In January-September 2021, Ukrainian banks issued 7,500 mortgage loans worth UAH 6.07 billion, which is twice as much as in the nine months ending September 30, 2020 in terms of the number of such loans and more than 2.7 times in terms of their volume, the National Bank of Ukraine (NBU) said on Tuesday in a monthly survey of banks.According to the survey, lending in September remained almost at the level of the previous month: in September, 943 mortgage loans were issued for UAH 812 million, compared with 944 loans for UAH 844.3 million a month earlier.The press service of the NBU said that the mortgage lending market remains concentrated: the five most active banks have concluded 90% of new transactions.Loans for the purchase of housing in the secondary real estate market are still ahead of the primary market: in September, their share exceeded 88% of all mortgage loans provided both in terms of the number of contracts and in terms of money volume, the NBU said in the press release.According to the survey, the average size of a loan for the purchase of housing in September was lower than in August – UAH 861,100 versus UAH 889,700 due to an increase in the share of mortgage lending in the regions and a decrease in the average contract amount in Kyiv. According to the NBU, in September the average effective rate of a mortgage loan in the secondary market fell by 0.3 percentage points, to 13.62% in September, and in the primary market – by 1.5 percentage points, to 15.38%.
Deputy Minister of Economy, Trade Representative of Ukraine Taras Kachka and State Secretary of the Ministry of Economy of Moldova Vadim Gumene have discussed trade protection issues between the countries during a meeting of the Ukrainian-Moldovan working group, the Ministry of Economy of Ukraine has reported.“Some of the issues of bilateral trade, which we today [on November 16] are raising at the meeting, have been discussed for several years. Resolving trade disputes, in particular on ensuring an equal and transparent approach to Ukrainian exporters in accordance with the principles of the World Trade Organization, will be favorable strengthening Ukrainian-Moldovan trade relations and increasing the dynamics and bilateral trade,” the press service of the ministry said on the website, citing Kachka.As the ministry said, the Moldovan side raised the issue of the use by Ukraine of anti-dumping duties on the import of cement, rods from carbon and other alloy steels originating from Moldova to Ukraine. At the same time, the Ministry of Economy said that Ukraine has already begun an interim revision of anti-dumping measures for the import of cement into Ukraine from the Rybnitsa Cement Plant (Moldova).The Ukrainian side, in turn, raised the issue of amendments to the legislation of Moldova on displaying at least 50% of food products produced and/or processed on the territory of Moldova on trade shelves in retail chains. “Such a decision may negatively affect the volume of supplies from Ukraine of products falling under the specified restrictions. We are talking about the amount of almost $170 million,” the ministry said.In addition, the issue of environmental fee in Moldova, including from importers, for goods in plastic or tetrapack packaging, remains open. The low internal control in Moldova over the payment of environmental fees by local producers is worrying, while Ukrainian companies bear double costs, the ministry said.The Ukrainian side also raised the issue of customs clearance of goods exported to Moldova. In particular, problems are caused by the frequency of checks of Ukrainian goods and the additional costs incurred by Ukrainian companies.“The results of today’s discussions will be considered during a meeting of the joint intergovernmental Ukrainian-Moldovan commission on trade and economic cooperation, which will take place in the near future,” the ministry said.
Carpathian Mineral Waters LLC (Kyiv, Karpatska Dzherelna trademark) plans to increase production volumes threefold by investing EUR 20 million in the construction of a new plant in Lviv region, the Lviv Regional State Administration has reported on its website. According to the administration, the company plans to create about 200 new jobs and increase the capacity of the new plant three times compared to the existing ones.In addition, the investor plans to restore the Sokol camp (Sasiv village, Lviv region) to improve the health of children of different social groups.In 2020, the company reduced its net profit by 56.5%, to UAH 14.02 million with revenue growth by 9.1%, to UAH 101.9 million.According to the unified public register of legal entities and sole proprietors, Carpathian Mineral Waters LLC with a charter capital of UAH 154 million belongs to Serhiy Ustenko (Kyiv region) through Dynalum Finance Ltd. (Cyprus).The production complex of Carpathian Mineral Waters LLC is located in Zolochevsk district of Lviv region, at the Strutynsky deposit of underground fresh water.The enterprise produces mineral water under the trademarks Karpatska Dzherelna and Dzhereltse, and also produces soft drinks under the trademarks Sokovynka, Frudji and Dragon.
The issues of expanding cooperation were discussed in a telephone conversation by the presidents of Ukraine and Turkey, Volodymyr Zelensky and Recep Tayyip Erdogan.Zelensky praised Turkey’s continued support for the territorial integrity and sovereignty of Ukraine, as well as active involvement in the work of a new international mechanism – the Crimea Platform, the press service of the Ukrainian president said on Wednesday morning.Zelensky thanked the leader of Turkey for the expressed condolences over the death of Ukrainian soldiers in the east of our state.The President of Ukraine paid special attention to the issue of dismissing Ukrainian citizens illegally detained by Russia.Zelensky and Erdogan exchanged views on the security situation in the region, as well as on relevant initiatives to strengthen security in the Black Sea region.The presidents discussed issues of cooperation in the defense sector. The parties stated that the strategic partnership is already strengthening the armed forces of the two countries. The implementation of a number of important projects in the aircraft construction and development of the Navy was noted, as well as the prospects for deepening such interaction.The head of the Ukrainian state, in particular, informed Erdogan about the start of serial production of the An-178 transport aircraft.“I invite Turkey to join the circle of its customers,” Zelensky said.The leaders noted their willingness to complete the preparation of an Agreement on a free trade area in the near future. Attention was also paid to the state of implementation of the agreements reached on a number of projects on the bilateral agenda, in particular, the construction of housing for representatives of the Crimean Tatar people. The parties discussed issues of interaction in the energy sector, among other things, ways to diversify the supply of energy resources.The presidents agreed to hold the 10th anniversary meeting of the High-level Strategic Council in Kyiv in February 2022. It was noted that this important event should be preceded by thorough preparations, in particular, the holding of the second meeting of the Quadriga at the level of the foreign and defense ministers in December this year.
National bank of Ukraine’s official rates as of 17/11/21
Source: National Bank of Ukraine