In January-September 2024, PrJSC Ukrainian Financial Housing Company (Ukrfinzhytlo), which manages the state program eHouse, increased its assets by 23% to UAH 74.9 billion.
According to Ukrfinzhytel’s financial statements, the company’s retained earnings have increased by 51% since the beginning of the year to UAH 8.9 billion.
As of September 30, 2024, the company’s financial investments in securities amounted to UAH 54.3 billion, and loans for UAH 14 billion were received, of which repurchase agreements amounted to UAH 5.3 billion and long-term loans – UAH 7.7 billion.
In the third quarter, Ukrfinzhytlo signed agreements on opening credit lines with JSC FUIB (up to UAH 1.5 billion), JSC Cominbank (up to UAH 250 thousand), JSC TAScombank (up to UAH 300 thousand and UAH 90 thousand).
The eOselya affordable mortgage lending program was launched in Ukraine in October 2022. Contract servicemen of the Armed Forces of Ukraine, employees of the security and defense sector, healthcare workers, teachers, and researchers can apply for a preferential mortgage at 3% per annum for up to 20 years with a down payment of 20% of the cost of housing.
Starting from August 1, 2023, war veterans, combatants, internally displaced persons (IDPs) and citizens who do not have their own housing larger than the standard area can apply for the eHouse program at a 7% discount.
Under the terms of the program, privileged categories of participants and IDPs can purchase housing in a building under construction and buildings not older than 10 years (in the capital and regional centers), while other participants can purchase housing in a building not older than three years or a building under construction.
The program involves 10 partner banks: state-owned Oschadbank, PrivatBank, Ukrgasbank, Sens Bank, as well as MTB Bank, TAScombank, Globus Bank, Sky Bank, Credit Dnipro Bank, and BISBANK.
As of October 30, 13.8 thousand families have purchased their own housing for more than UAH 22.3 billion, according to Ukrfinzhytl.
