JSC OTP BANK offers favorable financing conditions for those who want to drive a modern and reliable used electric car as soon as possible without overpaying for a loan. The reduced interest rate is a strong argument in favor of purchasing an eco-friendly car with the support of the Bank, said Vitaliy Skorobohatyi, Head of Car Lending Development Department of OTP Bank.
“An electric car on credit is not only about the opportunity to become the owner of a car today and about comfort, but also about a profitable investment in the future. At OTP BANK, we have created conditions that really help our customers make this choice easier: a reduced interest rate, a minimum down payment, no requirements for hull insurance and car age. This means that you can buy an electric car quickly and without hidden overpayments. We are happy to support customers who choose environmentally friendly solutions,” said V. Skorobohatyi.
Terms of lending for used electric cars at OTP BANK:
Buying an electric car is not only about caring for the environment and sustainable development, but also about a number of benefits for the owner. Such cars combine modern technological solutions that make driving comfortable, convenient, and much quieter than traditional cars. It also saves on fuel and car maintenance.
How can I quickly find out my loan amount?
You can calculate the preliminary amount of financing in just one minute using a convenient bot or calculator on the OTP BANK website. The Bank’s specialists will provide detailed advice on the loan and help you choose the optimal term and amount of monthly payments.
The client receives the final decision of the Bank on the possibility of financing and the transfer of funds for the car within one day.
We would like to remind you that OTP BANK offers from UAH 10,000 to UAH 1,000,000 loan for any used car. It is also possible to become the owner of a new car from a car dealership with the support of the Bank. The motorcycle season is in full swing, so the financial institution has prepared favorable conditions for those customers who are interested in buying a motorcycle on credit.
JSC “OTP BANK” announces the continuation of its favorite customer campaign “Lam on a car”, the main prize of which is UAH 1,000,000 for the purchase of a car. This time, it is accompanied by a new brand character of the Bank – Lyamchik, who gives good luck and suggests opportunities to increase the chances of winning.
“We have made sure that you can test your luck once again. We continue the tradition of special offers, promotions and other pleasant surprises for our customers. And to add vivid emotions, good mood, and positive attitude to the “Lam to the Car” campaign, we have introduced a new character. From now on, Lyamchik is our mascot. Follow his advice closely, as it will help you increase your chances of winning and grow financially,” said Natalia Slichuk, Head of Marketing Department of OTP Bank.
How to join the campaign?
You need to take one of the following steps at an OTP BANK branch, on the financial institution’s website or in the OTP Bank UA mobile application
Lyamchyk sincerely supports each client, so he gives his own tips: each subsequent action that meets the conditions of the promotion automatically increases the chances of winning. There can be an unlimited number of such steps.
Our hero also draws attention to the fact that an additional opportunity to increase your chances is available in the OTP Bank UA app – look for the “Multiply Chances” banner and activate your luck.
The promotion lasts from July 7 to August 31, 2025. The lucky one will be able to choose: to receive UAH 1,000,000 to an account at OTP Bank or to use the funds to purchase the car of his dreams.
We would like to remind you that during the previous stage of the “Lamb for a car” campaign, a client of the Bank from Vinnytsia, who took out a loan for a used car, became the winner.
Details and terms of the campaign are available at the link.
The independent rating agency Credit-Rating has announced that the long-term credit rating of JSC OTP BANK has been affirmed at uaAAA, with a stable outlook.
As explained by the agency, this means that OTP Bank has the highest creditworthiness compared to other Ukrainian borrowers or debt instruments. The stable outlook indicates that there are currently no prerequisites for changing the rating during the year.
At the end of 2023, Credit-Rating upgraded OTP Bank’s rating to uaAAA with an “evolving” outlook. Last summer, the outlook was changed to stable and remains so today.
Earlier, the credit rating agency S&P Global upgraded the rating for OTP Bank (Hungary) from BBB-/A-3 to BBB/A-2. This level is higher than the sovereign credit rating of Hungary.
OTP Group is the 4th most stress-resilient banking group in Europe based on the European Banking Stress Test 2023 conducted by the European Banking Authority. OTP Group is also at the top of the Top 100 Banks in Central and Eastern Europe for 2023 and 2024.
Technological advancement and digitization of services are among the top priorities of OTP BANK JSC. To offer as many opportunities as possible, low-code and no-code platforms have been implemented, allowing businesses to develop their own processes and products.
This was announced by Lilia Lazepko, Member of the Management Board of OTP BANK, responsible for the business line of operational activities and IT, at a closed meeting of the UKRAINIAN BANKING SUMMIT, which brought together top managers of the banking industry, fintech companies, regulators, and market experts.
“The Bank’s operational efficiency indicator is one of the best in the OTP Group and among Ukrainian banks thanks to the technological sophistication of our processes. My dream is for all our processes to be fully digitized. At the Bank, we have decided that anyone who wants to develop new solutions will be able to do so, and we provide this opportunity. Those who possess technology are organically integrated into the banking sector,” she noted.
Lilia Lazepko also said that OTP Bank has been using a scoring model for a long time, and the retail loan portfolio is constantly improving thanks to modern technologies. At the same time, Lilia Lazepko noted that the digitalization of lending to legal entities should be more focused on data analysis, updating, and systematization, as the human factor is also very important in this area.
At one of the sessions of the UKRAINIAN BANKING SUMMIT, Hanna Horbenko, Director of the Compliance and Financial Monitoring Department at OTP Bank, said that artificial intelligence technologies in banks can be used to identify dishonest customers or those whose ultimate beneficiaries are persons included in sanctions lists.
“In addition, artificial intelligence can easily predict or identify existing new fraud schemes or money laundering methods based on data about the market situation, which always develops faster than the financial sector. AI is also useful for systematizing knowledge from the regulatory framework for compliance and financial monitoring, as this framework is very extensive,” she emphasized.
In wartime, the banking sector remains the main source of additional financing for Ukraine’s agribusiness, including for modernizing production, upgrading agricultural equipment, and developing processing. This was stated by Pavlo Guzyr, Head of Alternative Sales Channels, Agro Fabrika, OTP BANK JSC, during the international conference Black Sea Grain. Kyiv – 2025, organized by UkrAgroConsult.
The Bank’s expert took part in a panel discussion entitled “Hot corners and zigzags in the regulation of agricultural exports 2024-2026” together with Oksana Osmachko, Deputy Minister of Agrarian Policy and Food of Ukraine, Olena Voloshina, Head of the International Finance Corporation (IFC) in Ukraine, and representatives of the agricultural market.
“The banking sector undoubtedly occupies a leading position among sources of additional financing for the agricultural sector. According to the Ministry of Agrarian Policy and Food of Ukraine, last year banks financed Ukrainian agribusiness with UAH 100 billion. At the same time, 52% was issued by banks with foreign capital. As one of the leaders in financing agribusiness, OTP BANK offers a wide range of programs for business. We divide all our programs into two broad categories: working capital replenishment and investment lending. The first allows you to raise funds for current purposes, including the purchase of seeds, grain, and other agricultural raw materials for trading and processing, export and import operations, etc. Within this area, the Bank provides financing under the terms of the “Affordable Loans 5-7-9” program, standard financing rates in hryvnia and foreign currency, partner compensation programs, trade factoring, and documentary operations. The second area includes programs to attract financing for the renewal of agricultural machinery and freight transport, the modernization of elevator equipment, and the development of processing capacities. OTP Bank is also a leader among banks in financing agricultural producers under agricultural financial receipts. Currently, the Bank is actively involved in the introduction of a new financial instrument – agricultural notes, which are being implemented in Ukraine by the IFC with the support of the Swiss Confederation,” said P. Guzyr.
He added that Ukrainian farmers are increasingly interested in banking programs and are actively attracting loans for various purposes. In particular, OTP Bank is seeing growing interest from businesses in raising funds for energy-efficient solutions that ensure energy independence for enterprises. The bank is implementing a special program under which it provides loans to businesses for the installation of solar power plants, generators, cogeneration units, and other energy-efficient equipment. This program also provides up to 15% cashback from the amount of financing with the support of the European Bank for Reconstruction and Development.
At the same time, OTP BANK provides financing for up to 7 years to agricultural enterprises for the purchase of agricultural land. “Farmers are actively interested in this loan program. The Bank is currently considering several dozen requests from agricultural producers seeking financing for the purchase of agricultural land in various regions of Ukraine,” said P. Guzyr.
He noted that OTP BANK also participates in state programs to support the agricultural sector, in particular the “Made in Ukraine” program, which provides up to 25% compensation for the cost of agricultural equipment from domestic manufacturers. “This program is extremely popular among Ukrainian farmers. I think it should definitely be continued and expanded. “Made in Ukraine” is a successful example of state support for domestic producers, as it stimulates the production of both agricultural products and agricultural machinery and equipment,” emphasized P. Guzyr.
Read more about OTP BANK’s agribusiness financing programs in Pavlo Guzyr’s column for Agravery: https://agravery.com/uk/posts/author/show?slug=bankivske-kredituvanna-ak-osnovne-dzerelo-dla-zalucenna-dodatkovih-kostiv-v-agrosektor-v-umovah-vijni
Source: https://interfax.com.ua/news/press-release/1072303.html
OTP Bank has been ranked among the top three business champion banks by Forbes Ukraine magazine. It took second place in terms of efficiency and stability.
The article calls OTP BANK a model of balance in key ranking indicators. “Restrained growth, no excessive liquidity, which is typical for many banks with foreign capital, but top-three efficiency and good stability,” the Forbes article notes.
In particular, OTP Bank was included in the list of banking institutions with assets exceeding $1 billion, where it ranked third. The magazine’s analytical department also compiled a list of the “Second League” – leaders among banks with less than $1 billion in assets.
In total, the magazine’s rating includes the 20 largest and most efficient banks in Ukraine. Their activities were analyzed based on an integrated indicator of efficiency (profitability), dynamics, stability, and liquidity. As stated in the article, the main task was to find out which bankers had built (or rebuilt) a high-quality banking business during three years of full-scale war. The material is available in the print version of the magazine No. 2 (35), April-May 2025.
As a reminder, in March, OTP BANK was among the top five leaders in the bank stability rating according to the Minfin portal.
