In January–June 2026, Ukrainian insurance companies increased commission payments to insurance intermediaries under mandatory auto liability insurance (OSCPV) policies by 58.6% compared to the same period in 2025—to 2.589 billion UAH, and for comprehensive auto insurance (CASCO) by 26.2%, to 2.330 billion UAH.
According to the website of the National Bank of Ukraine (NBU), commissions paid to intermediaries for “Green Card” insurance decreased by 20.9%, to 642.751 million UAH, while those for property insurance increased by 4.8%, to 516.8 million UAH, while commissions for voluntary medical insurance (VMI) rose by 18.1%, to 423.9 million UAH; commissions for assistance services increased by 36.4%, to 324.5 million UAH; and commissions for financial risk insurance rose by 4.3%, to 368.3 million UAH.
In addition, according to the regulator, expenses for marketing and advertising activities related to MTPL insurance products rose by 4% in the first half of 2026, to 14.5 million UAH; for the “Green Card,” they rose by 1.4%, to 2.3 million UAH; and for comprehensive auto insurance (CASCO)—by 16.8%, to 15.7 million UAH.
At the same time, expenses for maintaining and operating the insurer’s office under MTPL contracts increased significantly—by 61.7%, to 81.8 million UAH; for CASCO—by 11.6%, to 64 million UAH; “Green Card” insurance—decreased by 11.1%, to 12.7 million UAH; property insurance—increased by 36.6%, to 12.6 million UAH; and voluntary medical insurance (VMI)—by 3.1%, to 16.06 million UAH.
Insurance Company “Arsenal Insurance” made the largest payment under a comprehensive auto insurance policy in the company’s history—11.4 million UAH—for the total loss of a 2024 Aston Martin.
According to the company’s website, while driving on a wet road, the driver lost control of the vehicle—the car skidded and crashed into a guardrail at high speed.
“Arsenal Insurance” is a non-life insurance company with 100% Ukrainian capital. It has been operating since 2005. It holds a license that allows it to operate in all 18 classes of non-life insurance. It is also the leader in premiums collected in the comprehensive auto insurance (CASCO) market for January–June 2026.
In January–June 2026, “Express Insurance” collected insurance premiums totaling 667 million UAH, an increase of 18.9% compared to the same period in 2025.
According to the insurer’s website, the company generated the largest volume of insurance premiums from comprehensive auto insurance (CASCO) policies—423.3 million UAH, which is 11.3% higher than the figure for the same period last year.
Under MTPL policies, the company collected nearly 229.1 million UAH in insurance premiums, a 36.6% increase compared to January–June 2025.
Revenue from other types of insurance totaled nearly 14.6 million UAH (+14.8%).
The number of insurance policies issued in January–June 2026 increased by 39.4% compared to the same period last year. This indicates the expansion of the company’s customer base and continued strong interest in its insurance products.
The report notes that during this period of the current year, Express Insurance paid out 329.9 million UAH in insurance claims, which is 47.7% more than during the same period last year.
Express Insurance was founded in 2008. It is part of the “UkrAVTO” group of companies. It specializes in auto insurance.
The company has over 300 insurance agents throughout Ukraine and is actively expanding its network of partner auto service centers.
Insurance Company “Universal” (Kyiv) collected 2.04 billion UAH in insurance premiums from January through June 2026, which is 27% more than during the same period in 2025, according to the insurer’s website.
According to the data, of this total, UAH 678.9 million (+25%) came from comprehensive auto insurance (CASCO), UAH 616.8 million (+36%) from health insurance, UAH 172.9 million (+45%) from compulsory motor third-party liability insurance (OSCPV), UAH 157.3 million (+14%) from accident insurance — 157.3 million UAH (+14%), aviation insurance — 129.9 million UAH (+24%), property insurance — 92.2 million UAH (+11%), travel insurance — 42 million UAH, and other types of insurance — 152 million UAH.
The main shareholder of IC “Universalna” is Fairfax Financial Holdings Limited (Canada)—a holding company that, through its subsidiaries, is primarily engaged in accident insurance, property insurance, and investment management.
In June 2026, “Express Insurance” paid out 64.2 million UAH in insurance claims, which is 56.3% more than during the same period in 2025, according to the company’s website.
Under comprehensive auto insurance (CASCO) policies, customers were reimbursed 48.5 million UAH, which is 50.7% higher than in June 2025. At the same time, the number of settled insurance claims under CASCO policies decreased by 13.7%.
The company notes that in June it observed a trend toward a significant increase in the average insurance payout, reflecting the continued rise in the cost of vehicle repairs. Specifically, the average cost of settling a single insurance claim under CASCO policies rose by 74.6% compared to June of last year.
Payouts under MTPL policies showed significant growth: in June 2026, they totaled 15.2 million UAH—78.6% more than during the same period last year.
Unlike CASCO, the growth in payouts in this segment was driven by a 16.7% increase in the number of settled claims, as well as a higher average cost of compensation paid to victims (+53.1%).
For other types of insurance, clients received 546.2 thousand UAH in payouts, which is 34.1% more than in June of last year.
Express Insurance was founded in 2008. It is part of the UkrAVTO group of companies. It specializes in auto insurance.
The company has over 300 insurance agents throughout Ukraine and is actively expanding its network of partner auto service centers.
On June 25, the state-owned enterprise “Chernomorsk Sea Trade Port” (Chernomorsk, Odesa Oblast) announced a tender for the procurement of voluntary comprehensive auto insurance services.
According to a notice posted on the “Prozorro” electronic government procurement system, the estimated cost of the services is 82,400 UAH.
Documents will be accepted until July 3.
