In April–June 2026, Ukrsibbank (Kyiv) increased its pre-tax profit by 19.4%, or 342.9 million UAH, to 2.11 billion UAH, while net profit decreased by 11.7%, or by 156.9 million UAH, to 1.18 billion UAH.
According to the bank’s interim consolidated financial statements, Ukrsibbank’s net interest income increased by 10.1% to 3.44 billion UAH, and net fee and commission income rose by 13.9% to 450.0 million UAH.
Profit from foreign currency transactions decreased by 21.8% to 195.5 million UAH, while profit from foreign currency revaluation increased by 80.9% to 959,000 UAH.
In the second quarter, the bank recorded a loss of 7.8 million UAH from the impairment of financial assets, compared to a loss of 290.5 million UAH a year earlier.
Employee compensation expenses rose by 14.1% to 1.16 billion UAH, while other administrative and operating expenses increased by 11.3% to 522.7 million UAH.
For the first half of 2026, Ukrsibbank’s pre-tax profit rose by 1.1% to 3.61 billion UAH, while net profit fell by 30.3% to 1.85 billion UAH.
The bank’s net interest income for the half-year rose by 11.1% to 6.78 billion UAH, while net fee and commission income increased by 7.4% to 843.6 million UAH.
Loans and advances to customers have increased by 2.8% since the beginning of the year, reaching 22.60 billion UAH. In particular, loans to consumers rose by 29.5% to 4.57 billion UAH, while loans to corporate clients decreased by 2.2% to 17.91 billion UAH, and mortgage loans fell by 13.1% to 126.7 million UAH.
Investments in securities for the first half of the year rose by 6.8% to 112.88 billion UAH. Specifically, investments in government debt instruments increased by 6.7% to 54.01 billion UAH, and investments in corporate debt instruments rose by 5.6% to 13.43 billion UAH.
Ukrsibbank’s customer deposits have grown by 4.3% since the beginning of the year, reaching 162.97 billion UAH. Balances in time deposits increased by 2.5% to 49.12 billion UAH, in demand deposits by 39.3% to 13.73 billion UAH, and in checking accounts by 3.8% to 96.12 billion UAH.
The bank’s total assets increased by 4.9% to 195.46 billion UAH, and its equity rose by 6.8% to 29.07 billion UAH.
The number of Ukrsibbank branches decreased to 214 in the first half of the year from 220 at the beginning of the year.
In terms of ownership structure, Ukrsibbank is owned by BNP Paribas (France)—60%—and the European Bank for Reconstruction and Development (EBRD)—40%.
According to the National Bank, as of June 1, 2026, Ukrsibbank, with total assets of 196.69 billion UAH, ranked eighth among Ukraine’s 58 solvent banks.
asset, BANK, LOAN, PROFIT, UKRSIBBANK
The European Bank for Reconstruction and Development (EBRD) plans to launch a non-funding risk-sharing instrument with Ukrsibbank (Kyiv) worth the equivalent of EUR104 million to cover 50% of the risk on new loans.
As noted on the EBRD website, the project includes three sub-limits: EUR80 million under the Resilience and Livelihood Guarantees (RLG) product, EUR4 million under the Energy Security Support Facility (ESSF), and EUR20 million under the EU4Business-EBRD credit line with incentives.
The largest sub-limit under the RLG program is intended to finance the working capital and investment needs of Ukrainian private businesses in key economic sectors to support their operational resilience.
Under the ESSF, support will be provided to sectors critical to the country’s energy security, with priority given to homeowners and homeowners’ associations investing in residential renewable energy and energy efficiency projects in Ukraine.
The EU4Business-EBRD incentive-based credit line is designed to support long-term investments by small and medium-sized enterprises in modernization to EU standards, with at least 70% of this sub-limit directed toward sustainable and “green” technologies. Program participants will also be able to receive technical assistance and grant support upon completion of investment projects
The project is in the preliminary review stage, with approval expected on May 14, 2026.
According to the regulator, as of March 1, 2026, the bank ranked 8th (UAH 190.06 billion) among 58 solvent banks in Ukraine in terms of total assets. The bank’s net loan portfolio decreased by 1.7% over the first two months of 2026, to UAH 17.0 billion.
Ukrsibbank (Kyiv) plans to increase its loan portfolio in the small and medium-sized business (SME) segment by more than 2.5 times in 2026, according to Vladimir Shevchenko, head of the retail sales department.
“Last year, we increased our loan portfolio in the SME segment by almost 3 times,” Shevchenko said during the presentation of the results of the European Business Association (EBA) study “Small Business Sentiment Index” 2026.
Commenting on the study data, according to which only 12% of entrepreneurs consider lending as a source of financing, Shevchenko noted that this figure is low compared to developed countries, but at the same time indicates the potential for growth after the end of the war.
“For me, this 12% is like a glass that is half full and half empty.
On the one hand, it is very little, but on the other, it is the potential that awaits us after victory,” he added.
The main barrier to more active lending to small businesses remains entrepreneurs’ uncertainty about the future, while banks do not have a shortage of liquidity or credit appetite.
Shevchenko added that banks are adapting their processes to SME requests for quick access to financing, in particular by reducing decision-making time and trying to use information from open sources to offer customers almost ready-made solutions.
The greatest demand for lending in the SME segment comes from the retail trade (financing of working capital and covering cash gaps), while enterprises in the agricultural sector, manufacturing, and logistics also actively need loans.
“Among the key requirements of small businesses for banks, in addition to the cost of lending, the speed and convenience of financing approval are becoming increasingly important, as customers are not willing to wait one or two months for a loan decision,” Shevchenko emphasized.
At the same time, he noted that a significant increase in the share of entrepreneurs who consider loans as a source of financing should not be expected before the end of the war.
Ukrsibbank is owned by BNP Paribas (France) — 60% and the European Bank for Reconstruction and Development (EBRD) — 40%.
According to the regulator, as of January 1, 2026, the bank ranked 8th (UAH 186.48 billion) among 60 banks in Ukraine in terms of net assets, with a net profit of UAH 5.8 billion for 2025.
The bank’s net loan portfolio in 2025 increased by 73.9% to UAH 17.29 billion.
The net profit of Ukrsibbank (Kyiv) in January-September 2023 amounted to UAH 5.66 billion, which is 2.7 times higher than the same period in 2022, according to the bank’s unconsolidated report for the third quarter.
According to the report, the bank’s net profit for the third quarter amounted to UAH 2.10 billion, which is UAH 0.28 billion more than in the second quarter and UAH 0.72 billion more than in the comparable period of the previous year.
According to the report, Ukrsibbank’s net interest income increased by 60.1% year-on-year to UAH 9.07 billion in January-September 2023, including a 20.9% increase to UAH 3.15 billion in the third quarter, which is UAH 0.10 billion more than in the second quarter of this year.
Net fee and commission income for the first nine months of this year increased by 9.2% to UAH 1.23 billion compared to the results of 2022. However, in July-September, this figure was 7.2% lower than last year, but 7.4% higher than in the second quarter of this year – UAH 0.41 billion.
Overall, net income from operating activities increased by 2.6 times year-on-year, while impairment loss decreased from UAH 2.43 billion in the first nine months of 2022 to UAH 0.25 billion, including only UAH 0.01 billion in the third quarter.
According to the report, in the first nine months of 2023, the bank’s assets grew by 22.7%, reaching UAH 133.09 billion by September 30.
This growth is mainly due to a significant increase in investments in securities – from UAH 45.76 billion to UAH 70.34 billion, mandatory reserves and short-term placements with the NBU – from UAH 5.32 billion to UAH 12.52 billion.
At the same time, the amount of the financial institution’s funds on correspondent accounts, loans and overnight deposits with banks decreased from UAH 34.57 billion to UAH 33.33 billion, as well as cash from UAH 2.7 billion to UAH 2.03 billion.
As for loans and advances to customers, they declined significantly in January-September this year, by 34.7% to UAH 9.62 billion. On the contrary, loans and advances to banks increased by 5.5% to UAH 0.40 billion since December 2022.
The loan portfolio of legal entities decreased by 32.8% to UAH 9.27 billion (excluding allocations to provisions) compared to the same period in 2022, and that of individuals by 32%.
In the first nine months of 2023, Ukrsibbank’s customer accounts increased by 20.1% to UAH 112.50 billion, and equity increased from UAH 13.10 billion to UAH 18.77 billion.
According to the National Bank of Ukraine, as of September 1, 2023, Ukrsibbank ranks 7th in terms of total assets (UAH 73.97 billion) among 64 operating banks in the country. In the third quarter, its network of outlets decreased by 8 to 222 points.
UkrSibbank has been subjected to cyber attacks for several days, but successfully defends against them, according to the website of the financial institution.
“We are making every effort to quickly defeat the “attack” and restore full access to all our services. We apologize for the temporary inconvenience and thank you for your understanding”, – said UkrSibank.
The financial institution explained that to resist cyber attacks and protect customers, it constantly adapts protection systems and applies new mechanisms of counteraction, which may lead to short-term inaccessibility of Internet platforms: the bank website, UKRSIB online and UKRSIB business.
At the same time it’s underlined that bank’s clients can safely pay by its cards in trade network and withdraw money from ATMs in Ukraine as well as abroad.
“We are waiting for positive news. Hold the line!” – summed up the financial institution.
UkrSibbank by total assets (129.8 billion UAH) at the beginning of May ranked 6th among 65 operating banks in Ukraine.
The National Bank of Ukraine in its Financial Stability Report, published this week, with reference to the survey of banks, indicated that after a certain break at the beginning of the war, cyber risk returned to the top three systemic risks. According to the graph it presented, there were three attacks per month in April and May that caused temporary disruptions, compared to zero to two in January and March.
Net profit of UkrSibbank (Kyiv) in January-September 2021 amounted to UAH 990.1 million, which is 2.3% less than for the same period in 2020 (UAH 1.013 billion), according to a quarterly report posted on the bank’s website.
According to it, in the third quarter, UkrSibbank’s net profit amounted to UAH 518.4 million, which is 1.5 times more than in July-September 2020 (UAH 343 million).
The bank’s net interest income (after deductions on credit losses) for nine months increased by 4% compared to the same indicator a year earlier, to UAH 2.6 billion, the net fee and commission income – by 16.7%, to UAH 1.44 billion.
The bank’s assets in nine months increased by 4.2%, to UAH 75.3 billion, including funds in other financial institutions at amortized cost – by 10.6%, to UAH 26 billion, and customer funds – by 20.7%, to UAH 25.4 billion.
Liabilities of UkrSibbank in January-September increased by 3.2%, to UAH 66.15 billion. In particular, customer funds increased by 3.4%, to UAH 65.17 billion.
The bank’s equity capital for nine months increased by 12.1%, to UAH 9.16 billion, the charter capital remained at the level of UAH 5.069 billion.
UkrSibbank was founded in 1990. Its shareholders are BNP Paribas S.A (France), which owns 60% of the bank’s charter capital, and the European Bank for Reconstruction and Development – 40%.
According to the National Bank of Ukraine (NBU), as of September 1, 2021, in terms of total assets, UkrSibbank (UAH 72.836 billion) ranked eighth among 72 banks operating in Ukraine.
