On June 23, PJSC Khmelnytskyoblenergo announced its intention to conclude a contract with IC VUSO for compulsory civil liability insurance for owners of land vehicles (OSAGO), according to the Prozorro electronic public procurement system.
With an expected cost of UAH 4.209 million, the price offered by VUSO, the only participant in the tender, was UAH 4.149 million.
VUSO Insurance Company was founded in 2001. It is a member of the Motor Transport Insurance Bureau of Ukraine and the National Association of Insurance Companies of Ukraine, a participant in the agreement on direct settlement of losses, and a member of the Nuclear Insurance Pool.
INSURANCE, Khmelnytskyoblenergo, Motor transport, VUSO Insurance Company
The National Bank of Ukraine (NBU) last week increased its sale on the interbank market by $138.7m, or 23.7%, to $724.0m in the absence of currency purchases, according to statistics on the regulator’s website.
The data, which the regulator managed to release during this time, shows that the balance was negative all last week and fluctuated from $0.4m on Monday to $13.7m on Tuesday, $14.1m on Wednesday and $11.9m on Thursday.
The official hryvnia exchange rate rose from 41.4466 UAH/$1 at the beginning of the week to 41.8335 UAH/$1 at the end of the week.
In the cash market, the hryvnia exchange rate changed at the end of the week, with buying up around 41.71 UAH/$1 and selling up around 41.80 UAH/$1.
“The US dollar exchange rate remains in a controlled range, showing minimal changes within the so-called floating stability. This was possible due to the systemic influence of key factors: high currency reserves, restrained demand from the population, moderate business activity and projected volumes of currency supply,” experts of a major participant of the cash currency exchange market described the situation. Read more at the link – KYT Group.
According to analysts, in the next two to four weeks the dollar exchange rate is likely to remain stable within the range of UAH 41.10-41.80/$1, without significant fluctuations in the spread.
In the medium term, within two to four months, the dollar may strengthen to UAH 42.00-42.50/$1 if imports intensify, budget expenditures increase or inflation accelerates.
The Netherlands is one of the most stable and attractive countries in Europe for real estate investments. Transparent legislation, developed market, high demand for rentals make this country interesting for both private owners and investors. However, before buying an apartment or house, it is important to understand what taxes you will have to face – both when buying and during further ownership.
The main taxes when buying real estate in the Netherlands
1. Transfer Tax (Overdrachtsbelasting)
This is the main one-time tax when buying a property on the secondary market.
Standard rate: 10.4% of the purchase price (effective January 1, 2023).
For homes purchased for own residence: 2% rate.
For buyers under the age of 35 (first-time buyers of a home up to €510,000): the rate can be 0% (exemption if all conditions are met).
Please note: if you buy a property to rent out, even as a private individual, the 10.4% rate applies.
2. VAT (BTW).
VAT only applies when you buy a new property from a property developer.
Rate: 21% of the value of the property.
In case of purchase with VAT, no transfer tax (Overdrachtsbelasting) is charged.
Annual property taxes
1. Municipal property tax (Onroerendezaakbelasting, OZB)
This tax is paid by all property owners (both natural and legal persons).
It is based on the assessed value of the property (WOZ-waarde), which is determined annually by the municipality.
The rate varies depending on the city, usually from 0.035% to 0.12%.
For example, if the WOZ-value of a house is €400,000, the tax could be between €140 and €480 per year.
2- Waterschapsbelasting – tax on water management
The Netherlands is a country with an active water infrastructure, so there is a special tax:
It is paid by all property owners.
The amount depends on the region and the type of property, but is usually between €100 and €400 per year.
3- Local charges: garbage, sewage, etc.
The property owner also pays a number of local fees that vary by municipality:
Waste disposal (afvalstoffenheffing)
Sewerage fee (rioolheffing)
Charges for public services
Together these can amount to €300-€700 per year.
Taxes on rental property
In the Netherlands, rental income is taxed according to a tax ‘box’:
In most cases, unless you are a professional landlord, the property falls into Box 3 (capital tax).
Income is not directly taxed, but the condition of the assets (including the market value of the property) is taxed.
The effective rate is between 1.2% and 1.71% of net worth (after deducting debts).
Example
Purchase of an apartment in Amsterdam for €450,000 for own residence:
Property transfer tax (2%): €9,000
Municipal tax (approx. 0.1% of WOZ): approx. €450 per year
Garbage and sewerage fees: €500 per year
Waterschapsbelasting: €200 per year
Total annual taxes and fees: about €1,150
Buying property in the Netherlands requires a good understanding of the tax system. The main one-off tax is 2% or 10.4%, depending on the purpose of the purchase. This is followed by annual local and water charges, as well as taxation in the case of renting. To properly evaluate an investment, it is important to consider not only the purchase price but also the long-term fiscal obligations. In case of doubt, it is advisable to consult a local tax advisor or notary.
Thunderstorms are expected in the northern, Cherkasy, and Poltava regions of Ukraine on Sunday, June 22, in the coming hour and continuing until the end of the day, according to the Ukrainian Hydrometeorological Center.
Thunderstorms are also expected on Monday, June 23, throughout the day in the eastern and southeastern regions and at night in most central regions of Ukraine.
“Weather conditions may complicate the work of energy, construction, and utility companies and affect traffic,” the report said.
In this regard, a level I (yellow) danger warning has been issued in the relevant regions.
On June 19, the Export Credit Agency (ECA) announced a tender for voluntary insurance of motor vehicles (CASCO), according to the state procurement system Prozorro. The expected cost of purchasing the services is UAH 50 thousand. The deadline for submission of documents is June 28, 2025.
The Export Credit Agency of Ukraine (ECA) is a state institution that supports non-resource exports by insuring the risks of enterprises and banks. The agency insures foreign economic contracts, export credits, bank guarantees, and investment loans against military risks.
A record 386 cases of animal cruelty were recorded by the Prosecutor General’s Office of Ukraine (PGO) in the first five months of 2025. This is 3.7 times more than in the same period last year. In 80% of cases, suspects have already been charged, but only 4% of all proceedings have reached court.
A record 386 criminal proceedings under Article 299 of the Criminal Code (cruelty to animals) were opened in Ukraine in the first five months of 2025. The previous record — 220 cases per year — was set in 2020. Over the year, the number of cases of cruelty to animals increased almost fourfold: from 105 last year to 386 this year.
“The increase in the number of criminal proceedings for cruelty to animals is not about an increase in violence, but about a decrease in silence. Thanks to educational work, accessible legal tools, and support from civil society organizations, people are reporting violations more and acting in accordance with the law,” comments Anastasia Gevchuk, a legal analyst at UAnimals, an animal and environmental rescue organization.
There was a sharp spike in the spring of this year: more cases were opened in April than in the whole of last year. By comparison, at the beginning of 2025, an average of 21 cases were opened per month, as in previous years. At the same time, 213 new cases were opened in April alone — ten times more than usual. In May, the number of cases decreased by 110, but this is still five times higher than in previous years.
At the same time, cases of animal cruelty have been investigated more effectively. In previous years, suspects were charged in only 20% of cases — effectively, in one in five cases. This year, suspects have been charged in 80% of cases. However, due to the sharp increase in the number of cases, fewer cases under Article 299 have reached court: from 13-15% in previous years, this figure has fallen to 4%.
“This surge in new cases this year is, in particular, the result of the persistent work carried out in 2024: the launch of chatbots where people can report animal cruelty, the publication of templates that can be submitted if you encounter such a situation, training for investigators and prosecutors, etc., conducted by UAnimals. In addition, in February 2025, specialized training was held for law enforcement officers, which increased their awareness and, accordingly, their effectiveness in recording such cases,” notes Anastasia Gevchuk.
За даними пошуковика по судовому реєстру Бабуся цьогоріч суди вже винесли 20 вироків за жорстоке поводження з тваринами. Злочинці отримують реальні терміни ув’язнення за жорстокість до тварин. For example, in Lviv region, a man was sentenced to five years in prison for beating a dog to death with a bat. However, there are also cases in the register where offenders were punished with fines and suspended sentences.
https://opendatabot.ua/analytics/animals-cruelty-2025
