As of June 1, 2022, BTA Bank violated the regulatory capital ratio (norm H1, not less than UAH 200 million) with an indicator of UAH 192.418 million and Alpari Bank (UAH 192.998 million), monthly statistics published on the website of the National Bank of Ukraine show (NBU) for the first time since the beginning of a full-scale war.
The standard for the maximum amount of credit risk per counterparty (N7 standard, no more than 25%) was violated by Industrialbank (39.18%), Oschadbank (25.01%) and Megabank (59.86%).
The risk standard for a total long open currency position (standard L13-1, no more than 5%) was violated by Oschadbank (164.53%), PrivatBank (90.2%), Alliance banks (78.3%) and Portal (fourteen%). Industrialbank (12.7%), Skybank (8.2%), Trust-Capital Bank (5.4%).
According to the NBU, the foreign currency liquidity coverage ratio (LCRів, not less than 100%) was violated by TASkombank (98.33%), Idea Bank (87.4%), Ibox Bank (69.57%), Poltava-Bank (29 .1%) and Megabank (27.97%).
The Net Stable Funding Ratio (NSFR, not less than 100%) was not adhered to by OTP Bank (99.6%). Alliance (97.3%), Globus Bank (95.7%), PIB (95.1%), Megabank (82.3%).
It is indicated that Megabank violated the regulatory capital adequacy ratio (N2 ratio, not less than 10%) with an indicator of 4.08%, the maximum credit risk ratio for transactions with persons related to the bank (N9, not more than 25%) with an indicator of 81.85 %, the risk ratio of the total short open currency position (standard L13-2, no more than 5%) with a value of 54% and the standard for the liquidity coverage ratio for all currencies (LCRвв, no less than 100%) with an indicator of 3.1%.
It is noted that the standard for calculating the short-term liquidity ratio (N6) by banks is not indicated in the statistics of this month, since it was canceled on March 23.
The National Bank of Ukraine (NBU) has updated the requirements for confirming the sources of the formation of subordinated debt, financial assistance from shareholders and capital instrument with the terms of write-off/conversion, the NBU press service said on Tuesday.
According to the report, the right of the regulator to establish requirements for the sources of regulatory capital is provided for by amendments to Article 30 of the law on banks and banking activities. The changes approved by NBU Resolution No. 159 dated December 29, 2021 come into force on January 5.
In particular, banks, to include components in the regulatory capital, shall submit documents confirming the sources of their formation, taking into account the requirements of the regulation on licensing of banks, the NBU said in the press release.
In addition, the requirements for the interest rate, at which funds will be attracted on the terms of subordinated debt, have been updated, in particular, the bank will justify its size, the NBU said.
