Ripple’s participation in the pilot projects of national digital currencies (CBDCs) has helped the company to better understand the needs of central banks and the role of commercial players in the future financial system. This was stated by former Ripple CBDC advisor Anthony Welfer.
Since 2021, Ripple has been involved in testing digital currencies with a number of countries. The partners included Palau, Montenegro, Bhutan, Georgia, and the United Kingdom. According to Welfer, these projects not only allowed the technology to be tested in practice but also spurred the development of the XRP Ledger (XRPL).
“CBDC experiments have shown that the main challenge of the future is interoperability. CBDCs, stablecoins, and tokenized deposits should work together to make it easy and convenient for people and businesses to use them,” he emphasized.
Back in 2023, the company introduced an XRPL-based platform for issuing both CBDCs and stablecoins. In August 2025, it launched its own RLUSD token pegged to the US dollar. The coin operates on both the XRPL and Ethereum networks. The capitalization of RLUSD has already approached $790 million, which remains a small share of the global stablecoin market (over $300 billion).
At the same time, Ripple announced a partnership with DBS and Franklin Templeton to launch trading and credit tokenized products based on XRPL and RLUSD.
In this way, the company is trying to integrate into the fast-growing digital asset sector, using the experience gained in pilots with governments.
https://www.fixygen.ua/news/20251001/eks-menedzher-ripple-cbdc-proekti-zminili-rozvitok-xrpl.html
