There are no official government statistics on the percentage of Ukrainian citizens who use cryptocurrencies as of December 2025. In practice, estimates from analytical companies and the results of sociological surveys are used, but the figures vary significantly due to different definitions of “use” (ownership, investment experience, real transactions, transfers).
The most frequently cited estimate for the entire country is data from Triple-A: “15.72% of Ukrainians own cryptocurrency,” which is equivalent to approximately 6.5 million people (estimate of the share of the total population).
Survey data gives higher values for certain population groups. For example, a Gradus Research study commissioned by WhiteBIT (April 2024) among residents of cities with a population of 100,000 or more (aged 18-60, 883 respondents, excluding temporarily occupied territories and areas of active hostilities) showed that 26% of respondents reported owning cryptocurrencies.
Another benchmark is an Ipsos study commissioned by WhiteBIT (April-May 2025) among “financially active” city dwellers aged 18-65 (650 respondents in cities with a population of 100,000 or more). The published results indicate that 25% already had experience investing in cryptocurrency, while another 23% stated their intention to start in the near future. At the same time, a note on the methodology indicates the composition of the sample, which included, in particular, respondents who do not reject investing in cryptocurrency and those who already keep part of their savings in cryptocurrency. This is important to consider when interpreting the results as an indicator of the “financially active” audience, rather than the entire population.
If we interpret “use” as strictly as possible — as personally conducting transactions — then the Gradus study gave a more “conservative” lower limit: 5.1% of respondents reported that they had personally conducted transactions with crypto assets and/or blockchain (the same material separately noted a much higher proportion of experience in the 18-24 age group).
Chainalysis indirectly confirms Ukraine’s high level of involvement: in the Global Crypto Adoption Index 2025, Ukraine ranked first in the rating adjusted for population (and eighth in the overall rating), with the calculation taking into account the assessment of transaction flows and web traffic of crypto services.
The spread of estimates in 2024-2025 (from approximately 15-16% “ownership” to about a quarter in selected urban and “financially active” samples) is explained by the fact that ownership/investment experience is usually broader than the proportion of people who regularly use crypto assets in real transactions.
In the public legal field of Ukraine, virtual assets are not considered a legal means of payment – the text of the law “On Virtual Assets” explicitly states that virtual assets are not a means of payment on the territory of Ukraine and cannot be exchanged for goods, works, and services.
Financial regulators have also emphasized that cryptocurrencies do not fall under the regime of money/electronic money/currency values as interpreted by Ukrainian legislation and have pointed out the risks of transactions with them.
https://www.fixygen.ua/news/20251219/priblizno-16-ukrayintsiv-volodiyut-kriptoaktivami.html
UKRNAFTA, the largest network in Ukraine, is completing the renovation of Shell filling stations.
In particular, gas stations have already opened in western Ukraine. UKRNAFTA invites you to refuel your cars with consistently high-quality Euro 5 fuel, get great deals with our loyalty program, and simply experience a new level of convenience.
Addresses of the upgraded complexes:
Volyn region:
• Lutsk, 98 Rivnenska St.
• Lyuboml, Kyiv–Kovel–Yagodin highway, 497 km + 300 m
Ivano-Frankivsk region:
• Cherniyiv village, 86 Nadvirna Street
Zakarpattia region:
• Mukachevo, 3 Masaryk Tomáš Street
• Baranyntsi village, 9-B Obizna Street
• Klyachanovo village, 1 Avtomobilistiv Street
• Solomonovo village, 7 Yevropeiska Street
Lviv region:
• Velyki Hrybovychi village, 6 Lvivska Street
• Derevach village, 55 Stryiska Street
• Kamianopil village, 1-B Stare Selo Street
• Murovane village, 1-Z Kyivska Street
• Pasiky-Zubrytski village, 56 Dorozhna Street
• Rakovets village, PSK on the M-06 Kyiv–Chop highway
• Sokilnyky village, roadside service complex, Western bypass
• Chyzhykiv village, 1-A Ostrovska Street
• Krakovets town, Lviv–Krakovets highway, 65 km + 980 m
Rivne region:
• Bugayivka village, Kyivska Street, 10
• Mykhailivka village, Kyivska Street, 2-A
Ternopil region:
• Ternopil city, Mykulynetska Street, 46-B
• Ternopil city, Stepan Budny Street, 36-A
Chernivtsi region:
• Chernivtsi, 66 Galytskyi Shliakh St.
• Chernivtsi, 116 D. Lukianovych St.
• Korovia village, 30-B Chereiteiska St.
You can also find the updated gas stations in the UKRNAFTA app and get some nice discounts.
Comfort on the road and the enjoyment of aromatic coffee and delicious hot dogs and burgers are what await you at UKRNAFTA, the gas station chain near you!
JSC Ukrnafta, Ukraine’s largest oil production company, is the operator of the largest national gas station chain, UKRNAFTA. In 2024, the company took over the management of Glusco’s assets. In 2025, it completed an agreement with Shell Overseas Investments BV to purchase the Shell network in Ukraine. In total, it operates 663 gas stations.
The company is implementing a comprehensive program to restore operations and upgrade the format of its network of gas stations. Since February 2023, it has been issuing its own fuel vouchers and NAFTAKarta cards, which are sold to legal entities and individuals through Ukrnafta-Postach LLC.
The largest shareholder of Ukrnafta is Naftogaz of Ukraine with a 50%+1 share.
In November 2022, the Supreme Commander-in-Chief of the Armed Forces of Ukraine decided to transfer to the state the corporate rights of the company that belonged to private owners, which is now managed by the Ministry of Defense.
Declared housing prices in Ukraine remain largely unchanged compared to last year, according to the NBU’s financial stability report for December 2025.
According to the regulator, in Kyiv and Lviv, as well as in the southern, central, and eastern regions, housing on the primary and secondary markets has been offered at roughly the same prices as before over the past six months. At the same time, price dynamics were higher in some western regions, while some regions saw declines. The NBU attributes the lack of sustained price growth factors to a slow increase in the cost of construction amid subdued demand.
The report also notes that the ratio of housing prices to household income remains historically low and is estimated at 8.6x.
In the rental market, according to the NBU, prices are rising in most regions, while in Kyiv, after accelerating in the previous quarter, rents have adjusted downward.
Housing supply in Ukraine remains limited due to a lack of funding sources for developers and the effects of shelling, according to the NBU’s financial stability report for December 2025.
According to the regulator, the area of housing commissioned in the first half of 2025 corresponds to the figure for the same period last year, but the share of apartments in this structure has decreased. According to the NBU, the supply is mainly replenished by the completion of long-started residential complexes, while new projects are launched extremely rarely and mainly in the western regions.
Separately, the NBU emphasizes the impact of air strikes: in the first nine months of 2025, more than twice as many homes were damaged by shelling than in the same period last year.
Activity in the housing market in Ukraine has remained virtually unchanged for about a year and a half, with one of the key restraining factors being the mismatch between the type of housing most often put up for sale and what buyers are looking for, according to the National Bank of Ukraine’s (NBU) financial stability report for December 2025.
The regulator notes that the number of housing purchase and sale transactions in the first nine months of 2025 was only 7% higher than in the same period last year. According to the NBU’s assessment, advertisements more often feature large and new apartments, which are more expensive, while buyers often focus on more affordable options.
The NBU also indicates that the market is most active in Kyiv, Kyiv, Dnipropetrovsk, and Kharkiv regions, which account for 39% of transactions in the first three quarters of 2025. Two-thirds of transactions involve apartments; the average area of an apartment purchased is 48 square meters, and that of a house is 70 square meters. The median age of purchased housing in Ukraine is estimated at 45 years, and in Kyiv at 20 years.
TAS Agro agricultural holding is completing the harvest of late crops, with an average corn yield of 9.6 tons per hectare, the agricultural holding’s press service reported on Facebook.
“In recent years, we have been steadily improving the quality of this crop. The company’s average yield exceeds the planned indicators and the average for Ukraine,” the agricultural holding said, adding that this result was achieved through the use of modern cultivation technologies and balanced agronomic decisions.
TAS Agro added that in 2026, it plans to allocate 9.2 thousand hectares for corn cultivation.
TAS Agro was established in 2014. Its land bank includes 88,000 hectares in the Chernihiv, Sumy, Kyiv, Vinnytsia, Kirovohrad, and Mykolaiv regions. It specializes in crop production, and the agri-holding’s elevator capacity is about 250,000 tons. The livestock business is represented by a herd of 5,500 head of cattle, of which 2,500 are dairy cattle.
The agricultural holding is part of the TAS group, founded in 1998. Its business interests cover the financial sector (banking and insurance segments) and pharmacies, as well as industry, real estate, and venture projects.
Serhiy Tihipko is the founder of TAS and the beneficiary of the TAS Agro agricultural holding.
