There are no official government statistics on the percentage of Ukrainian citizens who use cryptocurrencies as of December 2025. In practice, estimates from analytical companies and the results of sociological surveys are used, but the figures vary significantly due to different definitions of “use” (ownership, investment experience, real transactions, transfers).
The most frequently cited estimate for the entire country is data from Triple-A: “15.72% of Ukrainians own cryptocurrency,” which is equivalent to approximately 6.5 million people (estimate of the share of the total population).
Survey data gives higher values for certain population groups. For example, a Gradus Research study commissioned by WhiteBIT (April 2024) among residents of cities with a population of 100,000 or more (aged 18-60, 883 respondents, excluding temporarily occupied territories and areas of active hostilities) showed that 26% of respondents reported owning cryptocurrencies.
Another benchmark is an Ipsos study commissioned by WhiteBIT (April-May 2025) among “financially active” city dwellers aged 18-65 (650 respondents in cities with a population of 100,000 or more). The published results indicate that 25% already had experience investing in cryptocurrency, while another 23% stated their intention to start in the near future. At the same time, a note on the methodology indicates the composition of the sample, which included, in particular, respondents who do not reject investing in cryptocurrency and those who already keep part of their savings in cryptocurrency. This is important to consider when interpreting the results as an indicator of the “financially active” audience, rather than the entire population.
If we interpret “use” as strictly as possible — as personally conducting transactions — then the Gradus study gave a more “conservative” lower limit: 5.1% of respondents reported that they had personally conducted transactions with crypto assets and/or blockchain (the same material separately noted a much higher proportion of experience in the 18-24 age group).
Chainalysis indirectly confirms Ukraine’s high level of involvement: in the Global Crypto Adoption Index 2025, Ukraine ranked first in the rating adjusted for population (and eighth in the overall rating), with the calculation taking into account the assessment of transaction flows and web traffic of crypto services.
The spread of estimates in 2024-2025 (from approximately 15-16% “ownership” to about a quarter in selected urban and “financially active” samples) is explained by the fact that ownership/investment experience is usually broader than the proportion of people who regularly use crypto assets in real transactions.
In the public legal field of Ukraine, virtual assets are not considered a legal means of payment – the text of the law “On Virtual Assets” explicitly states that virtual assets are not a means of payment on the territory of Ukraine and cannot be exchanged for goods, works, and services.
Financial regulators have also emphasized that cryptocurrencies do not fall under the regime of money/electronic money/currency values as interpreted by Ukrainian legislation and have pointed out the risks of transactions with them.
https://www.fixygen.ua/news/20251219/priblizno-16-ukrayintsiv-volodiyut-kriptoaktivami.html
