In January-October 2024, TAS Insurance Group (Kyiv) paid UAH 1.618 billion under the concluded insurance contracts, which is 53.3% more than the company’s indemnities for 10 months of last year, according to the insurer’s website.
More than a quarter of the total volume of payments, or 27.94%, accounted for hull insurance – UAH 452.2 million, which is 38.9% higher than the corresponding figure for 10 months of 2023, 32.3% or UAH 523.5 million – for MTPL (+31.7%), 21.8% or UAH 352.8 million – for Green Card (+99.8%).
The share of VHI in the company’s claims portfolio amounted to 14.33%, or UAH 231.9 million (+87.2%) for the first eight months of the year.
TAS Group paid UAH 11 million (+60.3%) under property insurance contracts in the reporting period.
The company paid UAH 47.2 million (+85.8%) under other insurance contracts.
TAS Insurance Group was registered in 1998. It is a universal company offering more than 80 types of insurance products in various types of voluntary and compulsory insurance. It has an extensive regional network: 28 regional directorates and branches and 450 sales offices throughout Ukraine.
Finland has announced the allocation of €20.5 million to support the Ukrainian education system, the Ministry of Education and Science reports.
“20 million euros will be used to support educational reform in Ukraine as part of a project that will run from 2025 to 2028. The cooperation project was developed jointly with the Ministry of Education and Science of Ukraine, the Ministry of Education and Culture of Finland, and the Finnish National Agency for Education,” the ministry said in a statement.
In addition, Finland will provide 500 thousand euros to support the World Food Program (WFP) school feeding program in Ukraine.
According to the Minister of Education and Science of Ukraine Oksen Lisovyi, the Finnish government has been one of the key partners in education reform since 2018.
“We have many joint programs aimed at strengthening the social protection of students and providing them with psychosocial support,” he added.
According to Worldsteel, in October-2024, half of the top ten countries, except Japan, USA, rf, South Korea and Iran, recorded steelmaking growth by October-2023.
The top ten steel-producing countries at the end of October are as follows: China (81.880 million tons, up 2.9% on October-2023), India (12.456 million tons, plus 1.7%), Japan (6.925 million tons, minus 7.8%), USA (6.551 million tons, minus 2%), Russia (5.6 million tons, minus 15.2%), South Korea (4.487 million tons, down 18.3%), Germany (3.217 million tons, plus 14.7%), Brazil (3.075 million tons, plus 16.2%), Turkey (2.998 million tons, plus 0.7%) and Iran (2.960 million tons, minus 1.9%).
Overall, in October this year, steelmaking rose 0.4% year-on-year to 151.193 million tons.
For the first 10 months of 2024, the top ten steel-producing countries are as follows: China (850.730 million tons, down 3%), India (122.982 million tons, up 5.6%), Japan (70.214 million tons, down 3.7%), USA (66.666 million tons, “minus” 1.9%), Russia (59.435 million tons, “minus” 6.8%), South Korea (52.330 million tons, minus 6.4%), Germany (31.581 million tons, plus 5%), Turkey (30.905 million tons, plus 12.4%), Brazil (28.394 million tons, up 6%) and Iran (24.956 million tons, plus 0.6%).
Overall, 71 countries produced 1 billion 546.586 million tons of steel in January-October, down 1.6% from the same period in 2023.
On November 19, 2024, the Ukrainian House hosted the awarding ceremony of the annual competition of professionals in the pharmaceutical industry of Ukraine “Panacea-2024”, hosted by the famous TV presenter Timur Miroshnichenko.
This year the competition crossed the age line of a quarter of a century and in honor of the 25th anniversary, in order to record this historical milestone, the organizers of the competition invited the famous Ukrainian photographer Igor Gaidai with the author’s photo project “Razom.UA”!
Despite the continuation of the full-scale war and aggravation of the challenges associated with it, the pharmaceutical market demonstrates significant progress in recovery from the period of decline, continues to develop and grow, demonstrating amazing adaptability, flexibility and sustainability. To summarize the results of the year, to celebrate the best among the best, to inspire each other – these were the goals that united the professional pharmaceutical community this evening.
24 Panacea-2024 statuettes were awarded to the best companies, projects and drugs. The winners were determined on the basis of data from the analytical partners of the competition – Business-Credit, SMD and IQVIA.
Bayer became the innovative company of the year according to the IQVIA analytical company. For the first time this year clinical trials in Ukraine were recognized in the nomination “Investors in innovative treatment in times of war. International sponsors of clinical trials” the award for investments in the latest developments was given to AstraZeneca.
Panacea-2024” statuettes were awarded to 2 educational projects: Bionorica company for creating a new model of educational environment for pharmacists and doctors at the National Bogomolets Medical University with a focus on phytopharmacology and phytotherapy,
and the project “UPteka: Academy of Development 9-1-1” from the pharmacy chain “Apteka 9-1-1” for creating a unique all-Ukrainian training program with educational space in Kharkiv PHARM HUB, offline and online formats and integration with leading educational institutions of Ukraine.
During the ceremony drugs in prescription and over-the-counter groups were recognized.
The winners in the nomination “Drug of the Year. Among over-the-counter medicines were:
– TANTUM VERDE®, Dileo Farma company;
– DUFALAK®, Abbott Company;
– CREON®, Abbott;
– PROKTOZAN® NEO, Stada;
– BEPANTEN®, Bayer;
– AMIXIN®, Interchem;
– MILI NOSIK, Mili Healthcare.
Among the dietary supplements the preparations SLIPFORMULA 4 in 1 from the pharmacy chain “D.S.” and ANANTAVATI® from Ananta Medicare were recognized.
The ceremony was made possible with the support of partners: the magazine “Pharmaceutical Industry” and the news agency “Interfax-Ukraine”, professional associations “Drug Manufacturers of Ukraine”, APRAD, operators of the medical devices market, pharmacy profassociation, public union “Pharmaceutical League of Ukraine”, medical technology assessment NTA, as well as legal partner “Gelon” and travel partner “Dinadis”.
The organizer of the contest is the production company “Zdorovo”.
Interfax-Ukraine news agency is a long-term partner of the annual Panacea-2024 contest.
The real estate market in Spain is characterized by significant regional differences in prices and demand, due to geographical, economic and tourism factors, relocation.com.ua reports.
Regional differences and approximate prices:
Madrid and Barcelona: As the largest economic and cultural centers, these cities show high housing prices. The average cost per square meter in Madrid is about 3,344 €, and in Barcelona – 3,325 €.
Balearic Islands: Popular with tourists, islands such as Ibiza and Mallorca are characterized by high real estate prices. The average cost per square meter here reaches 3,325 €.
Costa del Sol (Andalusia): The Costa del Sol, including the cities of Malaga and Marbella, attracts both tourists and investors. The average cost per square meter here is about €2,500-6,000.
Valencia: This region offers more affordable housing prices. The average cost per square meter is about 1,295-2,385 €.
Murcia: One of the most affordable regions, where the average cost per square meter is around 1,920-2,010 €.
Restrictions for foreign buyers:
In Spain, there are no direct restrictions on the purchase of real estate by foreigners. However, there are certain requirements and procedures:
Foreigner’s Identification Number (NIE): To complete a transaction, you must obtain a NIE, which serves as a tax identification number.
Opening a bank account: It is recommended to open a bank account with a Spanish bank to conduct financial transactions related to the purchase.
Taxes and fees: Buyers are obliged to pay property transfer taxes, VAT (for new buildings) and stamp duty. Rates may vary depending on the region and type of property.
Mortgages: Foreigners can obtain mortgages from Spanish banks, but the terms and conditions may differ from those offered to residents. For example, the down payment for non-residents is often higher and amounts to about 30% of the cost of the property.
When planning to purchase real estate in Spain, it is recommended to seek professional legal counsel and advisors to ensure that all legal and financial aspects of the transaction are complied with.
The German labor market faced significant challenges in 2024, reflecting the country’s overall economic difficulties. The seasonally adjusted unemployment rate rose to 6.1% in October, the highest since February 2021. The number of unemployed people reached 2.856 million, an increase of 27 thousand compared to the previous month.
Despite strong labor demand in a number of industries, opportunities for the unemployed to find work are recovering slowly. Industry is expected to continue to cut jobs, while demand for specialists in other sectors remains high.
In 2024, Germany introduced a new unemployment benefit, Bürgergeld, which replaced the former Arbeitslosengeld II. In 2024, the benefit amount was increased to € 563.
Thus, 2024 was a period of significant challenges in the labor market for Germany, driven by both internal economic factors and external challenges. The government and business will have to work together to find solutions to stabilize employment and support unemployed citizens.
Source: http://relocation.com.ua/riven-bezrobittia-v-nimechchyni-zbilshyvsia-do-6-1-u-zhovtni/
