Ukrainian banks in 2022 issued 2 thousand mortgages worth UAH 1.96 billion – this is 5.3 times less than in 2021 by the number of such loans and 4.3 times less by volume, the National Bank of Ukraine (NBU) said Thursday following a monthly survey of banks.
According to his data, in December 2022 issued 405 thousand mortgages worth 500 million UAH, which is the highest figure since the beginning of a full-scale war.
Information on the issuance of mortgages in December reported four banks, the regulator said.
It is indicated that two-thirds of the number of contracts were issued before the full-scale military aggression of the Russian Federation, in January and February, and in March no mortgages were issued at all.
In September and November the demand for mortgages began to recover, and banks issued 252 mortgages worth 280 million UAH.
The share of secondary market mortgages amounted to 99% of all mortgages issued in June and December.
The results of the survey show that the average size of a loan to buy housing in the primary market in 2022 rose to 954.875 thousand UAH from 898 thousand UAH in 2021, in the secondary market – to 974 thousand UAH from 809 thousand UAH.
In the regional context, more mortgage loans in 2022 were issued in Kiev and the Kiev region. – 241 contracts worth UAH 345 million (43% of the total amount), Volyn – 48 contracts worth UAH 60 million (8%), Vinnytsia – 37 contracts worth UAH 50 million (6%) and Chernihiv – 54 contracts worth UAH 47 million (6%).
