In 2025, JSC OTP BANK made charitable transfers for almost UAH 67 million. The bank systematically interacts with charitable organizations that implement socially significant programs and help Ukrainians, as well as implements important initiatives within its own OTP Bank Helps Ukraine project.
“The purpose of OTP Bank’s charitable activities is to create a real and tangible impact on the lives of as many people as possible. We are talking about helping children, supporting the healthcare sector, and providing Ukrainian defenders with life-saving elements. We deliberately combine large-scale programs that we consistently implement year after year with targeted initiatives that respond to specific human needs. It is important that every hryvnia allocated to charity works to support, restore and ensure a decent future for citizens today and in the long term,” said Lesia Syrota, team leader of the OTP Bank Helps Ukraine charity project, Director of Retail Sales and Network Management at OTP Bank.
Among the priority long-term projects for OTP BANK is the support of the Superhumans Center, where more than 1.5 thousand patients have received help since April 2023, more than 1.3 thousand prostheses have been made and more than 1 thousand operations have been performed. In December 2025, the financial institution launched a Christmas charity auction. The bank will double the funds raised and use them for the treatment and rehabilitation of Ukrainians who were injured or lost limbs in the war. In total, during the period of cooperation, the prosthetics and rehabilitation center has received more than UAH 40 million of charitable support from OTP BANK.
Another program that has become a sustainable tradition is OTP Kids Camp, which OTP Bank organizes jointly with the Charity Foundation Blagomay, OTP Bank in Hungary and JSC Ukrzaliznytsia to give Ukrainian children the opportunity to relax and recover. The first camp took place in Hungary in 2023 and treated 150 children from the frontline regions. In 2024, 117 children had a summer camp in Budapest. This year, 160 children attended the OTP Kids Camp in the summer, and in the fall, the camp opened its doors to 40 more Ukrainian children for the first time.
The OTP Bank Helps Ukraine community also consistently implements theFirst Embroidered Shirtsinitiative. In two years, 854 children received their first ever embroidered shirt on the occasion of the Vyshyvanka Day.
OTP BANK actively and systematically supports DrukArmy: the bank’s employees purchased 16 3D printers, which are used to print training models and equipment for the defenders. Every month, the team donates for plastic and periodically holds charity events, involving customers in raising funds for raw materials. The total amount of donations has already exceeded UAH 16 million.
Together with the Serhiy Prytula Charitable Foundation, the financial institution held a charity auction “Free Sky at 34” in the OTP Bank UA mobile application. The UAH 1.85 million raised was used to strengthen Ukraine’s defense capabilities.
Thanks to the benefactors of the OTP Bank Helps Ukraine program, UAH 250 thousand was allocated for repairs in the dormitory of the Udaytsia Educational and Rehabilitation Center, where 65 children live. On the eve of the New Year holidays, OTP BANK employees became assistants of St. Nicholas and made the dreams of the children of this institution and Chernihiv Center for Social and Psychological Rehabilitation come true. Warm clothes, shoes, rugs, pillows, power banks, construction sets, dolls, headphones, sweets and other gifts worth more than UAH 750 thousand were purchased by the bank’s employees at their own expense and delivered to the children. The bank’s team also provided sweet gifts for the Christmas and New Year holidays to the residents of the Nizhyn orphanage (Chernihiv region), and the institution itself received the necessary hygiene products that its children need on a daily basis. The total cost of the charity initiative was UAH 204 thousand.
That year, within the framework of OTP Bank Helps Ukraine, the bank raised and allocated UAH 250 thousand for medical equipment for the Rehabilitation and Palliative Care Center at the Vinnytsia Regional Specialized Children’s Home, UAH 156 thousand for the equipment of a sports hall. UAH 156 thousand to equip a sports ground in the orphanage in Stryzhavka (Vinnytsia region); UAH 143 thousand to install new windows in the medical center of Mostyshche special school (Kyiv region); UAH 84 thousand to improve the living conditions of the pupils of the educational and rehabilitation center “Nadiya” (Cherkasy region). All charitable initiatives can be found at the link.
OTP Leasing LLC, a member of OTP Group in Ukraine, donated more than UAH 5.9 million to charity in 2025.
Since February 2022, the total contribution of OTP Group in Ukraine to help the state and Ukrainians has exceeded UAH 282 million.
The ability to sell domestic government bonds (OVDPs), as well as the ability to buy them, is now available to customers of JSC OTP BANK in the OTP Bank UA application.
Thus, the Bank has implemented a full cycle of online management and remote trading of bonds – from opening securities accounts to buying, receiving interest and selling them.
In order to sell government bonds from your bond portfolio, you need to go to the “Accumulation” menu item in the application, select ‘Bonds’, click “Sell bonds” and select the securities and the amount you want to put up for sale.
“We have made the purchase and use of government bonds as easy, convenient and profitable as possible for our clients. A few clicks and the bonds are in your portfolio. If you decide to sell them, it is also easy to do it through the app, without visiting the Bank’s branches. This is how we open up new investment opportunities,” said Valeria Ovcharuk, product owner of OTP Bank.
In total, since the launch of the service for the sale of government bonds in the application, individual customers have purchased government bonds for a total amount of almost UAH 21 billion in equivalent.
It is worth reminding that government bonds can be purchased in the OTP Bank UA app directly at auctions of the Ministry of Finance or from the Bank’s portfolio. The second option allows you to choose the optimal bond rate and maturity, currency of the government bonds and interest accrual at any time of the day and on any day, regardless of the date of the auctions.
To learn more about investing in domestic government bonds through the OTP Bank UA app, please follow the link.
JSC OTP BANK plans to continue active lending to corporate business next year, in particular, to increase the volume of financing for renewable energy. This was stated by Alla Biniashvili, Member of the Management Board of OTP Bank responsible for corporate business development, during the event “Global Outlook: Strategic Momentum”.
“What, in our opinion, will be the driver in 2026? Of course, renewable energy. It is already financed mostly by state-owned banks, but all other institutions also prioritize financing energy security and renewable energy. And we at OTP Bank expect a significant increase in its share in our portfolio and in the portfolios of other banks next year,” said A. Biniashvili.
According to her, the banking sector is characterized by a high level of liquidity, and banks are determined to continue to finance businesses. In 2025, the top 3 lending areas include agriculture, food industry, and trade, both wholesale and retail. Financial institutions support Ukrainian companies by competing for customers and offering them optimal rates and conditions. “They do this, they successfully lend. But banks also finance companies. When we look at the balance sheets of banking institutions, we see that liabilities, i.e. deposits and account balances, are twice as high as assets. The reason for this is uncertainty: most companies are afraid to invest in projects because of the war and the risks associated with it. However, we are growing, and the banking sector is developing. If we talk about OTP Bank, we have grown by 35% in hryvnia over six months, i.e. plus UAH 6 billion to the beginning of the year,” emphasized the Board member.
According to Alla Biniashvili, despite all the challenges, including the geopolitical situation, inflation, deterioration of the trade balance due to the need for imports for energy security, lower harvests, and staff shortages, financial institutions are optimistic about the future. “We shouldn’t give up, because when the war is over, everyone will lend, and it will be a boom. And now we are working based on the situation we have and doing everything to effectively support business and the country’s economy,” emphasized the member of the Board of OTP Bank.
The event “Global Outlook: Strategic Momentum” event was attended by Andriy Pyshnyi, Governor of the National Bank of Ukraine, Olena Voloshyna, Country Manager of the International Finance Corporation (IFC) in Ukraine, and representatives of the business community. The participants focused on the following key areas: financial stability and the role of business in Ukraine’s recovery. They discussed the practical contribution of companies to rebuilding the country’s infrastructure, as well as the innovations and support needed to overcome current challenges. In total, the event was attended by about 350 guests, with another 200 joining the conference online.
OTP Bank forecasts significant growth in renewable energy lending next year, said Alla Biniashvili, a member of the bank’s board.
“What do we think will be the driver? Definitely renewable energy. It is already emerging, mostly in state-owned banks, but all other banks are also prioritizing the financing of energy security and renewable energy. And we expect a significant increase in its share in our portfolio next year, as well as in the portfolios of other banks,” she said at the Global Outlook: Strategic Momentum conference organized by the European Business Association (EBA) in Kyiv on Friday.
As Biniashvili noted, the banking sector is currently characterized by high liquidity, but companies also hold significant balances in their accounts due to uncertainty and lack of investment.
According to her, the main sectors for lending currently remain agriculture, food industry, trade, and defense. She noted that banks compete with each other for customers in these industries, lowering rates and offering new terms.
Binashvili named the geopolitical situation, import needs for energy security, lower harvests, and staff shortages as key risks for the banking sector. At the same time, she said that against the backdrop of international guarantees and risk-sharing programs, banks will be able to ensure about 30% growth in lending in 2026.
JSC OTP BANK is on the second place in several July ratings of the Settlement Center for servicing contracts in the financial markets. In particular, in the overall rating of clearing members, among clearing members in the securities market and among clearing members in the repo and foreign exchange swap markets, OTP Bank is the second. This information is published on the website of the Settlement Center. OTP Bank is a leader among banking institutions with foreign capital, and it is also ahead of several state-owned banks.
“In the first seven months of 2025, our individual clients purchased government bonds for a total amount of UAH 7.7 billion in equivalent. Up to 99% of all transactions are conducted in the banking application,” said Valeria Ovcharuk, product owner of OTP BANK.
She reminded that thanks to the OTP Bank UA application, you can invest in government bonds directly at auctions of the Ministry of Finance or buy bonds from the Bank’s portfolio 24/7, from anywhere in the world. “Among our clients, 48% go to auctions on their own, while the rest prefer to buy from the portfolio. There is a large selection, and customers can compare rates, maturities, and interest payment options as if in an online store,” said Ovcharuk.
To learn more about investing in domestic government bonds through the OTP Bank UA app, please follow the link.
JSC OTP BANK offers favorable financing conditions for those who want to drive a modern and reliable used electric car as soon as possible without overpaying for a loan. The reduced interest rate is a strong argument in favor of purchasing an eco-friendly car with the support of the Bank, said Vitaliy Skorobohatyi, Head of Car Lending Development Department of OTP Bank.
“An electric car on credit is not only about the opportunity to become the owner of a car today and about comfort, but also about a profitable investment in the future. At OTP BANK, we have created conditions that really help our customers make this choice easier: a reduced interest rate, a minimum down payment, no requirements for hull insurance and car age. This means that you can buy an electric car quickly and without hidden overpayments. We are happy to support customers who choose environmentally friendly solutions,” said V. Skorobohatyi.
Terms of lending for used electric cars at OTP BANK:
Buying an electric car is not only about caring for the environment and sustainable development, but also about a number of benefits for the owner. Such cars combine modern technological solutions that make driving comfortable, convenient, and much quieter than traditional cars. It also saves on fuel and car maintenance.
How can I quickly find out my loan amount?
You can calculate the preliminary amount of financing in just one minute using a convenient bot or calculator on the OTP BANK website. The Bank’s specialists will provide detailed advice on the loan and help you choose the optimal term and amount of monthly payments.
The client receives the final decision of the Bank on the possibility of financing and the transfer of funds for the car within one day.
We would like to remind you that OTP BANK offers from UAH 10,000 to UAH 1,000,000 loan for any used car. It is also possible to become the owner of a new car from a car dealership with the support of the Bank. The motorcycle season is in full swing, so the financial institution has prepared favorable conditions for those customers who are interested in buying a motorcycle on credit.
