The National Bank of Ukraine (NBU) has banned Liberty Finance FC LLC and persons related to the company from providing payment services through KYT Group (“KYT GROUP”) Internet services due to the detection of unlicensed activities in the payment market. “Liberty Finance” carried out payment services to transfer funds without opening an account – without a license and proper registration”, – said the NBU in a statement on the website.
As noted in the decision of the regulator, its staff during the inspection found that the order of financial services to transfer funds through the services of “KYT Group” was carried out through a telegram bot, and their receipt – in cash offices officially registered for FC “Liberty Finance”. The addresses of the cash desks where the funds were issued coincided with the locations registered for Liberty Finance FC in the NBU’s Register of Currency Exchange Points.
The regulator also confirmed that at the time the services were provided, the trademarks “KYT Group” and “KYT” belonged to Anton Tkachenko, who is the ultimate beneficial owner of Liberty Finance FC. On September 24, 2025, already after fixing the violations, Tkachenko transferred the rights to these TMs to Priveit Limited Company Vesvis (Estonia), the National Bank added.
According to the decision, in response to the charges, Tkachenko declared full disagreement with the NBU’s conclusions. In letters submitted to the National Bank, he and the company argued that the Telegram channels were anonymous and the screenshots did not prove their involvement.
At the same time, the National Bank pointed out that it was the regulator’s employees who personally used the services of the service and received funds in the branches of Liberty Finance FC LLC, which is a confirmation of the fact of unlicensed activity.
According to the decision of the NBU, the regulator recognized the services provided to individuals and legal entities through the Internet services of KIT Group using the trademarks “KYT Group”, “KYT”, containing signs of financial payment services. LLC FC Liberty Finance and other entities controlled by Tkachenko are prohibited from carrying out payment transactions through KYT Group Internet services.
The decision came into force on October 9, 2025.
LLC “FC ”Liberty Finance” has two licenses of the National Bank to carry out activities in the provision of financial services: trade in currency values in cash; provision of funds and bank metals on credit.
KYT Group“ also includes pawnshop ”KYT Group Plus“ LLC ”KYT Group and Company”, the owner of which is Lyudmila Tkachenko, and director Ivan Tkachenko.
According to the YouControl resource, the authorized capital of Liberty Finance FC is UAH 25 million, equity at the beginning of this year – UAH 188.65 million. The company ended last year with a net profit of UAH 45.46 million against UAH 153.92 million a year ago. The item “other income” in the flow of funds as a result of operating activities in 2024 rose to UAH 29 billion from UAH 21.6 billion in 2023.
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