Moderate rain is expected in Ukraine on Saturday, February 10, with heavy rain in the Carpathians and Transcarpathia, snow with rain and ice in the northeastern, nighttime and Cherkasy, Kyiv and Zhytomyr regions.
According to the Ukrainian Hydrometeorological Center, ice is expected on the roads of Ukraine, with sleet sticking in some places, and no precipitation in the south of the country. Wind from the south, 7-12 m/s.
The temperature at night in the northern and eastern parts of the country, in Poltava and Cherkasy regions will be from 2° C to 3° C (in Sumy and Chernihiv regions 3-8° C), in the rest of the country 3-8° C; during the day in the northeastern regions around 0°, in Kyiv and Zhytomyr regions 1-6° C, in the rest of the country 7-12°, in Transcarpathian, southern Odesa regions and in the Crimea up to 16° C.
In Kyiv, on February 10, there will be sleet with rain. At night and in the morning, there will be ice cover on the roads. The wind will be mostly southeast, 7-12 m/s. The temperature will be 0-2° below zero at night and 1-3° above zero during the day.
According to the Borys Sreznevsky Central Geophysical Observatory, the highest daytime temperature in Kyiv on February 10 was +10.3° in 2002, the lowest nighttime temperature was -24.6° in 1911.
On Sunday, February 11, there will be no precipitation in Ukraine, only rains at night in the northern and eastern regions, with sleet in some places. In the northern part, there is ice on the roads. Wind from the south, 7-12 m / s.
The temperature will be 2-7° C at night, 7-12° C during the day, 12-17° C in the south and some places in the west of the country, about 0° at night and 3-8° C during the day in the northeastern regions.
In Kyiv, on February 11, there will be light rain at night and no significant precipitation during the day. Wind from the south, 7-12 m/s. The temperature at night will be 3-5°, during the day 7-9° Celsius.
Top reasons why people end up in the Register of Debtors
1.4 million debts have been accumulated by Ukrainians since the beginning of the full-scale war, according to the ERB. Among the debts in the register, the largest number is currently in favor of the state, administrative offenses and traffic fines.
The Unified Register of Debtors has increased by 1.4 million debts since the start of the full-scale war. For comparison, in 2021 alone, 1.5 million entries were added to the Register. The vast majority of new debts – 1.2 million or 80% – appeared last year.
What did Ukrainians owe during the full-scale war?
The number of debts for fines for administrative offenses and for non-payment of utility bills increased the most – by 38% and 30%, respectively. For comparison, the number of utility debts increased by one and a half times in 2021.
The number of debts in favor of the state remained almost unchanged: 1.95 million debts. In the first year of the great war, their number fell by 300,000, but in 2023 it reached the same level.
Debts for traffic fines increased by a quarter. It is worth noting that the vast majority of these debts, namely ⅔ of them, were added to the register in 2022. However, in the category of “Collection of funds”, debts decreased by 27.5% – in contrast to 2021, when the number of such debts increased by almost one and a half times.
The number of alimony debtors has increased by 4.5% in two years. For comparison, in 2021, their number increased by 4.7%.
It is worth noting that as of February 24, 2022, the category “Document that does not fall into the above categories” was added to the register. It may include debts from other sections.
In total, 8.91 million debts are currently recorded in the Unified Register of Debtors. Since the beginning of the full-scale war, the list has increased by 1.4 million new debts.
Context.
Starting in February 2024, Ukrainians may once again have their utilities cut off, their cards blocked, and penalties charged for debts. By Resolution No. 1405, the Government lifted the moratorium on utility disconnections for debts. This decision does not apply to IDPs and people living in the temporarily occupied territories or in the war zone.
Lemtrans, Ukraine’s largest private railroad operator, reduced the volume of cargo transportation of various types by 9.6% in 2023 compared to 2022, to 17 million tons.
According to the company’s press service on Friday, the bulk of the cargo transported was coal. It accounted for about 79% of the transportation volume (13.5 million tons).
The company mainly transported coal from mines to power plants, the company said. And while the volume of its transportation remained unchanged compared to 2022, the volume of construction materials increased by 30% to 2.9 million tons. The volume of iron ore cargo decreased the most – by 4.1 times, to 0.4 million tons. Other types of cargo were transported at 0.2 million tons.
“Business still depends on the potential threat of destruction of the frontline industry, logistical bottlenecks such as ports and congestion at the EU border. But despite the war, we are not stopping and are focused on the development of Ukraine. Our investment activities were an important area of focus last year. We are investing in new infrastructure projects, such as the terminal and container business,” the press service quoted Lemtrans CEO Volodymyr Mezentsev as saying.
In 2023, Lemtrans Group invested more than UAH 160 million in infrastructure and logistics projects, mainly in the development of the container business. The development of the Mostyska container terminal (Lviv region) continued.
In addition, it was decided to start design work on two new container terminals in Ukraine.
In 2023, Lemtrans implemented an investment program aimed at further improving the efficiency and increasing the productivity of its car repair facilities.
In 2023, the volume of planned and current repairs of freight cars at Lemtrans’ car repair site amounted to 5.2 thousand units.
In 2023, Lemtrans Group transferred about UAH 929 million to the budgets of all levels. In particular, UAH 840 million was transferred to the state budget. Local budgets were replenished by more than UAH 88 million, and the unified social tax amounted to approximately UAH 64 million.
Last year, the company allocated more than UAH 41 million to support the Armed Forces, the TRO, humanitarian aid to the population and other charitable projects.
Earlier it was reported that the Mostyska container terminal, which began operations in mid-2022, handled more than 72.4 thousand TEU of containerized cargo in 2023, the press service of the Lemtrans logistics company said. The total volume of cargo handled by the container terminal in 2023 amounted to 286 thousand tons. About half of it, 122 thousand tons, was grain cargo, 62 thousand tons – liquid bulk, 35 thousand tons – general cargo, and 37 thousand tons – beam cargo. In addition, in 2023, the terminal received electric vehicles – 36 containers with 108 cars were unloaded.
The volume of car loans may increase by at least 15-20% this year, according to Serhiy Kyporenko, Head of Car Lending at Globus Bank (Kyiv).
“With some caution, we can expect that in 2024 the terms of car purchases will become even more loyal to the borrower, and the number of cars purchased on credit may increase accordingly,” he said in a press release.
Kyporenko emphasized that further growth in car lending will largely depend on the economic situation, which will primarily affect the ability of banks to raise funds for the development of loan products.
According to him, the reduction of the discount rate last year from 25% to 15% per annum had a positive impact on the bank credit market, which resulted in a significant easing of car loan conditions, with car loan rates, depending on the maturity, down payment and total cost of the car, falling by an average of 2-3 percentage points to 10% per annum.
“That is why since the second half of 2023, and especially in the fourth quarter, the number of cars purchased on credit has increased by almost 30% compared to the beginning of the year,” Kyporenko said.
According to the bank, the role of cooperation between commercial banks and car dealers has significantly increased in the market, which has introduced a number of flexible programs that allow a citizen to obtain a loan depending on his or her income: for a longer period of up to seven years for new cars and 10-12 years for used cars with a minimum down payment of 10% of the car’s value.
It is noted that favorable conditions under trade-in programs have become an important change for buyer-borrowers.
Kiporenko, referring to data from the AUTO-Consulting portal, said that at the end of 2023, the number of cars purchased, including on credit, exceeded 65 thousand, which, in turn, is 62% higher than in 2022.
He said that the overall structure of demand has not changed much over the past year.
“Thus, about 25% of all car loans were issued for electric cars and hybrid cars worth $30-45 thousand, more than 20% of car loans are for premium cars priced at $80 thousand, about 15% of loans were issued for the purchase of cars priced at $18-20 thousand,” the release cites lending statistics.
“In 2024, the ratio of the number of new cars purchased on credit may change slightly: due to the entry of new players into the market, an increase in the number of loan offers with more loyal and flexible credit conditions, which allow more citizens to become owners of new cars, the share of cars priced at $18-20 thousand may increase to 20-25%,” the expert predicts.
The expert also expects an increase in demand for electric cars due to the large number of dealers. He clarified that now in Ukraine the choice of such cars is quite wide, while the vast majority of them consist of new cars imported from China.
The banker believes that in 2024, the most popular car brands will be those that provide customers with variability and flexibility in terms of car purchases, including joint programs between banks and car dealers. In his opinion, an important role is also played by a wide range of models for different financial capabilities, an extensive network of certified car service centers, quality characteristics of the car that are comparable to its price, and the possibility of selling the car in 3-5 years while maintaining up to 40-50% of its original value.
In January, registrations of electric vehicles (new and used) in Ukraine increased 2.8 times compared to the same month in 2023 – to more than 3.5 thousand units, including the share of new ones, which rose to 24% from 23%, Ukravtoprom reported on its Telegram channel.
The bulk of the electric vehicles registered during the month were passenger cars – 3.49 thousand units (new – 840 units, used – 2.65 thousand units), and only four of the 54 commercial vehicles were new.
The top five new electric vehicles on the market in January were formed by: Volkswagen iD.4 – 286 units; BYD Song Plus – 83 units; Honda eNS1 – 80 units; Toyota bZ4X – 56 units; Nissan Ariya – 50 units.
The top 5 used electric vehicles registered in Ukraine for the first time in January included Nissan Leaf – 355 units; Tesla Model 3 – 309 units; Tesla Model Y – 242 units; Volkswagen e-Golf – 178 units; and Volkswagen iD.4 – 169 units.
As reported, in January last year, Ukrainians purchased about 1.3 thousand electric vehicles, twice as many as in January 2022, the share of new cars increased to 23% from 20%.
In general, according to Ukravtoprom, registrations of electric cars in Ukraine increased 2.8 times last year to 37.6 thousand, with new cars accounting for 20% compared to 17% a year earlier.
In 2023, the National Health Service of Ukraine (NHSU) paid UAH 133.8 billion under the Medical Guarantee Program, and 16 million Ukrainians received medical care.
According to the NHSU in its press release, in particular, in 2023, UAH 99 billion was allocated to pay for specialized medical care, UAH 23 billion for primary healthcare services, and UAH 11 billion for emergency medical care.
The NHSU reminds that in 2024, the financing of the PMG will be increased by 12% to UAH 159 billion.
The 2024 PMG covers 44 service packages, including three new packages: “Treatment of infertility with the help of assisted reproductive technologies”, “Treatment of adults and children by organ transplantation” and “Treatment of adults and children by hematopoietic stem cell transplantation”.
At the same time, the NHSU clarified that the National Service will pay UAH 60,324 thousand for one full cycle of infertility treatment.
