JSC OTP BANK plans to continue active lending to corporate business next year, in particular, to increase the volume of financing for renewable energy. This was stated by Alla Biniashvili, Member of the Management Board of OTP Bank responsible for corporate business development, during the event “Global Outlook: Strategic Momentum”.
“What, in our opinion, will be the driver in 2026? Of course, renewable energy. It is already financed mostly by state-owned banks, but all other institutions also prioritize financing energy security and renewable energy. And we at OTP Bank expect a significant increase in its share in our portfolio and in the portfolios of other banks next year,” said A. Biniashvili.
According to her, the banking sector is characterized by a high level of liquidity, and banks are determined to continue to finance businesses. In 2025, the top 3 lending areas include agriculture, food industry, and trade, both wholesale and retail. Financial institutions support Ukrainian companies by competing for customers and offering them optimal rates and conditions. “They do this, they successfully lend. But banks also finance companies. When we look at the balance sheets of banking institutions, we see that liabilities, i.e. deposits and account balances, are twice as high as assets. The reason for this is uncertainty: most companies are afraid to invest in projects because of the war and the risks associated with it. However, we are growing, and the banking sector is developing. If we talk about OTP Bank, we have grown by 35% in hryvnia over six months, i.e. plus UAH 6 billion to the beginning of the year,” emphasized the Board member.
According to Alla Biniashvili, despite all the challenges, including the geopolitical situation, inflation, deterioration of the trade balance due to the need for imports for energy security, lower harvests, and staff shortages, financial institutions are optimistic about the future. “We shouldn’t give up, because when the war is over, everyone will lend, and it will be a boom. And now we are working based on the situation we have and doing everything to effectively support business and the country’s economy,” emphasized the member of the Board of OTP Bank.
The event “Global Outlook: Strategic Momentum” event was attended by Andriy Pyshnyi, Governor of the National Bank of Ukraine, Olena Voloshyna, Country Manager of the International Finance Corporation (IFC) in Ukraine, and representatives of the business community. The participants focused on the following key areas: financial stability and the role of business in Ukraine’s recovery. They discussed the practical contribution of companies to rebuilding the country’s infrastructure, as well as the innovations and support needed to overcome current challenges. In total, the event was attended by about 350 guests, with another 200 joining the conference online.
