Insurance Company “Busin” (Kyiv) in January–June 2026 collected UAH 134.1 million in gross premiums, which is 16.2% more than during the same period a year earlier, according to a report by Standard-Rating on the update of the insurer’s credit rating/financial stability rating at the “uaAA+” level on the national scale, based on an analysis of the specified period.
It is noted that premiums from individuals increased 9.72-fold—to 797,000 UAH—while those from reinsurers decreased by 49.92%, to 8.524 million UAH.
Premiums ceded to reinsurers during this period fell by 21.95% to 107.401 million UAH. Consequently, the reinsurers’ share of insurance premiums decreased by 39.18 percentage points to 80.11%.
Net premiums rose to 26.668 million UAH, while net earned premiums increased by 25.45% to 43.172 million UAH.
In the first half of 2026, the company paid out UAH 937,000 in insurance benefits and claims to clients, which is 10.65 times more than in the first half of 2025. Consequently, the payout ratio increased by 0.62 percentage points to 0.70%.
The agency notes that in the first six months of 2026, the insurer’s operating profit rose to 6.479 million UAH, and net profit to 15.960 million UAH.
Its assets grew by 8.81% to 304.146 million UAH, equity by 3.01%, to 201.390 million UAH, liabilities by 22.29%, to 102.756 million UAH, while cash and cash equivalents decreased by 4.41% to 231.441 million UAH.
Insurance Company “Busin” was registered in February 1993. It specializes in risk insurance. It is a member of a number of professional and industry associations—the League of Insurance Organizations of Ukraine, the Insurance Claims Club, the International Association of Aviation Insurers (UA), the Nuclear Insurance Pool, the American Chamber of Commerce in Ukraine, and the British Business Club.
Insurance Company “Ukrainian Insurance Group” (USG, Kyiv) collected UAH 1.944 billion in gross premiums in January–June 2026, which is 0.62% more than in the same period a year ago; net premiums decreased by 2.24% to UAH 1.699 billion, while net earned premiums rose by 28.13% to 1.807 billion UAH.
This was reported by the rating agency “Standard-Rating” in its announcement regarding the renewal of the company’s financial stability rating at the “uaAAA” level on the national scale, based on its performance for January–June 2026.
According to the report, premiums from individual policyholders decreased by 11.66% over the first half of the year to 1.050 billion UAH, while premiums from reinsurers, on the contrary, increased by 20.68% to 3.811 million UAH. At the same time, the share of individual policyholders in gross premiums was 54%, while the share of reinsurers was 0.20%.
Premiums ceded to reinsurers for the first half of 2026 rose by 26.31% to 244.702 million UAH. Consequently, the reinsurers’ share of insurance premiums increased by 2.56 percentage points to 12.59%.
The total amount of insurance payments and claims settled by PJSC “USG Insurance Company” over the six-month period amounted to UAH 1.327 billion, which is 47.29% higher than in the corresponding period of 2025. At the same time, the claims ratio rose by 21.62 percentage points to 68.24%.
USG Insurance Company’s operating profit for the first half of 2026 increased 7.57-fold compared to the same period in 2025, reaching 148.433 million UAH, while net profit rose 2.55-fold to 217.345 million UAH.
As of July 1, 2026, the company’s assets decreased by 3.76% to 4.042 billion UAH, equity increased by 23.47% to UAH 1.142 billion, liabilities decreased by 11.44% to UAH 2.9 billion, and cash and cash equivalents increased by 37.47% to UAH 279.149 million.
The RA notes that as of the reporting date, the insurer had formed a portfolio of financial investments totaling 2.176 billion UAH, consisting of government bonds and municipal bonds, as well as deposits in banks with high credit ratings. Liquid assets collectively covered 84.65% of the insurer’s liabilities.
As previously reported, the controlling shareholder of “IC ”USG” is the Vienna Insurance Group, an international insurance group headquartered in Austria, which is represented by 50 companies in 30 countries and is the leader in the Central and Eastern European insurance market.
Ukraine’s ten largest microfinance organizations reported combined revenue of 12.78 billion hryvnia and earned 1.16 billion hryvnia in net profit for the first half of 2026.
These figures were released by OpenDataBot on September 1.
Ukr Credit Finance, which operates under the CreditKasa brand, generated the highest revenue among MFOs—1.99 billion UAH. It accounted for approximately 16% of the total revenue of the top ten.
Second place in terms of revenue went to FC “Ye Hroshi” with 1.85 billion UAH, and third place went to “Spozhyvchiy Tsentr,” operating under the “ShvidkoHroshi” brand, with 1.52 billion UAH.
Next came “Aventus Ukraine” (CreditPlus) with revenue of 1.42 billion UAH, Miloan with 1.17 billion UAH, MyCredit with 1.08 billion UAH, “Bizpozika” with 1.07 billion UAH, Credit7 with 1.05 billion UAH, Moneyveo with 0.85 billion UAH, and Selfie Credit with 0.78 billion UAH.
In terms of profit, “Spotzhyvchyi Tsentr” took the lead with 361.3 million UAH. This represents about one-third of the combined profit of the ten largest MFIs. “Aventus Ukraine” came in second with 233.4 million UAH, and “Ukr Credit Finance” came in third with 172.6 million UAH.
The sector’s financial indicators are growing rapidly amid rising household debt. As of July 1, 2026, Ukrainians owed MFIs 32.32 billion UAH, which is 17% more than at the beginning of the year.
Agricultural holding company IMC reported $34.28 million in net profit for the first half of 2026, down 33% from the first half of 2025, according to the company’s report filed with the Warsaw Stock Exchange on Thursday.
“The decline in normalized EBITDA and net profit … was driven by lower corn and sunflower prices compared to the same period last year—in contrast to the sharp price increases in the first half of 2025—as well as rising logistics costs and the depreciation of the hryvnia,” the document states.
According to the report, EBITDA fell by 22% to $50.23 million.
The company’s consolidated revenue in the first half of 2026 rose by 6% to $88.88 million. Corn sales accounted for the largest share—98.1% compared to 97.8% in the first half of last year.
It is noted that the company’s cost of goods sold rose from $66.4 million in January–June 2025 to $79.9 million in January–June 2026.
IMK added that over the six-month period, the Ukrainian hryvnia depreciated by 5.5% against the U.S. dollar, whereas in the first half of last year it depreciated by only 1.0%; consequently, the company recognized a net loss from foreign exchange differences of $2.11 million.
Net cash flow from operating activities decreased to $12.0 million from $15.0 million in January–June 2025, primarily due to lower prices for agricultural products and higher operating expenses.
According to the report, IMC’s net cash outflow from investing activities decreased to $8.2 million in the first half of 2026 from $10.5 million in the first half of 2025, in line with the group’s capital expenditure program.
IMK Agroholding is an integrated group of companies operating in the Sumy, Poltava, and Chernihiv regions (northern and central Ukraine) in the crop production, grain elevators, and warehousing segments. Its land bank totals 115,000 hectares, storage capacity stands at 554,000 metric tons, and grain and oilseed production in 2025 reached 838,000 metric tons.
IMK’s net profit in 2025 rose by 24% to $67.5 million, while consolidated revenue fell by 10% to $190.5 million.
PJSC “Euroshpon-Smyga” (Smyga, Rivne Oblast), a leading Ukrainian manufacturer of sawn veneer, saw its net profit decline by 29.2% in January–June 2026 compared to the same period in 2025, down to 109.4 million UAH.
According to the company’s financial statements published on its website, its net revenue for this period increased by 18.4% to 630.3 million UAH.
The company reported UAH 168.9 million in gross profit (down 3.6%) amid a 31.8% decline in operating profit to UAH 132.2 million.
Retained earnings as of the end of the reporting period stood at UAH 1.23 billion.
According to the report, in the second quarter of this year, “Euroshpon-Smiga’s” net profit fell by 41.7% compared to April–June 2025—to 54.2 million UAH—while net sales revenue rose by nearly 15%—to 311.7 million UAH.
As of early July of this year, the company employed 430 people.
According to its own information, the trade and industrial company “Euroshpon-Smiga” is the leading manufacturer of planed veneer in Ukraine. It produces lumber, planed veneer, and finger-jointed veneer from various wood species. Its products comply with international standards and are FSC-certified.
Last year, the company exported 81.6% of its total sales, amounting to 901.1 million UAH; importing countries included Poland, Lithuania, Spain, Slovakia, Belgium, and the United States.
In 2025, its net profit increased by 14.7%—to 258.8 million UAH—compared to 2024, as net revenue rose by 15.6%—to 1 billion 105 million UAH. This year, shareholders approved dividend payments twice—totaling 50 million UAH.
The National Securities and Stock Market Commission (NSSMC) has registered the 16th issue of Series “P” bonds by the international financial service NovaPay (TM NovaPay), part of the Nova Group, issued by its subsidiary “NovaPay Credit,” with a face value of 200 million hryvnia, according to the bond prospectus.
It is noted that the issue involves the placement of 200,000 registered, interest-bearing, unsecured bonds with a par value of 1,000 UAH each. The interest rate on these bonds will be 18% per annum.
The public offering of the bonds is scheduled to run from September 4, 2026, to August 3, 2027, provided the prospectus remains in effect. The bonds will be offered for listing on the “Perspektiva” stock exchange. “Univer Capital” LLC has been appointed as the administrator for the “R” series issue.
The company plans to use the proceeds from the offering for lending: 80% to individuals and 20% to legal entities.
Redemption of the bonds is scheduled for September 4–10, 2029.
As previously reported, in July, the National Securities and Stock Market Commission (NSSMC) registered NovaPay’s 15th Series “O” bond issue with a face value of 200 million UAH. In early June, the company announced the full placement of its 14th Series “N” issue of the same volume.
Based on the results for the first half of 2026, NovaPay Credit increased its net profit 3.2-fold compared to the same period in 2025—to 172.01 million UAH—and its revenue 2.2-fold, to 586.42 million UAH.
The company’s equity as of the end of June stood at 688.5 million UAH, compared to 516.5 million UAH at the beginning of the year, while liabilities totaled 1.69 billion UAH, compared to 1.37 billion UAH.
The company’s proceeds from bond sales during this period rose to 693 million UAH from 355.63 million UAH a year earlier, while expenses related to their redemption increased to 578.80 million UAH from 244.92 million UAH, respectively.
