PJSC Insurance Company PZU Ukraine (Kyiv) collected UAH 2.884 billion in net premiums in 2025, which is 41.9% more than in 2024 (UAH 2.033 billion), according to the insurer’s interim data posted on the information disclosure system of the National Securities and Stock Market Commission (NSSMC).
Premiums written for the year increased by 27.7% to UAH 2.772 billion.
In 2025, the company made compensation payments of UAH 2.739 billion, which is 23.5% more than in 2024. At the same time, gross profit amounted to UAH 145.042 million, compared to UAH 184.743 million a year earlier.
The financial result before tax amounted to UAH 391,015 thousand, and profit expenses amounted to UAH 60.088 million.
The insurer’s net loss for 2025 amounted to UAH 330.931 million, while in 2024, the company ended with a net loss of UAH 21.749 million.
PZU Ukraine Insurance Company is supported by one of the largest insurance groups in Central and Eastern Europe, the PZU Group, which includes the parent company of PZU Ukraine Insurance Company, PZU S.A.
According to the National Bank of Ukraine, PZU Ukraine ranks 11th among non-life insurers in Ukraine in terms of premiums collected for the first nine months of 2025.
Insurance company “Unica” (Kiev), in October this year paid out UAH 187.2 mln of insurance indemnities, which is 5.3% less than in October last year (UAH 197.7 mln). According to the company’s website, the total amount of insurance payments under auto insurance contracts amounted to UAH 73.6 mln (-0.8%), of which UAH 51.83 mln under CASCO (-7.3%) and UAH 21.41 mln under CMTPL (+17%).
The total amount of payments under contracts of voluntary medical insurance amounted to UAH 80,47 mln, which is almost the same as last year’s similar indicator, payments under property insurance – UAH 6,23 mln, other types of insurance (including life insurance) – UAH 26,91 mln.
UNIQA Group (Austria) entered the Ukrainian market in 2006. Its companies in Ukraine “Unica” and “Unica Life” with central offices offer most types of risk and life insurance.
Insurance company Knyazha Vienne Insurance Group (Knyazha VIG”, Kyiv) in January-June 2025 collected UAH 1.808 billion of insurance payments, which is 58.61% more than in the same period a year earlier, net premiums amounted to UAH 1.161 billion (+17.21%). This information has been published by Standard-Rating, having confirmed the financial strength/credit rating of the insurer at the level of “uaAA+” following the results of the specified period.
According to the RA website, for the specified period receipts from individuals have grown by 61,71% – up to UAH 1,310 billion, and from reinsurers – by 77,13%, up to UAH 3,943 mln.
According to the results of the first half of 2025, the share of individuals in the gross premiums of the company amounted to 72,43%, and the share of reinsurers – 0,22%.
Insurance payments sent to reinsurers, for the first half of 2025 compared to the same period of 2024 have increased more than in 4,3 times – up to UAH 646,786 mln. Thus, the ratio of reinsurance companies’ participation in insurance premiums has increased by 22,69 p.p. up to 35,78%. – up to 35,78%.
The volumes of insurance payments and indemnities made by the company in the first half of 2025, compared to the same period of 2024, have increased by 39,11% – up to UAH 615,675 mln, the level of payments has decreased by 4,78 p.p. – to 34.05%.
Operating profit for 6M. 2025 increased 14.27 times to UAH 109.577 mln, and net profit increased 6.4 times to UAH 144.258 mln.
Assets of the company as of July 1, 2025 increased by 28.27% – to UAH 2.796 billion, shareholders’ equity – by 33.83% – to UAH 602.017 million, liabilities – by 26.82% – to UAH 2.194 billion, cash and cash equivalents – by 5.81% – to UAH 86.279 million.
RA notes that as of the beginning of Q3 2025 the company had a satisfactory level of capitalization (27,44%), and cash covered 3,93% of its liabilities. At the same time, on the reporting date the insurer has made current financial investments in the amount of UAH 1,404 billion, which consisted of government bonds (77,89% of the investment portfolio), as well as of deposits in banks with a high level of credit rating (22,11% of the portfolio). Liquid assets have covered 67,95% of insurer liabilities.
Private JSC IC Knyazha Viena Insurance Group is a part of NFG Vienna Insurance Group Ukraine, the main shareholder of which is Vienna Insurance Group AG Wiener Versicherung Gruppe (Austria).
In January-March 2025, Universalna Insurance Company (Kyiv) made insurance payments in the amount of UAH 273.8 million, which is 28% more than in the same period a year earlier, according to the insurer’s website.
It is noted that payments on voluntary health insurance increased by 18% to UAH 121.7 million, hull insurance – by 50% to UAH 101.4 million, MTPL amounted to UAH 18.4 million, accident insurance – UAH 12.2 million, property – UAH 11 million.
Payouts on other insurance products amounted to UAH 9.1 million.
Universalna Insurance Company was founded in 1991. It specializes in providing risk insurance services. According to the National Bank of Ukraine, it is among the top ten risk insurance companies in terms of insurance premiums collected in the first nine months of 2024.
The main shareholder of the company is Fairfax Financial Holdings Limited (Canada).
PJSC Insurance Company InterExpress (Kyiv) in 2024 collected insurance payments in the amount of UAH 92.334 mln, which is 57.52% more than in 2023.
This has been announced by Standard-Rating agency on updating the company’s credit rating/rating of financial stability (reliability) of the insurer on the national scale at the level of “uaAA”.
Receipts from individuals have grown by 45,35% – to UAH 33,754 mln during this period, and receipts from reinsurers in the analyzed period have amounted to only UAH 197 th. Despite the growth of premiums from individuals, legal entities prevail in the client portfolio of the insurer, the share of which in gross premiums following the results of 2024 has amounted to 63,23%.
RA also informs that insurance payments sent to reinsurers have grown by 26,09% – up to UAH 5,862 mln in 2024 compared to 2023, the ratio of reinsurers’ participation in insurance premiums has decreased by 1,58 p.p. – to 6,35%.
Net premiums increased by 60,23% to UAH 86,472 mln, while net earned premiums increased by 56,45% to UAH 83,090 mln.
Payouts for 2024 compared to 2023 more than doubled to UAH 35.698 million and the payout rate increased by 9.55 pp. – up to 38,66%.
Assets of the company as of January 1, 2025 have grown by 45,24% – to UAH 101,851 mln, shareholders’ equity – by 17,52% – to UAH 65,365 mln, liabilities – by 151,52% – to UAH 36,486 mln, cash and cash equivalents – more than 6 times – to UAH 63,662 mln.
IC InterExpress, registered in 2004, specializes in risk types of insurance.
In January 2025, TAS Insurance Group (Kyiv) paid UAH 202.6 million under the concluded insurance contracts, which is 26.5% more than the amount of the company’s indemnities for the same month in 2024.
According to the insurer’s website, 27.63% of the total volume of payments was for hull insurance (UAH 56 million), which is 37% more than in January of the previous year, 31% or UAH 62.7 million (+7.8%) for MTPL, and 24.9% for Green Card.
The share of VHI in the company’s claims portfolio in December amounted to 15.9%, or UAH 32.13 million (+28.3%).
The company paid out UAH 14.82 million under other insurance contracts.
TAS BUSINESS was registered in 1998. It is a universal company offering more than 80 types of insurance products in various types of voluntary and compulsory insurance. It has an extensive regional network: 28 regional directorates and branches and 450 sales offices throughout Ukraine.
