According to Fixygen, Ukrainian Investment and Analytical Company LLC (UIAK, TM PlanetAvto), a member of the non-bank financial group “PLANETGROUP,” began the initial offering of its debut Series A corporate bond issue totaling 50 million UAH on August 25.
Under the terms of the issue, investors are being offered 50,000 bonds with a par value of 1,000 UAH each. The interest rate for the first four interest periods—that is, the first year of circulation—is set at 25% per annum in UAH, with the coupon paid quarterly.
The initial offering will run from August 25 to September 8, 2026. The total term of the bonds is five years, with an annual offer allowing holders to present the securities to the issuer for redemption at par value.
After the first four interest periods, the rate will be determined in accordance with the terms of the prospectus and may range from 5% to 35% per annum.
The investment firm “UNIVER Capital” is acting as the organizer and underwriter of the offering. Individuals and legal entities may submit applications to purchase bonds via the UNIVER app or the investor’s account. Settlements during the initial offering are conducted on a DvP (“delivery versus payment”) basis.
Following the completion of the initial offering, “UNIVER Capital” plans to maintain two-way quotes for the bonds on the secondary market.
UIAC states that it plans to allocate 100% of the funds raised toward expanding its automotive financial leasing portfolio. The company has been operating in the market since 2013 and holds a license to provide financial leasing services.
As reported by Open4Business, in 2025, UIAK’s revenue grew nearly 2.9-fold—to 40.68 million UAH, with net income totaling approximately 3.02 million UAH. According to the offering prospectus, the company forecasts revenue of 50 million UAH and net income of approximately 5 million UAH for 2026.
According to data provided by the group, UIAK’s assets as of the end of 2025 totaled approximately 27.2 million UAH, and its equity was approximately 21 million UAH.
The company’s main areas of activity are financial leasing and automobile sales. UIAK is integrated into the infrastructure of the PlanetAvto automotive marketplace.
Andriy Kovtun and Tetiana Yagupova are co-owners of the company on an equal basis. Kovtun is also the controlling shareholder of the non-bank financial group “PLANETGROUP.”
The group is simultaneously developing its fundraising efforts through the corporate bond market and other participants in the ecosystem. In August, Avtokredit Plus LLC (PlanetAvto) began placing Series C bonds totaling 100 million UAH with an interest rate of 24% per annum for the first four interest periods. The proceeds from this issuance are also being directed toward the development of auto financial leasing.
Thus, the total volume of the two current bond programs of PlanetAvto Group companies amounts to 150 million UAH.
Open4Business previously reported on August 17, 2026, that UIAK had registered its debut five-year bond issue worth 50 million UAH.
