On June 4, the Parkovy Exhibition Center hosted the Ukrainian Construction Congress (UBC), one of the main industry events of the year, which brought together representatives of the development market, government agencies, the banking sector, and specialized organizations. Iryna Mikhailova, Marketing Director at Alliance Novobud, was a participant in the event. The expert not only spoke at the discussion on the state program “eOselia,” but also moderated one of the key panel discussions on “Affordable housing: how to make real estate accessible to Ukrainians.”
The panel speakers included representatives of development companies, financial institutions, and the public sector: Pavlo Somov, founder of EcoBud Building Group; Alla Dubrovyk-Rokhova, head of communications at Ukrfinzhytlo, partner at PGR Consulting Group, Ivan Parukh, deputy chairman of the board of the State Fund for Youth Housing Construction, Volodymyr Chornenkyi, director of retail business at Sky Bank, and Anna Laievska, commercial director at Intergal-Bud.
Participants discussed comprehensive approaches to creating an affordable housing market, ranging from state support programs to innovative development models, financial instruments, and cross-sector cooperation. Particular attention was paid to the challenges of wartime, which have significantly affected the purchasing power of the population, construction rates, and the financing of new projects.
A separate highlight was the participation of Iryna Mikhalova in the discussion panel “eOselya — a state investment in recovery,” moderated by Alla Dubrovyk-Rokhova. The panel brought together developers and bankers who shared their experiences with the program, its impact on the market, and prospects for development.
Ms. Irina answered several key questions about the program’s role in the company’s sales, its readiness to change the traditional model of construction financing, and its investments in additional buyer support tools:
“The єОселя program is not just a mortgage product; it is a marker of the state’s trust in the industry and its support for Ukrainians. For our company, this program has become an important factor in stabilizing sales in 2024–2025. We see a real impact on buyer activity and are ready to invest in partnership formats with banking institutions to support buyers,” said Irina Mikhaleva.
Alliance Novobud thanks the organizers of the Ukrainian Construction Congress 2025 for the high level of the event and for creating a space for constructive dialogue that moves the industry forward.
ukrainian_construction_congress irina_mikhalova ubc alliance_novobud
Impact of electricity deficit on real GDP vs no deficit, % (forecast up to 2024)
Most parents and guardians in Ukraine are aware of their key role in protecting children’s rights, but more than a third admit that they sometimes violate these rights, and 89% of parents surveyed do not have a clear understanding of the rights of the child as defined by the UN Convention on the Rights of the Child, which covers the civil, political, economic, social, and cultural rights of children, according to the results of a new UNICEF survey.
“Although 35% of parents and 38% of adolescents have heard of the convention, only 11.3% of all respondents can say that they are familiar with its provisions. At the same time, almost 20% of parents and 15% of adolescents are not familiar with it at all,” the publication states at the beginning of International Parenting Month.
According to the survey, the best-known rights are the right to education (known to 80% of parents and 76% of adolescents), the right to health (76% and 67%), and the right to protection from violence (66% and 63%), while less well known are the right to privacy (known to 35% of parents and 45% of adolescents) and the right to identity (44% of teenagers).
“People are more aware of ‘visible’ or material rights, while ‘psychosocial’ rights are neglected,” UNICEF reports.
It is noted that educational institutions are the main source of knowledge for adolescents, and social networks are the main source for parents. Among adolescents, 34% learn about children’s rights at school, and 39% from their parents. Among parents, 41% obtain such information from social networks, and 33% from traditional media.
“The responses of parents in our survey show that they are determined to better protect their children’s rights and provide them with all the necessary support and care. At the same time, they are genuinely concerned about how their actions affect their children in such stressful times,” commented Munir Mammadzade, UNICEF Representative in Ukraine.
The teenagers who participated in the survey noted that their rights were most often violated through psychological or physical abuse, ignoring their opinions, or violating their privacy.
“We must do everything possible to protect and ensure the rights of children everywhere, including at home. Parents and guardians are going through extremely difficult times and trying to cope with the consequences of the war, so we are committed to doing everything possible to help them raise their children,” said Daria Gerasymchuk, Advisor to the President of Ukraine on Children’s Rights and Rehabilitation.
Currently, 67% of adolescents aged 14 to 18 said they would turn to their parents for protection if their rights were violated, while 24% consider teachers to be their second most important source of support.
“Parents are the main support for a child’s development and well-being, but it is difficult for them to cope alone, especially in wartime. A solid foundation for children’s rights is laid at home, but it must be reinforced by policies and services that help parents and guardians care for the next generation,” Mammadzade noted.
The survey revealed a number of characteristics, such as gender differences in perception: 81% of women believe that shouting or using abusive language is a form of violence against children, while only 68% of men share this view.
Other findings include limited family dialogue about children’s rights and well-being: only 22% of parents and 17% of adolescents reported that children’s rights are discussed in their family on a monthly basis or more often.
Another finding is that adolescents demonstrate more autonomous views of their rights. For example, 15% believe that children have the right to refuse any medical treatment, and 12% believe that it is acceptable not to attend school. In addition, 34% of adolescents value freedom of opinion, compared to 27% of parents.
It is noted that Telegram is a universal channel for both parents and teenagers: it is chosen by more than 70% of the audience as the most convenient source of information. TikTok is popular among young people (66%), while Facebook is popular among parents (56%). YouTube is used by both parents and teenagers (47% and 64%, respectively), and Instagram is used by 37% and 47%, respectively.
UNICEF has announced that it is launching a campaign to strengthen knowledge of children’s rights and calls for children to be respected and given the opportunity to defend their rights.
The survey, “Perceptions of Children’s Rights: Knowledge, Attitudes, and Experiences in Ukrainian Families,” was conducted by Gradus Research and includes responses from 600 parents aged 19 to 55 and 400 teenagers aged 14 to 18 across Ukraine.
On May 28, the supervisory board of Odessavinprom PJSC (Odessa region) appointed Oleg Chovgan, who previously held the position of head of the commercial department at Vintrest LLC, as the company’s director.According to a publication in the information disclosure system of the National Securities and Stock Market Commission (NSSMC), he replaced Anton Obrezhi, who headed the company for a year and a month before submitting his resignation.Chovgan does not own any shares in the issuer’s charter capital, has no outstanding convictions for crimes of greed or official misconduct, and has been elected for a term until his dismissal. The beneficiaries of PJSC Odessavinprom are the owners of the well-known Odessa region company Champagne of Ukraine LLC, Vasily Bratdinov and his father Ignat. They acquired the company in April 2023. According to data from the Opendatabot service, in 2024, PJSC Odessavinprom increased its revenue by 20% to UAH 330.26 million, received UAH 18.5 million in net profit against UAH 419,000 UAH in net loss a year earlier, debt obligations increased by 5.%% to UAH 351.74 million, and assets by 14.4% to UAH 292.86 million.
Revised data on bank profits and taxes published
The National Bank of Ukraine has published the final version of the banks’ balance sheet reports for 2024, which takes into account adjusting entries. Pre-tax profit decreased by 1% compared to the previous report, while tax payable increased by almost 15%. The total after-tax profit of banks decreased to UAH 90.9 billion. 93% of the additional charges fell on state-owned banks.
The total pre-tax profit of Ukrainian banks for 2024 amounted to UAH 186.8 billion, almost the same as in the previous NBU data. However, after-tax profit fell significantly, by UAH 12.8 billion (i.e., 12%), and now stands at UAH 90.9 billion.
This was due to a significant additional income tax assessment, which ultimately increased by 15% and reached UAH 95.9 billion. Accordingly, taxes will eat up 51% of profits. For comparison, in 2023, this figure was 48%, and in 2022, only 25%.
93% of all additional charges fell on state-owned banks, which is 11.78 billion UAH in additional taxes. Oschadbank paid the most: its income tax after adjustment increased 2.5 times, from 4.3 to 10.66 billion UAH (+6.36 billion UAH).
Ukreximbank paid an additional UAH 2.94 billion — its tax increased 15 times. Sens Bank (formerly Alfa-Bank) — 58 times, to UAH 1.97 billion (+UAH 1.94 billion). The only state-owned bank where the tax decreased was Ukrgasbank: -UAH 455 million.
Banks with foreign capital were charged a total of only UAH 118.57 million.
Banks with private capital were charged UAH 1.34 billion, with the largest amounts going to A-Bank (+UAH 541 million), Bank Pivdenny (+UAH 308 million), and MTB (+UAH 225 million).
The largest increase in income tax after adjustment was recorded by the Ukrainian Bank for Reconstruction and Development, which rose 84 times, from UAH 247,000 to UAH 20.76 million.
Overall, income tax after adjustment increased for 22 banks, by UAH 12.7 billion. At the same time, it decreased by UAH 513.4 million in 12 banks (88.8% of which fell on Ukrgasbank). As a result, the amount of tax exceeded the net profit of banks by UAH 5 billion.
https://opendatabot.ua/analytics/banks-fee-2024
