JSC “Oschadbank” has put up for electronic auction at OpenMarket (State Enterprise “SETAM” of the Ministry of Justice of Ukraine) the right to conclude a financial leasing agreement for non-residential real estate and a lease agreement with the purchase of a land plot in the Transcarpathian region, Fanchykovo village.
The right to conclude:
– Financial leasing agreement in respect of buildings and structures of the cannery, a canning shop with a warehouse and warehouses.
– Total area of real estate: 14,773.9 square meters.
– The exact address: 94, 97, 98, 100, 101, 103, Stepan Kutlan Street, Fanchykovo, Zakarpattia region.
– Lease agreement with land purchase option.
– The total area of the land plot: 1.6342 hectares.
– Cadastral number: 2121285300:02:001:0020.
– Exact address: Zakarpattia region, Fanchyky village council, contour No. 524, “Outside the settlement”.
The initial sale price of the lot: the minimum amount of the first payment under the financial leasing agreement and the lease agreement with the purchase of the land plot is UAH 1,303,621.40 (consisting of the amount of the minimum amount of the first payment under the financial leasing agreement – UAH 1,233,356.21 and the minimum amount of the advance payment (contribution) under the lease agreement with the purchase of the land plot – UAH 70,265.19).
The sale price of the non-residential real estate (redemption value) under the financial leasing agreement is UAH 12,333,799.
“Oschadbank and I have already had several successful cases of selling the rights to enter into a financial leasing agreement. We have sold an elite residential building in Kyiv on Darwin Street and a cannery with equipment in Kirovograd region. Now our buyers have a great opportunity to conclude an agreement with the Bank and get a plant specializing in processing and canning of fruits and vegetables, production of canned fruits and vegetables. The auction will start on October 13,” said Oleksandr Mamro, CEO of SE SETAM.
To read the auction terms and conditions and to participate in the auction, please follow the link: setam.net.ua/auction/533077
The OpenMarket auction (SE SETAM of the Ministry of Justice of Ukraine) is a simple and effective means of selling and purchasing property via the Internet. The online auction has been operating throughout Ukraine since 2014. The total amount of sales since its launch is UAH 21 billion.
State-owned Oschadbank has canceled the 1% conversion fee on transactions with its cards abroad, the bank’s CEO Sergey Naumov said.
“It has become even more favorable to use our payment means in other countries,” he wrote in Telegram.
Naumov added that the bank also automatically extended until December 31 the validity of cards that were to expire after February 2022, including cards for internally displaced persons.
“These cards are fully functional: you can pay with them in the trade and service network, withdraw cash from them at ATMs and the like,” – specified the head of the Board.
The previous time Oschadbank extended the validity of cards for three months at the end of May.
As indicated by the National Bank in the report for 2022, the leaders in Ukraine in the issuance of payment cards are state-owned PrivatBank and Oschadbank – respectively 43.8% and 15.4%, as well as Universal Bank (mono) – 13.2%.
In general, according to the NBU data, in 2022 the total number of issued payment cards in Ukraine increased by 23.2% – from 89.1 million pcs to 109.8 million pcs, while a year earlier – by 21.3%.
At the same time, the total number of active bank cards, after reaching a historic high of 47.2m units at the end of March this year, decreased by 0.6m units, or 1.3%, to 46.6m units in April-June, according to the National Bank.
Oschadbank has increased the loan portfolio of the agribusiness and agricultural trade sector by 91% since the beginning of 2022 and doubled the number of clients, the state bank said on Wednesday.
“As of today, Oschadbank occupies about 14% of the market of working loans of the agrarian sector,” the press release said.
According to Yuriy Katsion, deputy head of the bank’s board responsible for corporate business, such a rapid increase is caused by the objective need of businesses to attract external financing, which is related to losses caused by the war and the unpreparedness of many commercial banks and international organizations, unlike the state bank, to lend during the war without insurance guarantees.
Katsion also stressed the importance of state support for the agricultural sector during a full-scale war, particularly through the introduction of state guarantees, the “Affordable Loans 5-7-9%” program, and support for exporters through ECAs.
According to Oschadbank, the agribusiness sector leads in lending from the banking sector: the volume of working loans as of April 1, 2023 exceeds UAH 144 billion, or 31.2% of the total loan portfolio. Wholesale trade (21.6%) and energy (10.5%) follow.
According to the National Bank of Ukraine, as of June 1, 2023, Oschadbank ranked 2nd in terms of assets (UAH 313.65 billion) among 65 banks operating in the country, and as of midtin this year had the largest number of branches in the country – 1183.
State-owned Oschadbank (Kyiv) has launched an online lending service for clients of the micro/small and medium business segment (MSME), said Natalia Butkova-Vitvitskaya, member of the bank’s Management Board responsible for MSME, at a forum dedicated to digital lending and finance – Digital lending 2023.
“Any client regardless of its legal form of ownership can get a preliminary decision in 24 hours, provide a list of documents and get a final decision through this service,” explained a representative of Oshchadbank.
Butkova-Vitvitskaya noted that the average micro-business credit check through the new service is 1.5 million UAH, small businesses – 5 million UAH, medium-sized – 10 million UAH.
“Prior to that four banks in the Ukrainian market offered similar financing, but only for one segment of customers – FLP. Today I can say that Oschadbank is destroying the “myth” and makes the first step to the legal entities”, – emphasized the member of the board.
Oschadbank was created in 1991, and its sole owner is the state.
According to NBU, on January 1, 2023 it ranked second by total assets (UAH 298.2 billion) among the 67 operating banks in the country.
Oschadbank’s net profit at the end of 2022 is 690 million UAH compared with 1,054 million UAH in 2021, such preliminary data, which can be clarified by the results of annual adjustments and external audit, said the head of the bank’s management board Sergei Naumov.
“In the super-heavy conditions of martial law Oschadbank was able to maintain profitability. This allows us to keep capital at a sufficient level and gives prospects for the payment of dividends to the state,” he wrote in Telegram on Monday.
Naumov specified that compared to 2021, operating income for 2022 increased by 1.6 billion UAH – to 21.7 billion UAH, interest income increased by 1.1 billion UAH – to 22.4 billion UAH, while interest expenses decreased by 0.4 billion UAH – to 7.5 billion UAH.
He added that there was also an increase in net non-interest income – by UAH 0.8 billion to UAH 7.6 billion.
According to the head of the board, the results of Oschadbank had a positive impact on the revaluation of financial instruments in the amount of UAH 4.8 billion because of the presence of securities in his portfolio with indexed value.
Naumov noted that in assessing the risks the bank always adheres to a conservative position, so the bank formed additional reserves of 12.1 billion UAH, which is 4.3 times more than in 2021, because there were weighted possible losses in the reporting year due to the deterioration of the loan portfolio quality, caused by an active war.
Head of the Board also recalled that in 2022 Oschadbank became a member of the Deposit Guarantee Fund, paying 777 million UAH contributions, which also respectively decreased the annual profit compared with the previous year.
Oschadbank was founded in 1991. Its sole owner is the state. According to statistics from the National Bank of Ukraine (NBU), on December 1, 2022, Oschadbank was in second place (282.828 billion UAH) among the 67 operating banks in the country by total assets.
State Oshchadbank (Kiev) in 2022 issued 2.4 thousand car loans at 1.6 billion UAH, which is three times in number and 2.5 times less in volume compared to the figures in 2021 (7.2 thousand car loans at 4 billion UAH), said the head of the bank Sergey Naumov.
“Car loans in Oshchadbank last year enjoyed significant demand (2,421 loans totaling 1.6 billion UAH): the most popular car brands were Hyundai, Mitsubishi, Skoda and Toyota,” he wrote in Telegram on Friday.
He pointed out that 119 car loans worth 90 million UAH have already been issued in 2023.
Oshchadbank was founded in 1991. Its only owner is the state.
According to statistics from the National Bank of Ukraine (NBU), as of November 1, 2022, Oschadbank ranked second by total assets (UAH 270.806 billion) among 67 operating banks in the country.
