On April 17, the European Bank for Reconstruction and Development (EBRD) approved a EUR25 million long-term loan for the Rozetka corporate group, specifically EUR20 million for Rozetka.ua LLC in Ukraine and EUR5 million for Rozetka EU LLC in Poland, according to the financial institution’s materials.
As noted, EUR10 million of this amount is earmarked for financing the working capital of the group’s Ukrainian and Polish operations, and the bank may provide up to an additional EUR15 million for working capital and potential capital investments in Ukraine and Poland.
The project will receive partial first-loss risk coverage from the European Union under the Ukraine Investment Facility (UIF), which supports “green” investments in key economic sectors and promotes recovery during the war.
According to the bank’s assessment, the project will also contribute to the reintegration of veterans and other vulnerable groups, while the “green” component of the financing involves the purchase of energy-efficient household appliances.
The loan will provide the Rozetka Group with longer-term financing not available on the local market, support the early-stage development of its Polish operations, and help strengthen HR policies, skills development, and women’s participation in the company.
As reported with reference to YouControl, companies within the Rozetka corporate group generated a total of UAH 30.2 billion in revenue from January to September 2025, accounting for 76% of the total revenue of the 10 largest online retailers.
Rozetka was founded in 2005 in Kyiv by Vladislav and Irina Chechotkin. Later, a fund managed by Horizon Capital became a co-owner of the company. Currently, the company operates as a multi-category online marketplace and is developing a network of its own stores.
Since the launch of the Rozetka bank card, around 150,000 people have become cardholders, according to the company’s co-founder Vladislav Chechotkin.
“Our goal is to have at least 1 million people using the Rozetka card by the end of the year,” he wrote on Facebook.
According to the company’s website, the Rozetka card offers special prices on goods, bonuses for payments, a credit limit of up to UAH 200,000 with a grace period of up to 62 days, payment in installments for up to 24 months, and the ability to control expenses and payments in the Rozetka app.
As reported, at the end of September 2025, Rozetka, in partnership with Unex Bank and the Mastercard payment system, launched its own credit card.
The online store for electronics and household appliances Rozetka was founded in 2005 in Kyiv by Vladislav and Irina Chechotkin. Later, a fund managed by Horizon Capital became a co-owner of the company. Today, the company has transformed into a multi-category online marketplace, but it is also developing a network of its own stores.
According to the National Bank, as of December 1, 2025, Unex Bank ranked 39th among 60 banks in Ukraine with assets of UAH 4.73 billion. Its equity capital as of that date was UAH 358.5 million. In the first 11 months of 2025, the bank earned UAH 2.0 million in net profit.
The ultimate beneficial owners of the bank are the founder and head of the investment company Dragon Capital, Tomas Fiala, with 75.01%, and the chairman of the board of Unex Bank, Ivan Svitek, with 24.99%.
Rozetka Group companies earned a total of UAH 30.2 billion in revenue in January-September 2025, which accounts for 76% of the total revenue of the 10 largest online retailers, according to a study by the YouControl analytical team.
“The top 10 online retailers earned almost UAH 40 billion in the first nine months of 2025, of which UAH 30.2 billion (76%) came from two companies in the Rozetka corporate group,” the company said.
According to its data, Rozetka.ua LLC received UAH 21.1 billion in revenue in the first three quarters of last year, and OTC Europlus LLC (operator of the Rozetka retail chain) received UAH 9.1 billion.
The leaders in terms of revenue during the specified period also included Makeup Trading LLC (Makeup online cosmetics and perfumery store) with UAH 3.5 billion, Mauda LLC (Fozzy Group’s marketplace for everyday goods) with UAH 2.2 billion, Ukrzoogroup LLC (Pethouse online retailer of pet products), which received UAH 1.13 billion, and Book Club Family Leisure Club LLC (book retailer) with UAH 1.04 billion.
The online electronics and home appliances store Rozetka, in partnership with Unex Bank and the Mastercard payment system, has issued its own credit card with a limit of UAH 200,000.
According to the information on the company’s website, the card is available to Ukrainian citizens over the age of 18. After registering on the platform’s website, users will have access to additional exclusive low prices on Rozetka products, even on promotional items, bonuses, discounts, a credit limit of up to UAH 200,000, the ability to use the limit for purchases on Rozetka, payment in installments, and regular transactions.
It is noted that the grace period is available for up to 62 days (0.0001%), outside the grace period the rate will be 4.334% per month. The real annual interest rate is 54.77%.
Installment plans are available for up to 24 months, and you can also fully control your expenses and payments in the Rozetka app.
There is no card service fee, but Unex Bank will open a separate account to create it.
The Rozetka online store for electronics and household appliances was founded in 2005 in Kyiv by Vladislav and Irina Chechotkin, and later Horizon Capital became a co-owner of the company. Today, the company has transformed into a multi-category online marketplace, but it is also developing a network of its own stores. As of August 1, 2025, the chain has 549 stores in 166 cities.
Rozetka opened 33 new stores in January-June 2025 and plans to launch 10 more by the end of the year, according to its press service.
“Despite constant threats, Rozetka opened 33 new stores in the first six months of 2025: 22 of its own and 11 franchises. This is almost half of last year’s figure, when the company added 74 new stores and entered 35 new cities,” the company said in a statement.
It is noted that the new stores will also include relocated facilities.
In addition, Rozetka continues to develop its network of parcel terminals and partner delivery points.
“At the beginning of 2024, there were only four parcel terminals, but now there are already 104,” the company’s press service reported.
Rozetka, an online store for electronics and household appliances, was founded in 2005 in Kyiv by Vladislav and Irina Chechotkin, and later the fund managed by Horizon Capital became a co-owner of the company. Today, the company has transformed into a multi-category online marketplace, but is also developing a network of its own stores. As of August 1, 2025, the network has 549 stores in 166 cities.
A new promotion for the winter holidays for Mastercard cardholders from JSC OTP BANK. Buy gifts for your family and friends, goodies for the New Year’s table and many other goods in the Rozetka online store or mobile application with a 7% discount when paying with a Mastercard from OTP BANK.
In order to take advantage of the offer and purchase goods at a discount, you need to pay for your purchases on the website rozetka.com.ua or in the Rozetka application with any Mastercard from OTP Bank.
Buy goods from the Rozetka seller with a special mark and choose the payment method “-7% discount when paying with a Mastercard from OTP Bank”. The discount will be credited automatically upon payment.
The promotion is valid from December 6 to 22, 2024.
For more details, please follow the link: https://www.otpbank.com.ua/action/rozetka-per7/
