In January-June 2025, ARX Insurance Company (Kyiv) collected net premiums in the amount of UAH 2.575 billion, which is 35.17% more than in the same period a year ago, and increased gross premiums to UAH 2.731 billion (+39.7%).
These statistics are provided on the website of RA “Standard-Rating” regarding the update of the company’s credit rating/financial stability (reliability) rating at the level of “uaААА” on the national scale based on the results of the first half of 2025.
According to the published data, revenues from individuals increased in the insurer’s portfolio by 37.89% to UAH 1.579 billion, while revenues from reinsurers decreased by 33.56% to UAH 3.846 million. Thus, the share of individuals in the gross premiums of the insurance company was 57.83%, and the share of reinsurers was 0.14%.
Insurance payments sent to reinsurers in the first half of 2025 increased more than threefold compared to the same period in 2024, to UAH 155.850 million, The reinsurers’ share in insurance premiums increased to 5.71% in the first half of 2025.
The volume of insurance payments made by the insurer during this reporting period increased by 16.86% compared to January-June 2024, to UAH 1 billion. Given the higher growth rate of gross premiums compared to insurance payments, the level of payments decreased by 7.16 percentage points (pp) to 36.63%.
The RA notes that, based on the results of the first half of 2025, ARKS Insurance Company’s activities were profitable: the company received UAH 61.608 million in operating profit and UAH 198.688 million in net profit.
As of July 1, 2025, its assets increased by 12.71% to UAH 5.883 billion, equity showed an increase of 7.55% to UAH 2.832 billion, liabilities increased by 17.96% to UAH 3.051 billion, and cash and cash equivalents increased by 42.01% to UAH 1.161 billion.
According to RA data, as of the beginning of the third quarter of 2025, the company had a capitalization level of 92.81%, and 38.05% of its liabilities were covered by cash and cash equivalents.
At the same time, as of July 1, 2025, the insurer made financial investments in the amount of UAH 2.889 billion, consisting of government bonds and municipal bonds (63.27% of the investment portfolio), as well as deposits in banks with an investment-grade credit rating (36.73% of the portfolio). Thus, as of the reporting date, liquid assets exceeded the liabilities of ARKS Insurance Company by 1.33 times.
ARKS is part of the international insurance holding company Fairfax Financial Holdings Ltd.
