Halyk Bank, a national bank of Kazakhstan, has announced the acquisition of a 49% stake in Click, a leading Uzbek fintech company.
The agreement provides for mutual participation of the parties: Halyk Bank will invest USD 176.4 million to acquire a stake in Click, and Click’s shareholders, in turn, will acquire 49% of Tenge Bank, Halyk Bank’s subsidiary in Uzbekistan, for USD 60.76 million.
The cooperation is aimed at strengthening the positions of both companies in the dynamic digital finance market of Central Asia and developing innovative banking and payment services in the region.
Click is the largest fintech platform in Uzbekistan, serving more than 20 million users and is a recognized leader in digital payments and online financial solutions.
From general “why it’s important” to specific tools and tips on “what to do and how to do it”
IT is not just codes, servers, and a coffee machine that lives better than most people. It’s a whole world where language is the key to understanding, career growth, and the feeling that you’re “on the same wavelength” as all those who create the future. And if you don’t speak English about code, architecture, or tusks yet, it’s time to start.
This article is for those who are already in the tech world or are just preparing to enter it, but want to not just “know English” but think like a real IT professional.
When you write code, English is already all around you. It’s in functions, documentation, variables, errors, and commits. But knowing the words doesn’t mean you can live with them.
Spoken English in IT is the ability to think in terms, not translate, to quickly describe a problem, explain a solution, and defend your idea to a team or client.
The good news is that this is not a talent. It is a skill that can be trained. If you have any doubts about your level, you can take an English test to find out your current level. And read on.
Learning technical English is like building a system: you need a structure.
Development and algorithms: algorithm, recursion, edge case, scalability.
Frontend / Backend: framework, endpoint, API, middleware.
DevOps / Cloud: CI/CD, container, Kubernetes, load balancing.
Data & AI: dataset, overfitting, model validation.
Security: authentication, encryption, vulnerability.
Product and management: backlog, sprint, MVP, stakeholder.
Do not memorize everything. It is better to choose one topic that is close to you now and “speak” it – write code, explain, discuss tasks, even think in it. Words should live in context, not in a list.
Memory is not a library, but a training ground. The more often you “pull” a word out of your memory in a real context, the deeper it gets fixed.
So instead of rewriting dictionaries:
● Read real issues, READMEs, pull requests.
Write short answers in English, even if they are comments on the code.
● Explain your decisions with your voice – record yourself, listen, improve.
Return to the same words after a few days – do not re-read, but “play” from memory.
This is the same principle that pilots and doctors use to train their memory: repeated repetition with real tasks, not dry terms.
The best way to prepare for an English interview is not to cram answers, but to act out a real scene. A mock interview is a simulated interview that practices everything: technical explanations, body language, reactions, pace, and clarity.
In the classic version, a mock interview has three parts:
Position: Backend Developer
Duration: 60 minutes
An example of an answer (in English):
“Last year, our payment service failed during Black Friday.
I rolled back the deployment, opened a postmortem channel, coordinated with the DB team, and restored the service in 18 minutes.
Afterward, we automated rollback to prevent similar issues.”
Answers like this are gold. They are short, structured, and sound natural. Rehearse them out loud. Don’t translate verbatim – find your voice in English.
1. Algorithmic explanations:
Start with “My approach is…”, continue with “The complexity is…”, and end with “An edge case might be…”.
2. System design:
Practice the phrases “We can scale by…”, “A bottleneck could be…”.
3. Soft skills:
Learn to describe your experience: “I faced a challenge when…”, “What I learned was…”.
4. Feedback culture:
Practice politeness during code review: “I suggest…”, “Consider refactoring this part…”, “Maybe we can simplify it by…”.
These are not just words – they are the code of your communication.
Treat English like a sport. Work on your weaknesses: pronunciation, speed of response, terminology, fear of mistakes.
When you hear a word you don’t know, don’t hesitate to pronounce it incorrectly. An imperfect sound is better than silence.
Make your own mini-plan for two weeks:
● 3 mock interviews (one technical, one systemic, one behavioral).
20 minutes of flashcards every day – repeat the terms.
One short PR review in English.
One technical text to retell in your own words.
After two weeks, you will not recognize how much easier it is to think in English.
latency – the delay between request and response
throughput – how many requests the system processes per second
idempotent – an operation that can be performed several times without changing the result
rollback – return to the previous stable version
hotfix – an urgent fix in production
● scalability – the ability of a system to withstand an increase in load
throttling – limiting the number of requests
regression – a bug that brings back an old problem
pipeline – an automated build and deploy sequence
bottleneck – a bottleneck that slows down the system
Learn these ten words and you will sound like a professional.
English for IT is not about grammar, it’s about thinking. You don’t learn to speak “correctly,” you learn to speak confidently, quickly, and clearly.
Mock-interviews, vocabulary practice, and real texts instead of “textbook water” are the three pillars of effective learning.
And most importantly, don’t treat English like a subject. It is your tool, your weapon and your currency in the world of technology.
Prepared by ENGLISH.KH.UA
In September 2025, YUM Liquid Gas LLC exported Ukrainian-produced liquefied biomethane (bio-LNG) to Germany by tanker trucks for the first time, according to industry analytical agency ExPro Daily Gas.
According to the agency’s estimates, the company exported almost 60 tons of liquefied biomethane in September-October. The buyer was Cyprus-based Preture Liquid Gas. According to YouControl, it is the founder of YUM Biogas Company. Therefore, both companies belong to the same group of companies.
YUM Liquid Gas LLC produces biomethane from biogas at its own Yuzhefo-Mykolaiv Biogas Plant (Vinnytsia region). Biogas is produced from sugar beet pulp and broiler chicken manure.
Thus, YUM Liquid Gas has become the second Ukrainian company to export bio-LNG and the fourth company to export biomethane from Ukraine.
As reported, Oril Leader, part of the MHP agricultural holding, also exports bio-LNG to Germany, having supplied almost 2,800 tons since May 2025.
On February 7, 2025, VITAGRO exported biomethane from Ukraine for the first time. On February 11, MHP joined it, and in June, Gals Agro made its first export of gaseous biomethane.
According to information from the Ukrainian Gas Transmission System Operator, as of mid-2025, there were four biomethane plants operating in Ukraine with a capacity of 41 million cubic meters of biomethane per year, three of which are already commercially supplying biomethane to the gas transmission system. By the end of 2025, biomethane producers plan to commission additional biomethane plants with a capacity of up to 70 million cubic meters of biomethane per year and bring the total capacity to 111 million cubic meters per year.
On October 7, LUN Conference, a key event of the year for professionals of the Ukrainian real estate market, took place in Kyiv, at the Parkovy Exhibition and Convention Center.
The conference featured a discussion panel titled “Cooperation of Developers and Real Estate Agencies in Residential Sales: Buyer Needs and Effective Interaction”, which was attended by CMO of Alliance Novobud Iryna Mikhaleva.
Together with her colleagues from leading development and real estate companies, Iryna discussed topical issues of interaction between real estate agencies and developers’ sales departments.
The key topics of the panel included the search for effective models of cooperation, ways to avoid conflicts with clients, creating synergies between realtors and internal sales teams, and the role of “primary” in the sales structure of agencies.
“Today, the market needs a partnership based on trust and common interests. Both developers and real estate agencies must work as a team, because our goal is to provide the buyer with a quality product and impeccable service. It is especially important now to look for new ways of interaction, join forces, share analytics and experience. This is the only way we can increase market efficiency and create a new standard of cooperation in sales,” said Iryna Mikhalova, CMO of Alliance Novobud.
Participation of Alliance Novobud in such professional events is not only an opportunity to share experience, but also another step towards the formation of a modern, open ecosystem of the real estate market in Ukraine.
As global markets remain volatile and central banks shift to more accommodative monetary policies, investors are once again turning to digital assets as an alternative hedge and source of high-risk growth. 2025 has already become one of the most active years for cryptocurrency adoption since 2021 — institutional capital is returning, blockchain technology is maturing, and a new generation of projects is reshaping the industry.
Below is Fixygen’s take on this year’s most attractive cryptocurrencies for investors, based on fundamentals, ecosystem growth, and market dynamics.
1. Ethereum (ETH): the backbone of Web3
Ethereum remains the backbone of decentralized finance (DeFi), NFTs, and tokenized assets. After the transition to proof-of-stake, network efficiency has improved, and scaling solutions such as Rollups and zkEVMs continue to reduce transaction costs.
Large funds continue to accumulate ETH — it is the closest thing to a “blue chip” in cryptocurrency.
Investment perspective: long-term infrastructure play. Institutional investor confidence is growing, but short-term volatility may persist as competitors strive to create faster and cheaper ecosystems.
2. Solana (SOL): the blockchain’s fast lane
Once criticized for downtime issues, Solana has transformed into one of the fastest and most developer-friendly networks. With near-zero transaction fees and high throughput, it is attracting gaming studios, DeFi protocols, and NFT platforms migrating from Ethereum.
Investment outlook: An asset with the highest growth and strong user metrics. However, decentralization and network stability remain under scrutiny.
3. XRP (Ripple): Betting on cross-border finance
Despite regulatory turbulence in the US, XRP retains its role as an intermediary currency for global remittances. The expansion of Ripple’s network of banking partners in Asia and the Middle East makes it a reliable player in institutional payments.
Investment outlook: a medium-risk financial infrastructure asset. Growth depends on legal clarity and a resumption of corporate adoption.
4. Chainlink (LINK): the DeFi data highway
Chainlink remains the dominant provider of oracles — an important layer connecting real-world data to blockchain ecosystems. The implementation of the Cross-Chain Interoperability Protocol (CCIP) extends its utility to DeFi, gaming, and tokenized assets.
Investment perspective: Strong fundamentals and robust cross-chain integration. LINK is a play on the continued institutionalization of DeFi infrastructure.
5. Bitcoin Layer-2 projects (e.g., Bitcoin Hyper, Stacks)
As Bitcoin ETFs drive institutional demand, developers are exploring how to extend BTC’s functionality with Layer-2 smart contract systems. Projects such as Bitcoin Hyper aim to bring DeFi and dApps to the Bitcoin ecosystem, effectively transforming it into more than just a “store of value.”
Investment outlook: High-risk, high-potential category. Success depends on technical implementation and ecosystem adoption.
6. The wave of “smart memes”: Speculation meets utility
2025 saw a resurgence of meme coins, but with a twist. New tokens such as PepeNode and Maxi Doge combine humor with useful features such as staking, deflationary supply, and governance models.
Investment perspective: Highly speculative. Momentum-based trading can yield quick profits, but fundamentals remain unstable.
In 2025, cryptocurrency is no longer a playground for retail investors. Institutional investors, sovereign wealth funds, and technology companies are building a new foundation for blockchain-based finance. The winners will be assets that combine strong fundamentals, regulatory compliance, and scalable ecosystems, as well as investors who view cryptocurrency as a structured portfolio rather than a lottery.
Global chip sales in August increased 21.7% from the same month last year to $64.88 billion, according to a press release from the Semiconductor Industry Association (SIA). Compared to July, the rebound was 4.4% (from a revised $62.14 billion).
“Global semiconductor sales continued to rise in August. Asia-Pacific and the Americas continue to drive the rebound, with particularly strong growth in memory and logic chip sales,” said SIA President and CEO John Newfer, quoted in the report
Sales in the Americas in August were up 25.5% year-over-year, with China up 12.4%, Europe up 4.4%, and Asia-Pacific and other regions up 43.1%. At the same time, a 6.9% decrease was recorded in Japan.
Chip sales relative to July increased in the Americas by 4.3%, in APAC by 6.9%, in the PRC by 3.3%, in Japan by 2%, and in Europe by 1%.
SIA represents about 99% of the U.S. semiconductor industry and about 66% of chip makers from other countries.
