Express Insurance (Kyiv) collected insurance premiums totaling UAH 148.9 million in December 2025, which is 63% more than in the same period of 2024, according to the insurer’s website.
Premiums under CASCO contracts for this period amounted to UAH 88.4 million, which is 32.3% higher than in December 2024, while premiums under MTPL reached UAH 58.7 million (+159.6%), and premiums under other types of insurance amounted to UAH 2 million.
Express Insurance was founded in 2008 and is part of the UkrAVTO group of companies. It specializes in auto insurance. The consistently high speed of settlement of claims at the insurance company is ensured by optimal interaction with partner service stations.
PJSC Insurance Company PZU Ukraine (Kyiv) collected UAH 2.884 billion in net premiums in 2025, which is 41.9% more than in 2024 (UAH 2.033 billion), according to the insurer’s interim data posted on the information disclosure system of the National Securities and Stock Market Commission (NSSMC).
Premiums written for the year increased by 27.7% to UAH 2.772 billion.
In 2025, the company made compensation payments of UAH 2.739 billion, which is 23.5% more than in 2024. At the same time, gross profit amounted to UAH 145.042 million, while a year earlier it was UAH 184.743 million.
The financial result before tax amounted to UAH 391,015 thousand, and profit expenses amounted to UAH 60.088 million.
The insurer’s net loss for 2025 amounted to UAH 330.931 million, while in 2024, the company ended with a net loss of UAH 21.749 million.
PZU Ukraine Insurance Company is supported by one of the largest insurance groups in Central and Eastern Europe, PZU Group, which includes the parent company of PZU Ukraine Insurance Company, PZU S.A.
According to the National Bank of Ukraine, PZU Ukraine ranks 11th in terms of premiums collected for the first nine months of 2025 among non-life insurers in Ukraine.
Insurance companies ARX (risk insurance) and ARX Life (life insurance) paid out UAH 2.1 billion to customers in 2025, which is 18% more than a year ago, collecting UAH 6.08 billion in insurance premiums (+32%), the company reported.
It is noted that the most powerful driver of ARX’s growth was compulsory civil liability insurance (OSCPV), under which it collected UAH 913.6 million in premiums, 2.6 times higher than in 2024.
CASCO brought the insurer UAH 2.81 billion (+18%), property insurance – UAH 915.1 million (+72%), and voluntary medical insurance (VMI) – UAH 488.4 million (+11%).
ARX Insurance Company also reports that it consistently supports the Armed Forces and people who have gone through the war. In total, since the beginning of the full-scale invasion, UAH 102.63 million has been transferred to help Ukrainian defenders, of which UAH 10.52 million has been allocated to support veterans.
ARX Insurance Company and ARX Life are part of the international insurance holding company Fairfax Financial Holdings Ltd. ARX Insurance Company is one of the top five insurance companies in Ukraine in terms of premiums collected and payments made.
The National Bank of Ukraine (NBU) has revoked the license of insurance company “Professional Insurance” (Kyiv) to conduct insurance activities due to violations of licensing requirements.
According to the NBU website, the board’s decision to revoke the license was made on December 30, 2025, and came into effect on the same day after its publication.
From the date of entry into force of the decision, the insurer loses the right to conclude insurance contracts and extend the term of existing contracts, as well as to conclude new contracts or make changes to existing ones that lead to an increase in obligations to clients for the relevant classes of insurance.
Earlier that day, the National Bank refused to allow IC “Professional Insurance” to conclude written agreements on measures to eliminate previously identified violations of the requirements for the authorization of financial service providers and the conditions for their activities. The regulator explained its refusal by saying that such agreements do not provide sufficient confidence in the timely and complete elimination of this violation.
In its decision, the NBU called the insurance company’s registration in August 2024 of an increase in its authorized capital from UAH 8 million to UAH 48 million without obtaining the regulator’s consent a violation. The document states that the owners of Professional Insurance, Roman Kuzmenko and Yevgen Vasilenko, bought domestic government bonds, then sold these bonds to other insurers, and used the proceeds to increase the authorized capital. However, the National Bank recognized that the sources of the funds were not confirmed and therefore refused to approve both the increase in the authorized capital and its reduction back to UAH 8 million due to a violation of prudential requirements.
The company’s attempts at the end of 2025 to reach an agreement with the National Bank on the conclusion of written agreements were unsuccessful.
Professional Insurance Insurance Company was established in 2007 and has 44 licenses to conduct insurance activities.
According to YouControl, the company’s net earned insurance premiums for the first nine months of this year amounted to UAH 2.4 million, compared to UAH 0.71 million for the same period in 2024, and net profit amounted to UAH 4.80 million, compared to UAH 0.93 million.
Insurance company Busin (Kyiv) collected UAH 175.2 million in gross premiums in January-September 2025, which is 9.08% more than in the same period of 2024, according to Standard Rating, which updated the insurer’s credit rating/financial stability rating to “uaAA+” on the national scale based on an analysis of the specified period.
The rating agency’s report notes that revenues from reinsurers increased by 6.05% to UAH 189.1 million, and the ratio between premiums attributable to reinsurers and gross premiums decreased by 3.09 percentage points (pp) to 107.94%.
In the first nine months of 2025, the company paid out UAH 215,000 in insurance payments and reimbursements to its clients, compared to UAH 31.869 million in the same period of 2024. RA notes that significant fluctuations in the volume of business and the level of payments of JSC IC Busin are related to the specifics of its activities and specialization in insurance of large risks, in particular aviation risks.
As of September 1, 2025, the company’s assets decreased by 5.44% to UAH 282.5 million, equity increased by 13.4% to UAH 182.7 million, and cash and cash equivalents decreased by 26.9% to UAH 235.6 million.
RA notes that the financial results of Busin Insurance Company JSC improved significantly in the period under review. In particular, based on the results of the first nine months of 2025, the insurer received significant amounts of operating profit (UAH 34.08 million) and net profit (UAH 24.84 million), while based on the results of the same period in 2024, the insurer’s activities were unprofitable.
Busin Insurance Company was registered in February 1993. It specializes in risk insurance. It is a member of a number of professional and industry associations, including the League of Insurance Organizations of Ukraine, the Insurance Payments Club, the International Association of Aviation Insurers (UA), the Nuclear Insurance Pool, the American Chamber of Commerce in Ukraine, and the British Business Club.
Insurance company BBS Insurance (formerly Brokbusiness, Kyiv) collected UAH 660.03 million in gross premiums in January-September 2025, which is 64.70% more than in the same period of 2024.
This was reported by RA Expert-Rating in its confirmation of the insurance company’s financial stability rating at “uaAA” on the national scale.
According to the RA, the share of insurance premiums belonging to reinsurers increased by 44.6%, while their share in the company’s gross premium structure decreased by 0.23 p.p. to 1.63%.
In the first nine months of 2025, the company made 77.75% more insurance payments and reimbursements than in the first nine months of 2024, and the level of payments increased by 2.62 p.p. to 35.67%.
During the reporting period, the equity capital of IC “BBS Insurance” increased by 21.21% to UAH 196.84 million, while its gross liabilities increased by 61.05% to UAH 388.29 million. As a result of the higher growth rate of liabilities, the level of coverage of the insurer’s liabilities by equity capital decreased in the reporting period: by 16.67 p.p. to 50.69%.
Cash and cash equivalents increased by 58.62% to UAH 382.28 million, while the ratio of cash to liabilities decreased by 1.51 p.p. to 98.45%. Thus, as of the beginning of the fourth quarter of 2025, highly liquid assets covered 98.45% of the company’s liabilities.
RA also notes that the company’s activities were profitable during the period under review. Compared to the same period in 2024, operating profit increased by 38.51% to UAH 49.05 million, and net profit increased by 27.13% to UAH 47.63 million.
BBS Insurance has been operating in the Ukrainian insurance market for over 30 years and is represented in all regions of the country. It has a license to conduct insurance activities in 18 classes.
