Starting January 1, 2026, to retire at age 60, both men and women must have 33 years of service, and the minimum old-age pension has increased by 234 hryvnia.
According to the law “On Compulsory State Pension Insurance,” the minimum old-age pension for men with 35 years of insurance experience and women with 30 years of insurance experience is set at the subsistence minimum for persons who have lost their ability to work.
The law “On the State Budget for 2026” stipulates that on January 1, the subsistence minimum for persons who have lost their ability to work is UAH 2,595, accordingly, the minimum old-age pension has increased from UAH 2,361 to UAH 2,595.
According to the Pension Fund of Ukraine (PFU), from January 1, 2026, both men and women will need to have 33 years of service to retire at 60; citizens will be entitled to retire at 63 if they have at least 23 years of service; at 65 – 15 years of service.
If a person has less than 15 years of service, at the age of 65, they will be entitled to receive state social assistance instead of pension payments.
More than a quarter of pensioners continue to work
According to the Pension Fund, the average pension in Ukraine was 6,400 hryvnia as of early October 2025.
However, almost a third of pensioners receive, on average, payments of 3,340 hryvnia. In total, there are currently almost 10.2 million pensioners in Ukraine. One in four continues to work.
The average pension in Ukraine is currently 6,436 hryvnia, or 133 euros (exchange rate at the time of publication). Almost a third of Ukrainian pensioners — more than 3.3 million people — receive only 3,340 hryvnia per month. Another 4% of pensioners live on about 2,300 hryvnia per month.
It is worth noting that last year there were even more such pensioners — 26% received less than 3,000 hryvnia, but after indexation, payments increased to 3,000 hryvnia per month.
At the same time, there are those who receive more. About 1.5 million people, or 15% of all pensioners, have an average payment of 15,750 hryvnia — that’s about 325 euros. Almost 3 million Ukrainian pensioners receive an average of 6,860 hryvnia, and 2.1 million receive only 4,510 hryvnia.
Compared to Europe, Ukrainian pensions are among the lowest on the continent. Their size is approximately the same as in Albania — €160. In Romania and Bulgaria, pensions range from €450 to €550, and in Poland and the Czech Republic, from €800 to €900 per month.
The highest pensions in Ukraine are traditionally in Kyiv — 8,848 UAH, which is 37% more than the national average. The lowest are in the western regions: in Ternopil (4,997 UAH), Chernivtsi (5,173 UAH), and Zakarpattia (5,233 UAH).
More than a quarter of Ukrainian pensioners continue to work after retirement. Currently, 2.8 million working pensioners receive an average of 7,069 hryvnia in payments.
https://opendatabot.ua/analytics/pensions-2025-3
