OTP Bank (Kyiv) reported nearly UAH 1.0 billion in net profit for January–March 2026, which is 16.2%, or UAH 0.19 billion, less than in the same period of 2025.
In the first quarter of 2026, the financial institution’s pre-tax profit amounted to UAH 1.99 billion, which is 25.4%, or UAH 0.40 billion, more than in the first quarter of 2025.
OTP Bank’s net interest income for the reporting period increased by 22.6%, or UAH 0.51 billion, to UAH 2.77 billion, while net fee and commission income rose by 18.0%, or UAH 49.4 million, to UAH 0.32 billion.
It is noted that in the first quarter of 2026, the bank’s profit from foreign currency transactions increased threefold to UAH 164.6 million, while the loss from foreign currency revaluation amounted to UAH 77.7 million, compared to a profit of UAH 249.0 million in the first quarter of 2025.
At the same time, OTP Bank recorded UAH 139.2 million in net profit from transactions with financial instruments measured at fair value in January–March of this year, compared to a loss of UAH 278.6 million for the same period in 2025, while impairment losses increased 2.1-fold—to UAH 322.2 million from UAH 151.0 million.
At the same time, the bank’s employee compensation expenses rose by 25.6% to UAH 644.4 million, while other administrative and operating expenses increased by 23.5% to UAH 208.4 million.
Since the beginning of the year, the bank has increased its loan portfolio by 8.5%, or UAH 3.86 billion, to UAH 49.38 billion. The bank’s total assets decreased by 2.5%, or by UAH 3.43 billion, to UAH 132.56 billion, while total liabilities decreased by 4.1%, or by UAH 4.55 billion, to UAH 105.46 billion.
The bank’s equity increased by 4.3%, or UAH 1.12 billion, during this period—to nearly UAH 27.1 billion, of which retained earnings amounted to UAH 18.65 billion.
According to the National Bank, as of January 1, 2026, with total assets of UAH 141.72 billion, OTP Bank ranked 10th among Ukraine’s 60 banks, and its net profit for 2025 amounted to UAH 5.45 billion.
OTP Bank (Kyiv) has begun providing online acquiring services for businesses that sell online, the financial institution announced on Tuesday.
“The online acquiring service has been operational since the first days of 2026. Before the launch, the bank studied competitors’ offers and user needs, and the decision to launch was made taking into account customer requests,” said Serhiy Sereda, director of the corporate products and services department at OTP Bank.
According to the bank’s statement, the service features include connection within two days and crediting of funds from sales twice a day: at the beginning and end of the working day.
According to the bank, the service provides customers with various e-commerce tools, including accepting payments via QR codes and payment links, setting up a payment button on the website, including Apple Pay and Google Pay, as well as automated solutions for integrating payment instruments into customers’ mobile applications.
As Sereda noted, the bank is guided by market rates, and the main users of the service are currently existing customers of the bank. The rate for internet acquiring is 1.5% for Ukrainian bank cards and 2.3% for foreign bank cards. There is a possibility of applying individual rates as the volume of transactions increases.
The bank announced plans to scale up its online acquiring business in 2026 and launch merchant acquiring in the second quarter.
“The project’s benchmarks are customer satisfaction with product quality and service profitability, and the bank expects to reach profitability as soon as possible,” Sereda added.
According to the National Bank, OTP Bank ranked 10th among the country’s 60 banks in terms of total assets as of January 1, 2026, with UAH 135.99 billion. Its net profit for 2025 amounted to UAH 5.45 billion.
JSC OTP BANK made a charitable contribution of UAH 1 million to the KSE Foundation, which will provide scholarships to talented students of KSE University in the next academic year. The support will be aimed at future economists, analysts and managers.
According to the KSE Foundation, the scholarship recipients include children of military and veterans, families of fallen defenders, internally displaced persons, as well as students with high academic potential and motivation to develop the country.
“OTP BANK extremely appreciates the partnership with KSE Foundation. And participation in their projects is not about money, it is about the future of Ukraine, which is being shaped right now, including thanks to talented and motivated students who seek knowledge, absorb best practices, and gain invaluable experience. Supporting young people is one of the most important tasks of the country today, and the fates and stories of these students are stories of struggle for the future, stories of resilience, endurance and perseverance. We are proud to be there for them,” said Lesya Syrota, team leader of OTP Bank Helps Ukraine program, Director of Retail Sales and Network Management Department of OTP Bank.
The partnership between KSE Foundation and OTP Bank has been going on for several years. Thus, in December 2024, the Bank supported memorial scholarships worth UAH 500 thousand to honor the memory of Ruslan Chopiuk, Iryna Tsybukh and Yar Batoh, members of the KSE community who gave their lives for Ukraine.
In 2025, JSC OTP BANK made charitable transfers for almost UAH 67 million. The bank systematically interacts with charitable organizations that implement socially significant programs and help Ukrainians, as well as implements important initiatives within its own OTP Bank Helps Ukraine project.
“The purpose of OTP Bank’s charitable activities is to create a real and tangible impact on the lives of as many people as possible. We are talking about helping children, supporting the healthcare sector, and providing Ukrainian defenders with life-saving elements. We deliberately combine large-scale programs that we consistently implement year after year with targeted initiatives that respond to specific human needs. It is important that every hryvnia allocated to charity works to support, restore and ensure a decent future for citizens today and in the long term,” said Lesia Syrota, team leader of the OTP Bank Helps Ukraine charity project, Director of Retail Sales and Network Management at OTP Bank.
Among the priority long-term projects for OTP BANK is the support of the Superhumans Center, where more than 1.5 thousand patients have received help since April 2023, more than 1.3 thousand prostheses have been made and more than 1 thousand operations have been performed. In December 2025, the financial institution launched a Christmas charity auction. The bank will double the funds raised and use them for the treatment and rehabilitation of Ukrainians who were injured or lost limbs in the war. In total, during the period of cooperation, the prosthetics and rehabilitation center has received more than UAH 40 million of charitable support from OTP BANK.
Another program that has become a sustainable tradition is OTP Kids Camp, which OTP Bank organizes jointly with the Charity Foundation Blagomay, OTP Bank in Hungary and JSC Ukrzaliznytsia to give Ukrainian children the opportunity to relax and recover. The first camp took place in Hungary in 2023 and treated 150 children from the frontline regions. In 2024, 117 children had a summer camp in Budapest. This year, 160 children attended the OTP Kids Camp in the summer, and in the fall, the camp opened its doors to 40 more Ukrainian children for the first time.
The OTP Bank Helps Ukraine community also consistently implements theFirst Embroidered Shirtsinitiative. In two years, 854 children received their first ever embroidered shirt on the occasion of the Vyshyvanka Day.
OTP BANK actively and systematically supports DrukArmy: the bank’s employees purchased 16 3D printers, which are used to print training models and equipment for the defenders. Every month, the team donates for plastic and periodically holds charity events, involving customers in raising funds for raw materials. The total amount of donations has already exceeded UAH 16 million.
Together with the Serhiy Prytula Charitable Foundation, the financial institution held a charity auction “Free Sky at 34” in the OTP Bank UA mobile application. The UAH 1.85 million raised was used to strengthen Ukraine’s defense capabilities.
Thanks to the benefactors of the OTP Bank Helps Ukraine program, UAH 250 thousand was allocated for repairs in the dormitory of the Udaytsia Educational and Rehabilitation Center, where 65 children live. On the eve of the New Year holidays, OTP BANK employees became assistants of St. Nicholas and made the dreams of the children of this institution and Chernihiv Center for Social and Psychological Rehabilitation come true. Warm clothes, shoes, rugs, pillows, power banks, construction sets, dolls, headphones, sweets and other gifts worth more than UAH 750 thousand were purchased by the bank’s employees at their own expense and delivered to the children. The bank’s team also provided sweet gifts for the Christmas and New Year holidays to the residents of the Nizhyn orphanage (Chernihiv region), and the institution itself received the necessary hygiene products that its children need on a daily basis. The total cost of the charity initiative was UAH 204 thousand.
That year, within the framework of OTP Bank Helps Ukraine, the bank raised and allocated UAH 250 thousand for medical equipment for the Rehabilitation and Palliative Care Center at the Vinnytsia Regional Specialized Children’s Home, UAH 156 thousand for the equipment of a sports hall. UAH 156 thousand to equip a sports ground in the orphanage in Stryzhavka (Vinnytsia region); UAH 143 thousand to install new windows in the medical center of Mostyshche special school (Kyiv region); UAH 84 thousand to improve the living conditions of the pupils of the educational and rehabilitation center “Nadiya” (Cherkasy region). All charitable initiatives can be found at the link.
OTP Leasing LLC, a member of OTP Group in Ukraine, donated more than UAH 5.9 million to charity in 2025.
Since February 2022, the total contribution of OTP Group in Ukraine to help the state and Ukrainians has exceeded UAH 282 million.
The ability to sell domestic government bonds (OVDPs), as well as the ability to buy them, is now available to customers of JSC OTP BANK in the OTP Bank UA application.
Thus, the Bank has implemented a full cycle of online management and remote trading of bonds – from opening securities accounts to buying, receiving interest and selling them.
In order to sell government bonds from your bond portfolio, you need to go to the “Accumulation” menu item in the application, select ‘Bonds’, click “Sell bonds” and select the securities and the amount you want to put up for sale.
“We have made the purchase and use of government bonds as easy, convenient and profitable as possible for our clients. A few clicks and the bonds are in your portfolio. If you decide to sell them, it is also easy to do it through the app, without visiting the Bank’s branches. This is how we open up new investment opportunities,” said Valeria Ovcharuk, product owner of OTP Bank.
In total, since the launch of the service for the sale of government bonds in the application, individual customers have purchased government bonds for a total amount of almost UAH 21 billion in equivalent.
It is worth reminding that government bonds can be purchased in the OTP Bank UA app directly at auctions of the Ministry of Finance or from the Bank’s portfolio. The second option allows you to choose the optimal bond rate and maturity, currency of the government bonds and interest accrual at any time of the day and on any day, regardless of the date of the auctions.
To learn more about investing in domestic government bonds through the OTP Bank UA app, please follow the link.
JSC OTP BANK plans to continue active lending to corporate business next year, in particular, to increase the volume of financing for renewable energy. This was stated by Alla Biniashvili, Member of the Management Board of OTP Bank responsible for corporate business development, during the event “Global Outlook: Strategic Momentum”.
“What, in our opinion, will be the driver in 2026? Of course, renewable energy. It is already financed mostly by state-owned banks, but all other institutions also prioritize financing energy security and renewable energy. And we at OTP Bank expect a significant increase in its share in our portfolio and in the portfolios of other banks next year,” said A. Biniashvili.
According to her, the banking sector is characterized by a high level of liquidity, and banks are determined to continue to finance businesses. In 2025, the top 3 lending areas include agriculture, food industry, and trade, both wholesale and retail. Financial institutions support Ukrainian companies by competing for customers and offering them optimal rates and conditions. “They do this, they successfully lend. But banks also finance companies. When we look at the balance sheets of banking institutions, we see that liabilities, i.e. deposits and account balances, are twice as high as assets. The reason for this is uncertainty: most companies are afraid to invest in projects because of the war and the risks associated with it. However, we are growing, and the banking sector is developing. If we talk about OTP Bank, we have grown by 35% in hryvnia over six months, i.e. plus UAH 6 billion to the beginning of the year,” emphasized the Board member.
According to Alla Biniashvili, despite all the challenges, including the geopolitical situation, inflation, deterioration of the trade balance due to the need for imports for energy security, lower harvests, and staff shortages, financial institutions are optimistic about the future. “We shouldn’t give up, because when the war is over, everyone will lend, and it will be a boom. And now we are working based on the situation we have and doing everything to effectively support business and the country’s economy,” emphasized the member of the Board of OTP Bank.
The event “Global Outlook: Strategic Momentum” event was attended by Andriy Pyshnyi, Governor of the National Bank of Ukraine, Olena Voloshyna, Country Manager of the International Finance Corporation (IFC) in Ukraine, and representatives of the business community. The participants focused on the following key areas: financial stability and the role of business in Ukraine’s recovery. They discussed the practical contribution of companies to rebuilding the country’s infrastructure, as well as the innovations and support needed to overcome current challenges. In total, the event was attended by about 350 guests, with another 200 joining the conference online.
