The national postal operator, JSC “Ukrposhta,” has announced a tender for the procurement of software for a financial and banking company, non-exclusive licenses for its use, as well as services for the transformation, updating, support, maintenance, and development of the software, with an expected cost of 325.5 million UAH excluding VAT.
According to data from the Zakupivli.Pro system, the deadline for submitting bids is November 22.
The implementation of the software and the provision of related services are scheduled to be completed by December 31, 2031.
The tender documentation provides for the supply of the software in its basic configuration, the system core, and user licenses for the financial company.
Specifically, the procurement includes 2,500 person-hours for pre-project research, 30,000 person-hours for the first phase of implementing software components for the financial company, and 5,000 person-hours for the second phase, which involves transforming the system into a banking institution.
An additional 5,000 person-hours have been allocated for software refinement based on specific requests from Ukrposhta.
Furthermore, the procurement includes 16 services related to technical support, maintenance, updates, and software development, including its adaptation to the requirements of the National Bank of Ukraine (NBU).
“Ukrposhta” has long been promoting the idea of creating a postal bank, a move opposed by the National Bank of Ukraine.
In the third quarter of 2026, the postal operator reported a net loss of 78.15 million UAH, which is 48.5% less than in the same period last year, while the plan was to reduce the loss to 42.87 million UAH.
At the same time, in the third quarter, the company increased its revenue by 14.4% compared to the same period in 2025, reaching 3.4519 billion UAH, although this figure was 3.5% below the target of 3.5782 billion UAH.
JSC “Ukrposhta” is Ukraine’s national postal operator, which falls under the jurisdiction of the Ministry of Infrastructure. It has been a member of the Universal Postal Union since 1947.
Source: https://zakupivli.pro/gov/tenders/ua-2026-11-06-014758-a/lot-24ed906c683b4fe884061752d8328165
According to Fixygen, U.S.-based PNC Bank has announced the launch of a service for accepting payments in the USDC stablecoin for corporate and institutional clients as part of an expanded partnership with the cryptocurrency platform Coinbase. The new solution provides for the automatic conversion of digital dollars into regular U.S. dollars, with the funds subsequently credited to clients’ bank accounts, according to an official PNC press release dated November 9, 2026.
The service uses Coinbase Payment APIs and operates with the USDC stablecoin, which is backed by the U.S. dollar. Initially, transactions are processed via the Ethereum blockchain.
Corporate clients participating in the program can receive transfers in USDC, which are automatically converted to U.S. dollars at a 1:1 ratio and credited to a designated deposit account at PNC Bank.
Thus, the payment recipient can enjoy the benefits of blockchain transfers without having to manage cryptocurrency assets on their own after the funds are received.
In the initial phase, the service is being offered to a limited group of corporate and institutional clients as part of a pilot program.
PNC Bank expects that the new technology will enable businesses to receive funds more quickly and improve the efficiency of cross-border payments.
One of the potential advantages of stablecoins is the ability to transfer digital assets via blockchain without using the traditional chain of correspondent banks at each stage of the transfer.
However, the speed of final settlement, transaction costs, and service availability depend on the specific payment infrastructure, banking compliance requirements, and service terms.
Tom Lang, Head of Product and Operations for PNC Bank’s Treasury Division, noted that corporate clients are constantly looking for new ways to settle payments with customers, suppliers, and business partners.
According to him, the launch of the service will allow the bank to explore the practical benefits of stablecoins and determine which technological capabilities are most in demand among corporate clients.
Coinbase views the expansion of its partnership with PNC as an example of the integration of the traditional banking system with digital asset infrastructure.
Alec Lovett, Head of Infrastructure Products at Coinbase, emphasized that stablecoins enable companies to make payments faster, more efficiently, and on an international scale.
The new project is a continuation of the partnership that the companies first announced in July 2025.
Initially, the collaboration involved using Coinbase’s institutional technology platform to provide bank customers with access to cryptocurrency transactions.
Now, the partners are expanding their collaboration into the realm of corporate payments, gradually integrating digital assets into traditional financial services.
PNC Bank is one of the major U.S. banks providing corporate lending, cash management, investment services, and other financial operations.
Coinbase, in turn, is developing infrastructure for storing digital assets, trading cryptocurrencies, and facilitating payments using blockchain technology.
The launch of this new service reflects one of the most notable trends in the cryptocurrency market in 2026—the shift from the predominantly investment-oriented use of digital assets to their practical application in financial transactions.
Stablecoins, whose value is pegged to traditional currencies, are increasingly being viewed as a technological tool for international trade, corporate payments, and liquidity management.
Of particular interest to businesses are solutions in which the use of blockchain does not require a complete transition to a cryptocurrency-based financial infrastructure.
PNC Bank’s model allows a company to receive a payment in a digital asset while continuing to manage funds through a traditional bank account.
This approach potentially lowers technological barriers for corporate clients who are interested in speeding up settlements but are not ready to store stablecoins or manage cryptocurrency wallets on their own.
At the same time, the use of digital payment instruments has a number of limitations. Banks must still comply with requirements regarding anti-money laundering, customer identification, sanctions compliance, and operational risk management.
In addition, stablecoins may pose additional risks related to the issuer of the digital asset, the functioning of the blockchain network, and the ability to convert tokens into traditional currency.
The expanded use of USDC in corporate banking services could become an additional driver for the development of the dollar-pegged stablecoin market.
Unlike speculative transactions involving Bitcoin and other cryptocurrencies, corporate payments generate demand for digital assets linked to real economic activity.
As such services develop, banks may become key players in the digital payments infrastructure, combining traditional financial instruments with the capabilities of blockchain.
However, it is still too early to assess the commercial results of PNC’s initiative. The bank has not disclosed the expected transaction volumes, the number of participating companies, or the timeline for a potential expansion of the program.
The project’s further development will depend on corporate client interest, the economic efficiency of transactions, and compliance with regulatory requirements.
Source: official PNC Bank press release dated November 9, 2026.
In October 2026, the National Bank of Ukraine imposed a fine of 25 million hryvnias on the state-owned JSC “Sens Bank” for violating financial monitoring regulations. This is the largest fine among the five financial institutions against which the regulator imposed sanctions during the month.
As the NBU reported on November 6, the basis for the sanction was the bank’s failure to properly comply with requirements regarding the application of a risk-based approach and the conduct of due diligence on customers.
Specifically, the regulator found violations of the first and second parts of Article 7 of the Law of Ukraine “On Preventing and Combating the Legalization (Laundering) of Proceeds from Crime, the Financing of Terrorism, and the Financing of the Proliferation of Weapons of Mass Destruction.”
These provisions of the law require the assessment of risks associated with customers and financial transactions and the application of appropriate control measures depending on the level of such risks.
In addition, Sens Bank violated the requirements of paragraph 4 of part two of Article 8 of this law regarding the conduct of due diligence on customers.
Such due diligence involves, in particular, identifying and verifying customers, gathering information about their activities, and applying the financial monitoring procedures prescribed by law.
The NBU’s statement does not specify the particular customer transactions that served as the basis for the fine, nor does it specify the period during which the violations occurred.
In total, in October, the regulator fined two banks and three non-bank financial institutions a combined total of 38.563 million UAH. Sens Bank accounted for approximately 64.8% of the total amount of fines imposed.
Sens Bank is one of Ukraine’s state-owned banks. In July 2023, the bank became state-owned as part of the procedure to remove a systemically important bank from the market and subsequently nationalize it. The bank serves individuals, small and medium-sized businesses, and corporate clients.
Source: National Bank of Ukraine, press release dated November 6, 2026.
First Ukrainian International Bank (FUIB, Kyiv) increased its net profit by 2.5% in the third quarter of 2026—to 1.26 billion UAH from 1.22 billion UAH in the same period of 2025.
According to the bank’s interim financial statements, pre-tax profit in the third quarter rose by 53.8% to 2.51 billion UAH, net interest income by 38.3% to 6.05 billion UAH, and net fee and commission income by 55.8% to 0.99 billion UAH.
At the same time, the loss from impairment of financial assets increased by 49.1% to 1.62 billion UAH, and operating expenses rose by 23.8% to 3.22 billion UAH. Income tax expenses increased 3.1-fold to 1.26 billion UAH from 0.41 billion UAH.
Compared to January–September 2025, PUMB’s net income decreased by 8.7% to 4.38 billion UAH, while pre-tax income increased by 37.0% to 8.75 billion UAH.
Net interest income for the nine-month period increased by 35.3% to 16.93 billion UAH, while net fee and commission income rose by 22.0% to 2.92 billion UAH. Income tax expense totaled 4.38 billion UAH, compared to 1.60 billion UAH a year earlier.
The volume of loans and advances to customers since the beginning of the year grew by 31.5% to 129.03 billion UAH. Specifically, the corporate loan portfolio, net of expected credit losses, increased by 29.2% to 96.63 billion UAH, while the retail loan portfolio grew by 38.8% to 32.40 billion UAH.
The gross book value of loans to the 20 largest borrowers as of September 30 was 14.44 billion UAH, or 10% of the loan portfolio before provisions, compared to 14.52 billion UAH, or 14%, at the beginning of the year.
Customer deposits increased by 7.9% over the first nine months, to 206.20 billion UAH. Deposits from individuals rose by 14.7%, to 76.03 billion UAH, while those from legal entities increased by 4.3%, to 130.17 billion UAH.
Since the beginning of 2026, PUMB’s assets have grown by 8.9% to 251.56 billion UAH, liabilities by 8.0% to 215.48 billion UAH, and equity by 14.3% to 36.08 billion UAH.
FUIB is the largest privately-owned bank in Ukraine; its ultimate beneficiary is Rinat Akhmetov.
According to the bank, since the start of the full-scale invasion, it has paid over 25 billion UAH in taxes and fees to the state budget. Investments in social projects exceeded 1.5 billion UAH.
“Pravex Bank” (Kyiv), whose sole shareholder is the international banking group Intesa Sanpaolo S.p.A. (Italy), will operate under the name “Intesa Sanpaolo Bank” starting October 30, 2026, the financial institution’s press office announced on Thursday.
The name change will not affect existing contracts, banking products, or customer service. The bank’s accounts and services will remain available as usual.
The new brand will be rolled out gradually in branches, on the website, and across the bank’s other digital channels, as well as in informational materials.
Pravex Bank was founded in 1992. According to the National Bank, as of September 1, 2026, it ranked 28th (UAH 17.2 billion) in terms of total assets among the 59 banks operating in the country.
According to Experts.news, all ten of Ukraine’s largest corporate plaintiffs—based on the number of new court cases in 2026—operate in the financial sector. Furthermore, among the 100 most active legal entities that filed lawsuits, 39 are engaged in lending and providing other financial services, according to data from the “OpenDataBot” study published on October 28, 2026.
According to data from the court registry, the largest number of cases filed in the incomplete year of 2026 were initiated by the financial company “Ukr Credit Finance”—80,421.
Second place goes to “Consumer Center” with 68,076 cases, third to “Universal Bank” with 25,544, fourth to “Accent Bank” with 22,002, and fifth to “Factoring Partners” with 19,688.
In sixth place is “Unit Capital” with 19,050 cases. Next are “Digi Finance” with 17,050 cases, “Collect Center” with 16,699, “Credit Capital” with 15,613, and the “European Debt Recovery Agency” with 14,993.
Thus, according to calculations based on the published ranking, the ten largest corporate plaintiffs account for a total of over 299,000 new court cases for the incomplete year of 2026.
At the same time, just two leaders—“Ukr Credit Finance” and “Consumer Center”—appear in 148,497 cases, accounting for nearly half of the top ten’s combined total.
Compared to 2025, the structure of the ranking has changed significantly.
“Ukr Credit Finance” rose from eighth place to first, and “Factoring Partners” rose from 17th to fifth.
“Universal Bank” improved its position from fifth to third, and “Accent Bank” from sixth to fourth. “Unit Capital” rose from ninth to sixth place, “Digi Finance” from 15th to seventh, and “Collect Center” from 13th to eighth.
At the same time, the “European Debt Recovery Agency,” which ranked first in 2025, fell to tenth place.
The ranking indicates a high concentration of legal actions among credit market participants; however, it does not allow for determining what proportion of these lawsuits was successful or what amounts were actually recovered from debtors.
Utilities and energy companies also play a significant role among the top 100 corporate plaintiffs.
According to “OpenDataBot,” 24 entities in the ranking operate in the electricity, gas, heating, and water supply sectors.
Another 14 organizations belong to the public administration sector.
Thus, the most active corporate plaintiffs are predominantly organizations whose activities are related to consumers’ financial obligations, the provision of financial or utility services, and the performance of government functions.
Vasyl Krat, a judge on the Supreme Court of Ukraine, attributes the high level of litigation activity by creditors to the limited options for out-of-court debt collection on consumer loans.
According to him, for banks and financial companies, going to court in many cases remains the primary means of enforcing debt collection.
At the same time, court proceedings allow for verification of the validity of the creditor’s claims, including the legality of the interest charged.
The “OpenDataBot” study covers court cases from 2025–2026 in which legal entities served as plaintiffs. The published results for 2026 are preliminary and are compared with the full previous calendar year.
Source: “OpenDataBot,” a study of Ukraine’s largest corporate plaintiffs dated October 28, 2026.
