The loan portfolio of Ukrainian banks in August 2021 increased by 3%, to UAH 1.124 trillion, while the volume of non-performing loans (NPL) decreased by 0.7%, to UAH 393.178 billion, according to reports on the website of the National Bank of Ukraine (NBU). According to the report, the share of non-performing loans in the country’s banking system in August fell to 34.99% from 36.3% in July.
The National Bank indicated that over the month the portfolio of loans in the corporate sector increased by 2.6% – to UAH 827.583 billion (the NPL volume in it decreased by 0.2% – to UAH 344.99 billion), and the portfolio of loans to individuals increased by 2.4% – to UAH 238.463 billion (NPL decreased by 3.7% – to UAH 47.738 billion).
At the same time, the volume of interbank loans increased by 3.9% – to UAH 41.1 billion (NPL by 1.3% – to UAH 450 million), and the volume of loans issued to public authorities and local governments – by 1.5 times, to UAH 16.7 billion (NPL remained at 0%).
According to the National Bank, in August the share of NPL in the portfolio of loans provided to the corporate sector decreased by 1.2 percentage points (to 41.69%), loans to the population – by 1.3 percentage points (to 20.02%), interbank loans – by 0.03 percentage points (to 1.10%), while the share of loans to state authorities remained at the level of 0%.
The central bank’s report indicates that the loan portfolio of state-owned banks (excluding PrivatBank) in August-2021 increased by 4.7% – to UAH 303.856 billion (the NPL volume in it decreased by 0.9% – to UAH 111.195 billion). PrivatBank’s loan portfolio grew by 0.9% – to UAH 250.674 million (NPL – by 0.1%, to UAH 176.9 billion).
In addition, over the month, the loan portfolio of banks with foreign capital increased by 3.5% (to UAH 372.39 billion), with private – by 2.2% (to UAH 196.257 billion). At the same time, the volume of NPL in them decreased by 2.5% (to UAH 82.956 billion) and by 1.1% (to UAH 21.592 billion), respectively.
Thus, in August 2021, the share of NPL in the loan portfolio of state-owned banks (excluding PrivatBank) decreased by 2 p.p. (to 36.59%), and in PrivatBank – by 0.6 p.p. (to 70.57%). At the same time, the share of NPL in the loan portfolio of banks with foreign capital decreased by 1.4 percentage points (to 22.28%), with private – by 0.4 percentage points (to 11%).
LOAN PORTFOLIO, NPL, UKRAINIAN BANKS
