Business news from Ukraine

Business news from Ukraine

Heating accounted for 43% of Ukrainians’ new utility debts

Heating bills were the main reason for the initiation of enforcement proceedings related to utility payments in Ukraine during the first half of 2026. Over the course of six months, 46,186 thousand enforcement proceedings were initiated regarding heating debts. These cases account for 42.5%, or, rounded, 43%, of all new utility debts, according to Opendatabot.

In second place are debts for water supply—19,416 thousand cases, or 17.9%.

Another 12,648 thousand cases, or 11.7%, are related to payments for housing maintenance services. Gas supply accounts for 11,538 thousand cases, or 10.6%, while electricity accounts for 9,947 thousand, or 9.2%.
A total of 7,020 thousand cases were opened due to debts for waste collection, while another 1,806 thousand were related to other types of utility services.

The largest group of debtors consisted of Ukrainians aged 46 to 60—they accounted for 38,119 thousand cases, or 35.1%.
People over 60 accounted for 27,695 thousand cases, or 25.5%, while citizens aged 36 to 45 accounted for 26,076 thousand, or 24%. The share of debtors under 35 was about 15%.

Women were involved in 60,141 thousand new cases, that is, more than half of all cases. The highest number of cases against a single individual in 2026 was recorded for a resident of the Mykolaiv region born in 1952—15 cases, all due to electricity debt.
In total, 108,561 thousand proceedings regarding utility debts were initiated in Ukraine from January through June. Of these, 70,206 thousand—or 65%—remained open and unpaid as of early July.

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Three Regions Accounted for Half of Ukraine’s New Utility Debts

According to Open4business, the Kharkiv, Dnipropetrovsk, and Mykolaiv regions accounted for about half of all new enforcement proceedings related to utility debts initiated in Ukraine during the first half of 2026.

The highest number of new cases was recorded in the Kharkiv region—22,171 thousand, or about 20% of the national total, according to a study by Opendatabot published on August 3.

The Dnipropetrovsk region ranked second with 19,636 thousand cases, accounting for 18% of new utility debt cases.

The Mykolaiv region came in third with 12,841 thousand cases, or about 12% of the total.

In total, 54,648 thousand enforcement proceedings were initiated in these three regions—slightly more than half of the 108,561 thousand new cases across Ukraine.

The statistics specifically account for enforcement proceedings, not individual consumers. Multiple cases may be opened against a single person, for example, for heating, water, gas, or electricity.

As of early July 2026, there were 829,768 thousand utility debts listed in the Unified Register of Debtors. Sixty-five percent of the enforcement proceedings initiated during the first half of the year remained open and unpaid.

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In Ukraine, more than 100,000 cases were filed in first half of year regarding utility bill arrears

In Ukraine, from January through June 2026, 108,561 thousand new enforcement proceedings were initiated due to arrears in housing and utility services, according to data from the Unified Register of Debtors published by Opendatabot on August 3.
70,206 thousand cases remain open and unpaid, or 65% of those initiated this year. They account for about 9% of all utility debts currently recorded in the registry.

In total, as of early July, the Unified Register of Debtors contained 829,768 thousand cases related to utility debt. For comparison: in November 2025, there were 794,604 thousand; in July 2024, 701,051 thousand; and in January 2021, 344,565 thousand.
Thus, over five and a half years, the number of utility debt entries has increased by approximately 2.4 times.

About 62% of the cases in the registry are formally closed, but this does not necessarily mean that the debt has been repaid. An enforcement officer may close a case due to the impossibility of collection or for other reasons, while the debt record remains in the registry.
Some cases have remained open for more than nine years. Among the oldest cases are a heating debt owed by a resident of the Chernihiv region and a debt for water supply and sewer services owed by a resident of the Lviv region.

However, the number of enforcement proceedings does not equal the number of unique debtors: multiple cases may be opened against a single person regarding different services or periods of debt.
The Unified Register of Debtors contains information on individuals and legal entities against whom enforcement proceedings have been initiated. You can check for an entry through the state register or the Opendatabot service.

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