The Experts Club Analytical Center has released a ranking of Ukraine’s largest insurance companies by premium volume for the first half of 2026, based on data from the “PRIMA” project of the National Association of Insurers of Ukraine.
The top five insurers collected nearly 16 billion UAH in premiums. The TAS Insurance Group retained its lead, but the most notable changes occurred in the fourth and fifth positions: Arsenal Insurance entered the ranking, while VUSO dropped out of the top five.
Overall Ranking of Insurance Companies
The TAS Insurance Group took first place, collecting 3.857 billion UAH in premiums. Compared to January–June 2025, this figure increased by 11.6%.
ARKS remained in second place with premiums totaling 3.146 billion UAH. Its premiums grew by 15.2%.
“Unica” took third place with 3.076 billion UAH. The company demonstrated the highest growth rate among the top three, increasing its premium volume by 23.5%.
“Arsenal Insurance” moved into fourth place, collecting 2.978 billion UAH. A year earlier, it had not been among the top five insurers.
“INGO” took fifth place with premiums totaling 2.934 billion UAH. Its premium income increased by 22.9%, but the company dropped one spot due to the rapid growth of “Arsenal Insurance.”
The gap between fourth and fifth place was only 44 million UAH, indicating intense competition among the largest general insurers.
MTPL Insurance Ranking
The TAS Group remained the largest player in the mandatory motor third-party liability insurance market, collecting 2.112 billion UAH in premiums. Growth compared to the first half of 2025 was 13.4%.
Oranta took second place with 1.569 billion UAH in premiums and 6.5% growth. Knyazha Vienna Insurance Group ranks third with 1.172 billion UAH in premiums, a 2.8% increase over last year’s figure.
Arsenal Insurance took fourth place with 805.3 million UAH. Rounding out the top five is PZU Ukraine, which collected 614.8 million UAH and returned to the ranks of the segment’s leaders.
INGO and USG, which were among the top five a year earlier, dropped out of the ranking. The combined premium volume of the five largest MTPL insurers totaled approximately 6.27 billion UAH.
The MTPL market remains one of the most concentrated segments of the Ukrainian insurance industry.
Companies with a well-developed regional network, a large customer base, and the ability to quickly settle mass insurance claims have a competitive advantage.
“Green Card” Ranking
The most notable changes occurred in the international motor liability insurance market.
PZU Ukraine took first place, more than doubling its premium volume—by 101.8%—to 656.6 million UAH. A year earlier, the company had ranked third.
The TAS Group moved up to second place. Its premiums decreased by 19.9%, to 519 million UAH.
USG took third place, with its premiums declining by 37.6% to 341.6 million UAH. Knyazha Vienna Insurance Group ranked fourth with 194.1 million UAH and growth of 6.7%.
Rounding out the top five was VUSO with 135.7 million UAH, replacing INGO in the ranking.
The combined premiums of the top five totaled approximately 1.85 billion UAH. PZU Ukraine’s surge was the most notable change among all the insurance segments reviewed.
CASCO Ranking
“Arsenal Insurance” became the new leader in the CASCO market, collecting 1.523 billion UAH in premiums. Over the year, this figure increased by 30.1%.
“ARKS,” which previously held first place, moved down to second place with a result of 1.499 billion UAH. Its premiums grew by 15.9%. The gap between the two leaders was only 24 million UAH.
Third place went to “VUSO” with 761.3 million UAH and growth of 25.1%. “Unica” is in fourth place, having increased its premiums by 33.5% to 753.8 million UAH.
“Universalna” took fifth place with premiums totaling 680.3 million UAH, which is 25.3% higher than the result for the first half of 2025.
The five largest companies collected approximately 5.22 billion UAH in the CASCO segment. All companies in the ranking showed double-digit growth, which may be due to rising costs of vehicles, repairs, and spare parts, as well as higher insurance coverage amounts.
Voluntary Health Insurance Ranking
The composition and order of the top five companies in the voluntary health insurance market remained unchanged.
Unica remained the market leader, collecting 1.333 billion UAH in premiums. Growth stood at 7.3%.
“Universalna” took second place with 774.1 million UAH and growth of 30.9%. “INGO” is in third place, having increased its premiums by 36.6% to 714.3 million UAH.
“VUSO” took fourth place with 577.7 million UAH.
The company demonstrated the highest growth rate among the top five—41.8%.
ARKS retained fifth place, collecting 361.9 million UAH, which is 12.4% more than last year’s figure.
The combined premium volume of the top five companies reached 3.76 billion UAH. The segment’s rapid growth is driven by corporate health insurance programs, which employers use to attract and retain employees.
Ranking of Life Insurance Companies
The life insurance market maintains the most stable leadership structure.
MetLife ranks first with premiums totaling 1.599 billion UAH. Over the past year, the company’s premium income grew by 11.4%. It accounts for approximately 57% of the top five companies’ combined premiums.
TAS ranks second with 525.7 million UAH. The company posted the highest growth rate among the segment’s leaders, increasing its premiums by 21.9%.
Grave Ukraine Life Insurance ranks third with 308.7 million UAH and 9.1% growth.
PZU Ukraine Life Insurance ranks fourth, having collected 205.3 million UAH, which is 8.5% more than a year earlier.
Arks Life rounds out the top five with premiums of 175.5 million UAH and growth of 3.9%.
The combined premium volume of the five largest life insurance companies totaled 2.81 billion UAH.
Key Findings from Experts Club
The Ukrainian insurance market maintained a high level of concentration in the first half of 2026. The same companies hold leading positions in several segments at once, but there is no single leader across all segments.
The TAS Group tops the overall ranking and the MTPL market; PZU Ukraine took first place in Green Card insurance; “Arsenal Insurance” has become the leader in comprehensive auto insurance (CASCO), “Unica” retains first place in health insurance, and “MetLife” continues to dominate the life insurance sector.
“Arsenal Insurance” demonstrated the most notable strengthening of its position. It entered the overall top 5, took first place in comprehensive auto insurance, and ranked fourth in compulsory auto liability insurance.
At the same time, the “Green Card” results show that insurers’ positions can change rapidly, even within a single year. PZU Ukraine’s premiums more than doubled, while those of TAS and USG declined significantly.
Premium growth does not always correspond to a comparable increase in the number of policies. A significant portion of this trend may be attributed to rising costs of vehicles, medical services, repairs, and other insured items. To fully assess a company’s position, it is necessary to consider not only premiums but also claims payments, loss ratios, reserves, capital, and the speed of claims settlement.
According to the National Agency for Insurance Supervision (NAIS), as of the end of June 2026, there were 47 insurers operating in the Ukrainian insurance market. Ten companies specialized in life insurance, while another participant—the Export-Credit Agency—held special status.
Six Ukrainian economic forecasters and analytical teams have been included in the international Best Economic Forecast Awards ranking, published annually by FocusEconomics, based on results for 2025.
Among the Ukrainian participants in the ranking are Dmytro Taranenko and Olena Belan from Dragon Capital, Oleksiy Blinov from Forbes Ukraine and Blinov Forecasting, Vitaliy Kravchuk and Oleksandra Betliy from the Institute for Economic Research and Policy Consulting (IER), Hryhoriy Kukuruza from Ukraine Economic Outlook, and the ICU analytical team.
The FocusEconomics ranking covers more than 100 countries worldwide, and for Ukraine, it takes into account forecasts from 32 analytical teams at international banks, research centers, and rating agencies. The winners in each category are the participants whose forecasts proved to be the most accurate.
In the overall ranking for Ukraine, S&P Global Market Intelligence took first place, Dragon Capital second, and Alexey Blinov third. In the GDP forecasting category, Dmitry Taranenko and Elena Belan also took second place, while Vitaly Kravchuk and Alexandra Betliy took third.
In the inflation forecasting category, Taranenko and Belan took first place among analysts in Ukraine, Blinov took second, and S&P Global Market Intelligence took third. In the category of policy rate forecasting, first place went to Alexey Blinov. In the state budget balance forecast category, second place went to the ICU team, while in the balance of payments forecast category, first place went to Grigory Kukuruza, and third place again to Alexey Blinov.
In the exchange rate forecasting category, only foreign analytical centers were among the leaders. This shows that Ukrainian experts are particularly strong in assessing domestic macroeconomic indicators, while international players currently hold the leading positions in currency forecasts.
Kyiv ranked 254th out of 304 cities in the Quality of Life Index by City 2026 ranking published by Numbeo, with an index of 118.0 points.
The Hague in the Netherlands topped the ranking with a score of 230.1, followed by other Dutch cities in the top ten, including Utrecht, Eindhoven, Groningen, Rotterdam, and Amsterdam, as well as Luxembourg, Vienna, Ghent, and Nuremberg.
At the bottom of the list are Colombo (56.1), Manila (53.2), and Lagos (0.0).
Numbeo emphasizes that the 2026 version is a “historical snapshot” and is published periodically as a snapshot of data at a specific point in time, while the “current” ranking is updated continuously.
The Numbeo Quality of Life Index is a composite indicator calculated based on sub-indices of purchasing power, safety, healthcare, cost of living, housing affordability, travel time, pollution, and climate. The index is based on data and user surveys/contributions from website visitors, with Numbeo stating that it filters out potential spam and requires a sufficient number of participants for each location; the formula uses the Math.max(0, …) restriction, which may result in outsiders being assigned a value of 0.0.
Ukraine ranked 20th in the annual Global Firepower (GFP) military power ranking for 2025 among 145 countries, while in the 2024 ranking it ranked 18th, according to the resource’s data.
According to Ukraine’s GFP data, its PowerIndex (PwrIndx) in the 2025 ranking is 0.3755 (in the GFP methodology, a lower value means a higher assessment of potential).
The GFP ranking is calculated based on more than 60 factors, including the structure and size of the forces, the availability of equipment, financial parameters, logistics, and geographical characteristics.
Global Firepower is an online project that was officially launched in 2005 and publishes annual comparative reviews of countries’ military capabilities; however, the composition of factors and the assessment formula change from year to year, which means that direct comparisons between different years may be limited in their accuracy. The ranking is widely cited in the media as a benchmark for comparing “conventional” capabilities, but it is not an official assessment by government agencies and is based on publicly available statistics and assumptions about a number of parameters.
The top 20 in the GFP-2025 ranking include: the United States, Russia, China, India, South Korea, the United Kingdom, France, Japan, Turkey, Italy, Brazil, Pakistan, Indonesia, Germany, Israel, Iran, Spain, Australia, Egypt, and Ukraine.
At the end of the second half of 2025, Ukraine ranked 111th out of 147 economies in the AI diffusion ranking prepared by Microsoft’s AI Economy Institute. According to the report, Ukraine’s AI Diffusion index for the second half of 2025 was 9.0%, compared to 9.1% in the first half of the year (a change of -0.1 p.p.).
For comparison, the index is significantly higher in a number of countries in the region: Poland – 28.5%, Romania – 16.2%, Moldova – 17.0% (H2 2025). At the bottom of the list, next to Ukraine, are Belarus (8.4%) and Russia (8.0%, 119th place).
The research methodology describes the indicator as an estimate of the share of the working-age population actively using AI tools, based on anonymized Microsoft telemetry and adjustments for device access; the authors also note a strong link between the spread of AI and the level of economic development.
The top ten in the ranking include the UAE (64.0%), Singapore (60.9%), Norway (46.4%), Ireland (44.6%), France (44.0%), Spain (41.8%), New Zealand (40.5%), the Netherlands (38.9%), the United Kingdom (38.9%), and Qatar (38.3%).
The bottom ten include Laos (6.7%), Armenia (6.6%), Sri Lanka (6.6%), Uzbekistan (6.3%), Rwanda (6.3%), Cuba (6.1%), Afghanistan (5.6%), Tajikistan (5.6%), Turkmenistan (5.6%), and Cambodia (5.1%).
Ukraine appears in the list of countries included in an international study of narcissistic traits based on surveys in 53 countries, and ranks 34th out of 53 in terms of the integral indicator.
According to the materials, the study is based on surveys of more than 45,000 respondents from 53 countries and uses the Narcissistic Admiration and Rivalry Questionnaire (NARQ) scale, which divides narcissism into two components – “admiration” (self-presentation, desire for recognition) and “rivalry” (devaluation of others, conflict).
The “bottom five” countries in terms of the total score were Serbia, Ireland, the United Kingdom, the Netherlands, and Denmark.
The “top five” countries, according to the sources, were Germany, Iraq, China, Nepal, and South Korea.
The United States, according to this data, ranked 16th out of 53.
According to the description of the methodology, the researchers used the NARQ questionnaire and separately analyzed the components of “admiration” and “rivalry,” then compared the average country values. Publications summarizing the results also note that this is not a measurement of the proportion of people with a clinical diagnosis, but a comparison of the average self-assessments of traits in the sample.
