ARX Life Insurance Company (Kyiv) collected insurance premiums totaling UAH 91.185 million in January–March 2026, which is 11.8% more than in the same period of 2025.
This was reported by the rating agency “Standard-Rating” in its update on the insurer’s credit rating/financial stability (reliability) rating, which was maintained at “uaAAA” on the national scale for the reporting period.
According to a statement on the rating agency’s website, the volume of payments and reimbursements made by the insurer in the first quarter of 2026 increased by 12.45% compared to the first quarter of 2025—to UAH 17.111 million. Thus, the insurer’s payout ratio increased by 0.11 percentage points to 18.77%.
The company’s acquisition costs for the first quarter of 2026 rose by 0.05% compared to the same period in 2025—to UAH 43.011 million.
In 2025, ARKS Life Insurance Company reported a net profit of UAH 21.094 million, which is 57.48% higher than in the first quarter of 2025.
As of April 1, 2026, the company’s assets increased by 2.67% to UAH 436.138 million, equity by 6.04% to UAH 370.181 million, liabilities decreased by 12.87% to UAH 65.957 million, and cash and cash equivalents increased by 21.49% to UAH 198.771 million.
Thus, as of the beginning of the second quarter of 2026, the company had a capitalization ratio of 561.25% and a coverage ratio of liabilities by cash and cash equivalents of 301.36%.
At the same time, RA notes that during the reporting period, the insurer made financial investments totaling UAH 226.044 million, consisting of government bonds and municipal bonds (84.71% of the portfolio) and deposits in banks with investment-grade credit ratings (15.29% of the portfolio).
ARX Life is part of the international insurance holding company Fairfax Financial Holdings Ltd. ARX Life ranks among the top ten companies in the life insurance market in Ukraine.
Insurance companies ARX (risk insurance) and ARX Life (life insurance) paid out UAH 2.1 billion to customers in 2025, which is 18% more than a year ago, collecting UAH 6.08 billion in insurance premiums (+32%), the company reported.
It is noted that the most powerful driver of ARX’s growth was compulsory civil liability insurance (OSCPV), under which it collected UAH 913.6 million in premiums, 2.6 times higher than in 2024.
CASCO brought the insurer UAH 2.81 billion (+18%), property insurance – UAH 915.1 million (+72%), and voluntary medical insurance (VMI) – UAH 488.4 million (+11%).
ARX Insurance Company also reports that it consistently supports the Armed Forces and people who have gone through the war. In total, since the beginning of the full-scale invasion, UAH 102.63 million has been transferred to help Ukrainian defenders, of which UAH 10.52 million has been allocated to support veterans.
ARX Insurance Company and ARX Life are part of the international insurance holding company Fairfax Financial Holdings Ltd. ARX Insurance Company is one of the top five insurance companies in Ukraine in terms of premiums collected and payments made.
In 2024, ARX (risk insurance) and ARX Life (life insurance) insurance companies paid almost UAH 1.8 billion to customers, which is 23% more than last year, of which ARX paid UAH 1.72 billion (+24.6%), according to a press release from the insurer.
In 2024, hull insurance payments amounted to almost UAH 1.02 billion, which is 22% more than in 2023, motor third party liability – UAH 164 million (+ 41% by 2023), VHI – UAH 307 million (+ 16%), property insurance – UAH 97 million (+ 69%).
Every day, the company paid out an average of almost UAH 6.6 million to customers.
As reported, the total premiums of ARX and ARX Life insurance companies in 2024 amounted to UAH 4.6 billion, which is 15% more than in 2023. The amount of premiums collected by ARX Insurance Company for hull insurance policies amounted to UAH 2.4 billion (+22% compared to 2023), for MTPL – UAH 535 million (+21%), and for property insurance – UAH 532.8 million (+20%).
The net profit of ARX and ARX Life last year amounted to almost UAH 520 million.
ARX is the first insurer in Ukraine to offer military risk coverage of up to UAH 100 million through a strategic agreement with DFC. Previously, the maximum coverage amount was UAH 20 million.
In January-September 2024, “ARX Life” Insurance Company (ARX Life, Kyiv) collected insurance premiums in the amount of UAH 251.2 million, which is 7.03% more than in the same period a year earlier.
This was reported by RA “Standard-Rating” on its website in the information on the company’s credit rating/insurer financial strength (reliability) rating update at the level of “uaAAA” on the national scale.
The volume of payments and reimbursements made by the insurer in the first half of the year decreased by 10.21% to UAH 44.382 million. Thus, the insurer’s claims ratio decreased by 3.39 percentage points to 17.67%.
The insurer’s acquisition expenses for the first three quarters of 2024 decreased by 4.99% to UAH 134.587 million compared to the same period in 2023.
Net profit amounted to UAH 60.908 million, which is 31.01% more than the net profit for 9 months of 2023.
As of October 1, 2024, the insurer’s assets increased by 24.55% to UAH 355.136 million, equity – by 28.76% to UAH 272.681 million, liabilities – by 12.41% to UAH 82.455 million, cash and cash equivalents – by 66.66% to UAH 65.756 million.
Thus, as of the beginning of the fourth quarter of 2024, the company had a high level of capitalization (330.7%), as well as the level of coverage of its liabilities by cash and cash equivalents (79.75%).
At the same time, RA notes that as of October 1, 2024, the insurer made financial investments in the amount of UAH 279.6 million. They consisted of government bonds and government bonds (89.43%) and deposits in banks (10.57%).
ARX Life is part of the international insurance holding Fairfax Financial Holdings Ltd. ARX Life is among the top ten companies in the life insurance market in Ukraine.
In January-June 2024, ALC Insurance Company ARX Life (ARX Life, Kyiv) collected insurance premiums in the amount of UAH 168.235 million, which is 10.6% more than in the same period a year earlier, according to the website of RA Standard Rating, which updated the company’s credit rating/financial strength (reliability) rating at uaAAA on the national scale.
The volume of payments and reimbursements made by the insurer in the first half of the year decreased by 0.89% to UAH 31.534 million. Thus, the insurer’s claims ratio decreased by 2.17 percentage points to 18.74%.
In January-June 2024, the company’s acquisition expenses decreased by 6.46% to UAH 88.782 million compared to the same period in 2023.
During the reporting period, the company increased its net profit to UAH 43.936 million, or 51.16% of its figure for the first half of 2023.
As of July 1, 2024, the insurer’s assets increased by 18.67% to UAH 338.346 million, equity – by 20.75% to UAH 255.709 million, liabilities – by 12.66% to UAH 82.637 million, and cash and cash equivalents increased by 82.56% to UAH 72.027 million.
Thus, as of the beginning of the second half of 2024, the company had a high level of capitalization (309.44%), as well as the level of coverage of its liabilities by cash and cash equivalents (87.16%).
At the same time, RA notes that as of July 1, 2024, the insurer made financial investments in the amount of UAH 254.827 million. They consisted of government bonds and government bonds (98.11%) and deposits in banks (1.89%).
ARX Life is part of the international insurance holding Fairfax Financial Holdings Ltd. ARX Life is among the top ten companies in the life insurance market in Ukraine.
In January-March 2024, ALC Insurance Company ARX Life (ARX Life, Kyiv) collected insurance premiums in the amount of UAH 79.085 million, which is 0.13% less than in the same period a year earlier, according to the website of RA Standard Rating, which updated the company’s credit rating/financial strength (reliability) rating at uaAAA on the national scale.
The volume of payments and reimbursements made by the insurer in the first quarter decreased by 5.29% to UAH 17.01 million. Thus, the claims ratio decreased by 1.17 p.p. to 21.51%.
The insurer’s acquisition expenses for the first three months of 2024 decreased by 9.07% to UAH 43.567 million compared to the same period in 2023.
During the reporting period, the company generated a net profit of UAH 19.631 million, which is 55.43% more than in the first quarter of 2023.
As of April 1, 2024, the company’s assets increased by 7.19% to UAH 305.616 million, equity increased by 9.27% to UAH 231.404 million, liabilities increased by 1.17% to UAH 74.212 million, and cash and cash equivalents increased by 34.51% to UAH 53.069 million.
Thus, as of the beginning of the second quarter of 2024, the company’s capitalization level amounted to 311.81%, and the level of coverage of its liabilities by cash and cash equivalents was 71.51%.
At the same time, the Agency notes that as of the reporting date, the insurer made financial investments in the amount of UAH 246.039 million, which consisted of government bonds (91.90%) and deposits in banks (8.10%).
ARX Life is part of the international insurance holding Fairfax Financial Holdings Ltd. ARX Life is among the TOP-10 companies in the life insurance market in Ukraine.
