purchased 3.114 thousand cars imported from China, which is 2.6 times more than in the same month last year, according to “UkrAutoprom” in the Telegram channel. It is noted that mostly purchased passenger cars from China were new – 2.512 thousand units, which is 2.6 times more than last year. Demand for used cars also increased more than 2.6 times – 602 units were imported.
The absolute majority of passenger cars from China were electric cars – 92%.
The most popular models of new cars of Chinese origin are Volkswagen ID.UNYX – 441 units; BYD Song Plus – 391 units; BYD Leopard 3 – 261 units; Zeekr 7X – 169 units; BYD Sea Lion 07 – 150 units.
The most frequently purchased used cars were Zeekr 001 – 57 units; BYD Sea Lion 07 – 45 units; Volkswagen ID.UNYX – 36 units; Zeekr 7X – 33 units and Audi Q4 – 30 units.
As reported, in January-October this year, China was among the top three countries from which Ukraine imported passenger cars after Germany and the U.S. with a share of 13.8% of total imports or $663 million, while for the same period in 2024 was not included in the top three.
For the whole year 2024 Ukrainians bought about 14.4 thousand imported autos from China – 18% more than in 2023. Demand for new cars increased by 37% – up to 11 thousand units, while demand for used cars decreased by 20% – to 3.3 thousand.
In addition, according to “UkrAvtoprom”, in October-2025 Ukrainians bought more than 5.8 thousand used cars imported from the U.S. – 2.2 times more than in the same period of 2024.
The largest share of this number (49%) – electric cars, while the share of gasoline cars was 36%, hybrid cars – 8%, diesel cars – 4%, cars with SBB – 3%.
The average age of “Americans” with mileage, added to the Ukrainian car fleet in October – 5.2 years.
The top five most popular used cars made in the USA are Tesla Model Y – 900 units; Tesla Model 3 – 841 units; Ford Escape – 408 units; Nissan Rogue – 273 units; Tesla Model S – 270 units.
