First Ukrainian International Bank (FUIB, Kyiv) received UAH 1.22 billion in net profit in the third quarter of 2025, which is 10.1% less than in the same period of 2024, when it amounted to UAH 1.36 billion.
It is noted that pre-tax profit also decreased by 10.1% to UAH 1.63 billion, while net interest income increased by 18.1% to UAH 4.38 billion, and net commission income increased by 43.3% to UAH 0.64 billion.
According to the report, the decline in net profit is mainly due to an increase in impairment losses to UAH 1.1 billion from UAH 0.16 billion in the third quarter of 2024, while the bank’s operating expenses increased by 9% to UAH 2.6 billion, and net income from foreign currency transactions decreased by 21.9% to UAH 0.18 billion.
According to the document, in January-September of this year, the bank significantly increased its portfolio of loans and advances to customers – by 30.2% to UAH 87.13 billion as of September 30, 2025, compared to UAH 66.92 billion at the beginning of 2025.
As of September 30, 2025, the total loan portfolio of the bank’s 20 largest borrowers grew to UAH 12.11 billion, which is 23.9%, or UAH 2.33 billion, more than at the end of 2024, but its share in the loan portfolio, excluding reserves, remained at 13%.
Since the beginning of the year, FUIB’s total assets have grown by 4.4%, or UAH 8.22 billion, to UAH 194.81 billion, while total liabilities have grown by 2.3%, or UAH 3.77 billion, to UAH 168.16 billion.
The bank’s equity increased by 16.4%, or UAH 3.76 billion, to UAH 26.64 billion, of which retained earnings amounted to UAH 16.13 billion.
Overall, in the first nine months of this year, net profit decreased by 7.6% compared to the same period last year, to UAH 4 billion 792.21 million, with net interest income growing by 15.6% to UAH 12.52 billion and net commission income by 43.1% to UAH 2.39 billion.
According to the National Bank, as of September 1, 2025, FUIB ranked fifth among 60 banks in Ukraine with assets of UAH 193.14 billion. The ultimate beneficiary is Rinat Akhmetov.
