On December 2, PJSC Ukrnafta announced a tender for insurance services covering the liability of dangerous goods transporters in the event of negative consequences during the transportation of such goods.
According to the Prozorro electronic public procurement system, the expected cost of purchasing the services is UAH 471,691 thousand.
Documents will be accepted until December 10.
Ukrnafta JSC is Ukraine’s largest oil production company and operates the largest national network of gas stations, UKRNAFTA. In 2024, the company entered into asset management with Glusco. In 2025, it completed an agreement with Shell Overseas Investments BV to purchase the Shell network in Ukraine. In total, it operates 663 gas stations.
The company is implementing a comprehensive program to restore operations and update the format of gas stations in its network. Since February 2023, it has been issuing its own fuel vouchers and NAFTAKarta cards, which are sold to legal entities and individuals through Ukrnafta-Postach LLC.
The largest shareholder of Ukrnafta is Naftogaz of Ukraine with a 50%+1 share.
In November 2022, the Supreme Commander-in-Chief of the Armed Forces of Ukraine decided to transfer the company’s corporate rights, which belonged to private owners, to the state, and they are now managed by the Ministry of Defense.
Kernel, one of Ukraine’s largest agricultural holdings, exported 1.3 million tons of grain in July-September 2026 (FY, July 2025-June 2026) exported 1.3 million tons of grain, which is 15% less than in the same period last year, but 27% more than in the previous quarter, thanks to greater availability of grain on the domestic market after the start of the winter wheat harvest.
According to the published quarterly report, wheat accounted for 74% of Kernel’s total exports, with the rest being corn and barley.
“The start of the new financial year for the Infrastructure and Trade segment was shaped by two key market dynamics: a delay in the harvesting campaign in Ukraine caused by weather conditions and slower-than-usual sales by farmers,” the agricultural holding said.
As a result, the cargo turnover of export terminals in the first quarter of FY 2026 amounted to 1.8 million tons, which is 17% less than in the same period last year, leading to a decrease in grain exports and the group’s overall sales portfolio of vegetable oils and meal.
Grain accounted for 75% of the total cargo turnover, edible oils for 13%, and vegetable meal for the rest.
The volume of grain received by silos in July-September 2026 FR amounted to 1.2 million tons, which is 34% less than in the previous year. Of this amount, 796 thousand tons were received from the agricultural holding’s own agricultural enterprises, and the rest from third-party suppliers.
“The decrease in arrivals mainly reflects the later start of the group’s harvesting campaign, as unfavorable weather conditions and uneven ripeness of crops in different regions delayed and reduced deliveries to warehouses,” Kernel explained.
The Infrastructure and Trade segment generated EBITDA of $20 million in the first quarter of 2026 FY, down 62% from the previous year.
Before the war, Kernel was the world’s leading producer of sunflower oil (about 7% of global production) and its exporter (about 12%). It is one of the largest producers and sellers of bottled oil in Ukraine. In addition, it is engaged in the cultivation and sale of agricultural products.
As part of the strategy to accelerate the development of the financial technology market and stimulate the use of modern IT solutions in the field of financial and banking services, Uzbekistan has adopted a resolution ‘On measures for the further development of the financial technology sector in Uzbekistan’.
According to the document, the main targets for 2026–2030 include:
The Central Bank has been appointed responsible for the development of the financial technology sector and has been granted a number of additional powers. Within its framework, the following will be created:
From 2026, participants in the innovation hub will be able to receive compensation of up to 50% of the costs of training and attracting mentors, but not more than $20,000 and $50,000, respectively.
The programme provides for the introduction of an open banking system for the secure exchange of data between banks and fintech companies, the creation of the position of Chief Data Officer in the Central and Commercial Banks, and the development of a National Financial Technology Development Strategy for 2026-2030.
Particular attention is paid to expanding the use of crypto assets: from 1 January 2026, a special legal regime will be introduced to regulate the circulation of stable tokens as a means of payment, the issuance of tokenised shares and bonds will be permitted, and separate platforms will be created on stock exchanges for their placement and circulation.
A new free certified course has been launched on the AgriAcademy educational platform: ‘Peas. Biological characteristics of the crop’, dedicated to one of Ukraine’s key legumes. The curriculum has been developed by specialists from the agro-industrial holding company Astarta.
What is the course about?
The new training module takes a detailed look at the biological characteristics of peas that determine their yield potential. Students will learn:
The course will be useful for both practicing agronomists and managers, students or farmers who want to improve their approach to pea cultivation technology.
Who created the course?
The lead expert is Volodymyr Kuryachiy, one of the most renowned agronomists in the Poltava region with over 40 years of experience in production. At the Astarta-Kyiv agricultural holding, he headed the crop production department of the Dovzhenko Agricultural Firm for over ten years and has been working as the chief agronomist of the Poltava region since 2019.
The following people also worked on the course:
Certificate and accessibility
All AgriAcademy courses, including this one, are free of charge.
Students receive:
The course is available at any time, allowing farmers to study at their convenience without taking time off from their daily work.
Why is this important?
The demand for legumes is growing both due to the development of export markets and the need to restore soil fertility. Peas remain one of the most effective crops in crop rotation, and a proper understanding of their biology directly affects yield stability even in difficult climatic conditions.
The new course from Astarta and AgriAcademy provides agricultural producers with practical, scientifically based knowledge that can be applied as early as next season.
Farmers can join via the link on the AgriAcademy platform and start learning immediately after registration.
Other training courses from Astarta specialists are also available on the platform:
Astarta is a vertically integrated agro-industrial holding in Ukraine, a public European company that conducts socially responsible business and produces food products with a focus on global markets. Its main activities are concentrated in crop production, the sugar industry, dairy farming, soybean processing, grain logistics, and bioenergy.
AgriAcademy is a free online learning platform created on the initiative of the EBRD as part of its food security support programme in Ukraine. Its goal is to strengthen the competitiveness and sustainable development of agriculture, which has suffered significant losses due to the war.
The creation and management of the platform (including the development of courses, educational tours, etc.) is supported and financed by the EBRD, as well as:
SALES FORUM’2025 “Code for Profit. Sales of New Thinking” was held in Kyiv, an event that brought together 300 business owners, CEOs, commercial directors, and heads of sales, marketing, analytics, and export departments. The event was organized by KA Group, which has been forming a professional community of leaders for over 13 years, strategically helping them grow despite challenges and uncertainty.
“We are here to talk about the most important thing – how to build a sales system that grows faster than the team wears out. Today, we are looking for the code for profit: behavioral changes, channel architecture, export potential, and systems thinking,” emphasized Alona Zhupikova, founder of KA Group, in her welcoming speech.
Behavioral economics: why customers are no longer rational buyers
Andriy Dligach (Advanter Group) showed in his analytical presentation that customer decisions are largely shaped by unconscious biases. Ukrainian culture remains paternalistic, and this dictates new rules for communication, service, and sales architecture.
He emphasized that over 70% of Ukrainian consumers’ decisions are made unconsciously, through quick mental models, rather than through rational analysis. That is why brands that operate “logically” lose out to those that work with behavioral triggers, emotions, and trust.
Who really sells in the company
In the MHP case study, Denis Korabliov, Oksana Bornak, and Alexander Palamarchuk showed how focusing not only on transactional relationships but also on the development of clients’ businesses allows you to synchronize roles and eliminate conflicts that slow down sales.
According to Denis Korabliov: “Instead of a sales department, MHP has a customer business development team that focuses not on product shipment volumes, but on the efficiency of the partner’s business: logistics, warehouse, team, motivation, the work of sales representatives and sellers, and internal processes. If necessary, we help to reorganize these processes, set goals, training, motivation, and reporting—everything that really affects the result. It is this approach that allows us to maintain a balance between marketing, sales, and category management and ensures the manageability of the commercial model.”
A unified growth system: when numbers become the language of business
Participants in the discussion included Andriy Myroniuk (Myroniuk Consulting), Anton Fedulov (Sales Label), Oleksandr Kolb (Promodo), and Anastasia Gerasymenko (Kasta SuperApp).
The panel was dedicated to building an integrated revenue system: combining Sales, Marketing, Analytics, and Customer Success. They discussed metrics as a common language for teams, the role of the CEO in synchronizing processes, and a culture of data-driven decision-making.
Export and global competition
Moderator Dmytro Shvets (Start Global) led a discussion with the participation of Iryna Zelenina (Ukrainian Export Alliance), Vasyl Yatsyshyn (Kormotech), and Dmytro Kazavchynskyi (CLIXAR).
Focus: the transition from Made in Ukraine to Trusted in Ukraine, the digitization of export sales, and new rules for working with international buyers.
Invisible barriers in channels
Oleg Koss (LANKA.CX) showed where conversion disappears and why companies often fail to notice the real points of loss. Omnichannel works only when channels do not compete with each other but support a single customer journey.
CX and EX increase LTV only when they work in sync.
Sales culture as a team strength
Marina Avdeeva (Arsenal Insurance / Easy Peasy Insurtech) spoke in a motivational speech about the importance of ambition, service, and discipline:
“Strength is in action. Sales culture is clarity, speed, and consistency.”
Digital transformation at PUMB
Dmytro Polishchuk (PUMB) shared his experience of digitally restructuring the retail business: from the Agile management model to rethinking the role of physical and online channels.
The main focus: sales quality and moving away from a “zoo of products.”
CRM as a company’s operating system
Spartak Polishchuk (Uspacy / RUBICON) outlined three typical CRM pitfalls and showed how to turn it into a growth management system with pipeline health, stage velocity, and conversion loops.
CRM should reflect the real path of the lead, not the picture that the manager sees.
Funnel audit: where businesses lose profits
The final workshop by Vadim Martsenko (Martsenko Sales) allowed participants to see their own “loss zones” in sales funnels, those places where the customer seems to be “thinking” but has actually already dropped out of the process.
Participants’ voices
Oleksandr Dzekan (Factum Auto): “Today, for the first time, I saw our funnel the way it should be. We lose sales where we unconsciously shift responsibility to the customer — and the forum highlighted this very clearly.”
The event was supported by: General Partner MHP, Official Partners KORMOTECH, Linkos Group
Media contacts KA Group – www.kagroup.ua info@kagroup.ua
Interfax-Ukraine – information partner
One in six residents of the European Union lives in cramped housing, while approximately one in three lives in a household that is considered too spacious for the number of residents, according to Eurostat’s overview publication ‘Housing in Europe – 2025 edition’.
According to the statistics agency’s estimates, in 2024, about 17% of the EU population lived in overcrowded housing. The highest rates of ‘overcrowding’ were recorded in Romania (41%), Latvia (39%) and Bulgaria (34%).
The lowest rates of overcrowded housing were recorded in Cyprus (2%), Malta (4%) and the Netherlands (5%).
At the same time, about 33% of the EU population lives in ‘underoccupied’ housing – houses and flats that are considered too large for the number of people living in them.
The highest proportion of such households is in Cyprus (70%), Ireland (67%) and Malta (64%), and the lowest in Romania (7%), Latvia (10%) and Greece (13%).
