The insurance company VUSO (Kyiv) and the Ukrainian Football Association (UAF) have announced the start of their partnership and that the insurer has been granted the status of official insurance partner of the Ukrainian national soccer team, according to the insurer’s website.
As noted by VUSO CEO Andriy Artyukhov, the company is always on the lookout for projects that embody vibrant energy, character, and a drive to win. The partnership with the Ukrainian Football Association is precisely such an opportunity.
According to the information provided, the partnership includes comprehensive branding of the VUSO brand during the national team’s home and away matches, integration into the UAF’s digital channels, and the implementation of joint media projects.
“In soccer, as in life, it’s important to have reliable support and confidence in those around you. That is precisely why we are pleased to welcome VUSO as the official insurance partner of the Ukrainian national soccer team. It is especially valuable that, even amid the war, Ukrainian businesses continue to support Ukrainian sports and our national team,” noted UAF President Andriy Shevchenko.
VUSO Insurance Company was founded in 2001. On April 23, 2024, the National Bank of Ukraine renewed the company’s licenses to conduct insurance activities (33 for voluntary insurance and 17 for mandatory insurance). The company has 34 representative offices, two branches, and more than 20 agency sales centers throughout the country.
As of the end of 2025, the company’s insurance premiums exceeded 5.1 billion UAH. VUSO ranked second in the voluntary medical insurance and travel insurance segments, third in the comprehensive auto insurance and property insurance segments, and was among the top 10 insurers for mandatory auto liability insurance.
Standard-Rating has updated the financial stability rating of PJSC “Insurance Company ‘VUSO’ (Kyiv)” to “uaAA” on the national scale based on the company’s performance for January–June 2026.
According to information posted on the rating agency’s website, the company collected UAH 2.689 billion in gross premiums during this period, which is 26.3% more than in the same period a year earlier.
Premiums from individual policyholders increased by 18.88% to 1.633 billion UAH, while premiums from reinsurers rose by 6.67% to 23.096 million UAH. Thus, the share of individual policyholders in the insurer’s gross premiums for the first half of 2026 was 60.75%, while the share of reinsurers was 0.86%.
Accrued reinsurance premiums ceded in the first half of 2026 increased by 87.62% compared to the same period in 2025, reaching UAH 456.193 million, and the reinsurers’ share of insurance premiums increased by 5.55 percentage points to 16.97%.
During the reporting period, net premiums increased by 18.39% to 2.232 billion UAH, while net earned premiums rose by 36.91% to 2.415 billion UAH.
In the first half of 2026, VUSO Insurance Company paid out UAH 1.292 billion to its clients, which is 63.98% higher than the total insurance payouts and reimbursements for the first half of 2025. The payout ratio increased by 11.04 percentage points to 48.05%.
At the end of the first six months of 2026, the company’s operating profit increased by 12.73% to 152.743 million UAH, while net profit rose by 52.39% to 155.944 million UAH.
As of July 1, 2026, the insurer’s assets increased by 11.84% to 3.504 billion UAH, equity rose by 13.57% to 1.137 billion UAH, liabilities increased by 11.03% to 2.367 billion UAH,
and cash and cash equivalents increased by 0.69% to UAH 1.219 billion.
The RA also notes that as of the beginning of the second half of 2026, the company had a sufficient level of capitalization (55.02%) and cash coverage of liabilities (48.05%). The balance of funds in the Insurer’s centralized insurance reserve funds (MTIBU) amounted to UAH 749.333 million, which also had a positive impact on the Company’s liquidity.
As of July 1, 2026, VUSO Insurance Company had built a portfolio of current investments in government bonds totaling 583.623 million UAH, which increased the insurer’s level of liquidity assets, which collectively covered 76.14% of the company’s liabilities.
VUSO Insurance Company was founded in 2001. On April 23, 2024, the National Bank of Ukraine renewed the company’s licenses to conduct insurance activities (33 for voluntary insurance and 17 for mandatory insurance). The company has 34 representative offices, 2 branches, and more than 20 agency sales centers throughout the country.
Shareholders of Insurance Company “VUSO” (Kyiv) plan to approve a resolution at a meeting scheduled for October 2 to allocate 20.013 million UAH from the balance of net retained earnings for 2025—totaling 259.7 million UAH—toward dividend payments.
As the company reported in the disclosure system of the National Securities and Stock Market Commission (NSSMC), the remaining portion of retained earnings for 2025, amounting to 239.7 million UAH, is planned to remain undistributed.
The meeting agenda states that dividends will be paid at a rate of 0.73 UAH per share. They will be paid in full directly to shareholders in accordance with the procedure established by law within six months from the date the relevant resolution is adopted by the general meeting of shareholders.
As previously reported, the shareholders of VUSO Insurance Company, at a meeting on June 29, 2026, adopted a resolution to allocate 20.013 million UAH from the net undistributed profit for 2025 toward dividend payments. Previously, at meetings held from December 4 to 9, 2025, as well as on March 25, 2026, they adopted a resolution to allocate UAH 20.013 million from the confirmed retained earnings for 2024 toward dividend payments.
VUSO Insurance Company was founded in 2001. It is a member of the Motor Transport Insurance Bureau of Ukraine (MTIBU) and the Ukrainian Insurance Federation (UIF), as well as a member of the Nuclear Insurance Pool.
The company’s gross premiums for 2025 totaled 5.136 billion UAH, which is 48.36% more than in 2024; net premiums grew by 47.92% to 4.593 billion UAH, and net earned premiums increased by 48.74% to 4.071 billion UAH. Individuals accounted for 60.56% of gross premiums, while reinsurers accounted for 0.84%.
In 2025, VUSO Insurance Company paid out UAH 1.791 billion to its clients, which is 26.64% higher than the volume of insurance payments and reimbursements for 2024; the payout ratio decreased by 5.98 percentage points to 34.87%.
As of January 1, 2026, the insurer’s assets grew by 63.43% to 3.133 billion UAH, equity increased by 32.49% to 1.001 billion UAH, and liabilities rose by 83.57%, to 2.132 billion UAH, and cash and cash equivalents by 59.50%, to 1.210 billion UAH.
On September 10, the National Bank of Ukraine (NBU) announced its intention to enter into a contract with insurance company “VUSO” (Kyiv) for employee health insurance, according to the Prozorro electronic procurement system.
With an expected cost of the service at 144.389 million UAH, the company’s bid amounted to 129.174 million UAH.
Insurance Company “Kraina” also participated in the tender—its bid was 2 UAH lower, but it was rejected.
Other participants in the tender included Insurance Company “Universalna” (UAH 129.826 million), “Arsenal Insurance” (UAH 144.159 million), and “INGO” (UAH 144.252 million).
As previously reported, on August 11, 2025, the NBU awarded the contract for employee health insurance to VUSO Insurance Company; on June 4, 2024, Universala Insurance Company was the winner of the tender.
VUSO Insurance Company was founded in 2001. It is a member of the Motor Transport Insurance Bureau of Ukraine (MTIBU) and the Ukrainian Insurance Federation (UIF), a participant in the Direct Claims Settlement Agreement, and a member of the Nuclear Insurance Pool.
According to the NBU, the company ranked third in premiums written among Ukraine’s non-life insurers as of the end of 2025.
On July 30, Oschadbank JSC announced its intention to enter into a contract with VUSO Insurance Company for the provision of voluntary health insurance services, according to the Prozorro electronic public procurement system.
It is noted that the company’s bid amounted to 153.566 million UAH, while the bank had budgeted 153.9 million UAH for these needs.
Other participants in the tender included Insurance Company “Kraina” with a bid of 146.348 million UAH, which was rejected, as well as Insurance Company “Euroins Ukraine” with a bid of 153.699 million UAH and “Arsenal Insurance” with a bid of 153.759 million UAH.
As previously reported, VUSO Insurance Company won a similar tender a year earlier.
VUSO Insurance Company was founded in 2001. It is a member of the Motor Transport Insurance Bureau of Ukraine (MTIBU) and the Ukrainian Insurance Federation (UIF), a participant in the direct claims settlement agreement, and a member of the Nuclear Insurance Pool.
On May 6, Centrenergo PJSC announced its intention to enter into a contract with VUSO Insurance Company for compulsory civil liability insurance for owners of land vehicles (OSAGO).
According to the Prozorro electronic public procurement system, the company’s bid amounted to 125,900 UAH, compared to an expected cost of 385,500 UAH.
Other insurance companies participating in the tender included Guardian, with a bid of 127,000 UAH; Oranta, with 140,400 UAH; and Kraina Insurance Company, with 323,700 UAH.
