Globus Bank has issued 55 loans totaling UAH 42 million in more than two months since the start of its preferential energy lending programs, said Dmitry Zamotayev, director of the retail business department at Globus Bank.
He specified that 26 loans were issued to private households for UAH 10 million, 13 loans for UAH 14 million were granted to small and medium-sized businesses, and 16 loans for UAH 18 million were financed by condominiums participating in the Energodom and Grindim programs from the Energy Efficiency Fund, including condominiums and housing cooperatives under the state program Affordable Loans 5-7-9. The bank has issued energy loans in 16 cities of Ukraine, and is currently processing a total of 27 more applications for energy loans.
According to him, this result can be considered quite acceptable, and the growing demand for energy loans may eventually be transformed into liberalization of credit conditions.
“So far, we have seen a rapid growth in demand for such loans from households – in October, the bank plans to triple its loan portfolio under energy loan programs,” Zamotayev emphasized.
The expert pointed out that the main reasons for loan denials are borrowers’ failure to comply with the terms of participation in the programs. For example, for individuals, it is a high total monthly family income for six months that exceeds the amount of UAH 189 thousand provided for in the program, or the total area of the house exceeds 250 square meters. For condominiums and housing cooperatives, loan denials are extremely rare, as only those organizations that have no debts or have insignificant debts to utility companies can apply.
Globus Bank was registered in 2007. According to the NBU, as of April 11, 2023, the bank’s shareholders were Elena Silnyagina (100%), Dmitry Polkovsky (16.198866%), Yevgeny Varyagin (9.899307%), Sergey Mamedov (9.899307%), Andrey Pinchuk (9.899307%) and Taras Lesovoy (3.599748%), who indirectly own the authorized capital.
According to the National Bank of Ukraine, as of May 1, 2024, Globus was ranked 26th (UAH 9.4 billion) among 60 banks operating in the country in terms of total assets. As of April 2024. The regional network includes 31 branches
Globus Bank has issued UAH 2 million worth of loans to individuals in the first week of its Solar Loans program, and receives up to 10 applications daily, the bank’s press service reports.
According to the press release, the first loans under the program were issued in late July to customers in Poltava and Rivne. Thus, borrowers received loans of UAH 480 thousand for five and 10 years to purchase hybrid power supply systems consisting of solar panels, an inverter and a battery.
“Ukrainians are very positive about the government’s program of preferential lending for the purchase of renewable energy sources. In my opinion, such programs are a significant opportunity to strengthen the energy independence of an individual citizen, and thus the entire country,” commented Serhiy Mamedov, Chairman of the Board of Globus Bank, on the program launch.
According to his forecast, in the fall, the volume of solar loans issued may reach 100, worth more than UAH 40 million.
As reported, at the end of June, Globus and 16 other Ukrainian banks, which account for 83% of all assets, signed a memorandum on financing projects to implement innovative energy solutions for a period of five to seven years at the discount rate.
Globus Bank was registered in 2007. According to the NBU, as of April 11, 2023, the bank’s shareholders were Olena Sylniagina (100%), Dmytro Polkovsky (16.198866%), Yevhen Varyagin (9.899307%), Serhiy Mamedov (9.899307%), Andriy Pinchuk (9.899307%), and Taras Lisovyi (3.599748%), who indirectly own the authorized capital.
According to the National Bank of Ukraine, as of May 1, 2024, Globus was ranked 26th (UAH 9.4 billion) among 60 banks operating in the country in terms of total assets. As of April 2024. The regional network includes 31 branches.
