Business news from Ukraine

Business news from Ukraine

Highest average European mortgage rates in Hungary, Poland, and Romania

8 September , 2025  

Consulting firm Deloitte has released the 14th edition of its Property Index 2025 report on European housing markets. The study covers 28 countries. Ukraine was not included in this study.

The highest average mortgage rates are in Hungary (9.35%), Poland (7.67%), and Romania (6.89%). Deloitte

The lowest are in Bulgaria (2.83%), Croatia (2.86%), and Turkey (3.01%).

The average rate in Europe is 4.36%, which is slightly lower than last year and reflects the gradual easing of monetary policy in a number of countries.

Deloitte notes that against the backdrop of a “bottleneck” with new projects and sustained demand, the rental segment is strengthening (rates are rising not only in capital cities but also in regional centers). At the same time, high rates and regulatory lags in permits continue to put pressure on property affordability, especially in large agglomerations.

Deloitte Property Index 2025 — a comparative study of European housing markets: prices for new buildings, affordability (in years of gross salary for a 70 m² apartment), rental dynamics, and mortgage rates. Key findings and figures are available on the Deloitte Property Index 2025 report page.

 

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