Ukraine’s ten most profitable banks accounted for 47.68 billion hryvnias, or 88 per cent of the entire banking system’s net profit, in the first half of 2026, according to the Experts Club information and analysis centre, based on data from Opendatabot and NBU statistics published on 19 August.
The total net profit of 59 Ukrainian banks amounted to UAH 54.07 billion. The top 10 included three state-owned banks, five banks with foreign capital, and two banks with Ukrainian private capital.
The ranking was topped by PrivatBank with UAH 24.56 billion in net profit. Universal Bank, on whose platform monobank operates, ranked second with UAH 3.85 billion, while Raiffeisen Bank placed third with UAH 3.57 billion. They were followed by Oschadbank with UAH 3.38 billion, FUIB with UAH 3.12 billion, Ukreximbank with UAH 2.24 billion, OTP Bank with UAH 1.91 billion, Ukrsibbank with UAH 1.85 billion, Citibank with UAH 1.68 billion, and Credit Agricole Bank with UAH 1.53 billion.
At the same time, Universal Bank became one of the few leaders to significantly improve its result: its profit increased from UAH 2.41 billion in the first half of 2025 to UAH 3.85 billion in 2026. PrivatBank, Oschadbank, Raiffeisen Bank, FUIB, Ukreximbank, and most other top-10 banks posted lower net results, largely due to the increased tax burden.
Thus, the Ukrainian banking market remains highly concentrated in terms of profit: nearly nine out of every ten hryvnias of the sector’s net financial result were earned by just ten institutions.
The primary source is Opendatabot, dated August 19, 2026, with calculations based on data from the National Bank of Ukraine.
BANK, PRIVATBANK, PROFIT, RANKING, UKRAINE
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