On June 24, JSC “NAEK ”Energoatom” (Kyiv) announced a tender for compulsory motor vehicle liability insurance (OSAGO). According to the Prozorro electronic government procurement system, the total estimated cost is 5,982 UAH.
The deadline for submitting tender documents is July 6.
TAS Insurance Group once again became the leader of Ukraine’s insurance market in terms of premiums collected in January–May 2026, with a figure of 3.154 billion UAH (compared to 2.736 billion UAH for January–May 2025), according to data from the “PRIMA” information exchange project of the National Association of Insurers of Ukraine (NASU).
Compared to the same period a year earlier, ARKS Insurance Company retained second place among the market’s top five leaders with 2.546 billion UAH (2.254 billion UAH), with third and fourth places taken by ING Insurance Company—2.469 billion UAH (1.895 billion UAH) and Unica Insurance Company—2.434 billion UAH (1.977 billion UAH), which swapped positions. Meanwhile, VUSO Insurance Company dropped out of the top five, giving way to Arsenal Insurance Company with 2.391 млрд грн.
The top five companies in the mandatory motor vehicle liability insurance market, based on premiums written over the first five months of this year, included TAS Insurance Group—1.715 billion UAH (last year’s figure: 1.424 billion UAH), “Oranta”—1.308 billion UAH (1.272 billion UAH), “Knyazha VIG”—967.7 million UAH (926.5 million UAH), “Arsenal Insurance”—654.7 million UAH (previously not among the top 5 in compulsory motor third-party liability insurance), “INGO” – 510.1 million UAH (438.7 million UAH). Insurance Company ‘VUSO’ dropped out of the top 5 for MTPL.
There were minor shifts among the leaders in the “Green Card” market in terms of premiums collected during the specified period. It is led by PZU Ukraine Insurance Company – 527.4 million UAH (239.6 million UAH), which previously held third place, edging out TAS Insurance Group – 419.1 million UAH (529.5 million UAH), “USG”—278.7 million UAH (445 million UAH), which dropped from second to third place.
Insurance Company “Knyazha VIG,” with 156 million UAH (150.5 million UAH), remains in fourth place, while “VUSO” – 107.3 million UAH – has replaced Insurance Company “INGO.”
The ranking of Ukraine’s top 5 insurers for the first five months of 2026 was led by Insurance Company “Arsenal Insurance” with 1.233 billion UAH (949.2 million UAH for the first five months of 2025), swapping places with ARKS Insurance Company—1.224 billion UAH (1.074 billion UAH). Next are “Unica” Insurance Company—627.2 billion UAH (474.1 billion UAH), “VUSO” Insurance Company—617 million UAH (497.3 million UAH), which also swapped places, and “Universal” Insurance Company—557.2 million UAH (446.9 million UAH).
In the voluntary medical insurance (VMI) segment, as before, SK “UNIKA” leads with 1.017 billion UAH (934.9 million UAH), followed by SK “INGO” with 623 million UAH (465.3 million UAH), Insurance Company “Universal” – 507.6 million UAH (390 million UAH), Insurance Company “VUSO” – 492.3 million UAH (342.7 million UAH), and Insurance Company “ARKS” – 310.8 million UAH (278.8 million UAH), which have switched places.
As previously reported, as of May 1, 2026, there were 47 property and casualty insurers operating in the Ukrainian insurance market (52 as of the end of the first five months of 2025). Ten specialize in life insurance, and one has special status (“Export-Credit Agency”).
Access to infertility treatment using assisted reproductive technologies under the medical guarantees program is an important support for Ukrainian families, but when choosing a clinic, patients should focus not on promises of results, but on the quality of the medical team, the laboratory, the transparency of the treatment plan and clear communication.
Assisted reproductive technologies, in particular in vitro fertilization, or IVF, are not a single procedure. This is an individually planned medical process that includes consultations, diagnostics, medication preparation, the embryological stage, safety monitoring and further observation.
The state finances infertility treatment using ART in medical institutions that have the relevant contract with the National Health Service of Ukraine. The medical guarantees program allows patients to receive such treatment free of charge if there are medical indications and if they apply to an institution that has a contract with the NHSU.
Within the program, specialist consultations, medication stimulation, ultrasound monitoring, egg retrieval, sperm preparation, in vitro fertilization, including with the use of ICSI, embryo cultivation, embryo transfer into the uterine cavity and monitoring of the patient’s condition until pregnancy is established may be provided.
The patient’s age at the time of the start of the cycle must be no more than 40 years. If the first cycle did not lead to pregnancy, the possibility of a repeated cycle during the year is determined by the conditions of the program and medical indications.
At the same time, the list of services, indications and organizational requirements may be updated. Before starting treatment, patients are advised to clarify with the clinic what exactly is included in the state package in a specific case, what studies may be required additionally and what decisions are made individually after a doctor’s consultation.
In reproductive medicine, the result of treatment is formed by the work of an entire team — a reproductive specialist, embryologist, andrologist, geneticist, anesthesiologist, ultrasound diagnostics specialist, medical coordinators and other specialists.
Experts emphasize that in this field it is unethical to promise a specific result. The probability of pregnancy and the birth of a child depends on the patient’s age, ovarian reserve, causes of infertility, sperm quality, the condition of the uterus and endometrium, genetic factors, previous reproductive history, the number of embryos obtained and other clinical circumstances.
Therefore, when choosing a clinic, patients should pay attention to the presence of a contract with the NHSU, the experience of the team, its own embryology laboratory, the quality management system, a transparent treatment plan, the possibility of genetic counseling according to indications, the availability of modern technologies, the quality of communication and the further medical route after embryo transfer.
The embryology laboratory has special importance. A significant part of the IVF process takes place precisely there: specialists work with eggs and sperm, carry out fertilization, cultivate embryos, assess their development and prepare them for transfer or cryopreservation.
It is important for patients to understand that the laboratory must work according to standardized protocols, ensure control of the environment and use systems that minimize the risk of errors when working with biomaterial.
Some additional technologies, such as time-lapse monitoring of embryo development or IMSI for more detailed morphological selection of sperm, may be useful in certain clinical situations. However, their use must be determined by medical indications and not be perceived as a universal guarantee of success.
Modern reproductive medicine may also include genetic counseling and preimplantation genetic testing of embryos. Such studies may be recommended in cases of known hereditary diseases in the family, carriage of genetic changes, chromosomal rearrangements in partners, repeated pregnancy losses or other medical indications.
At the same time, genetic testing does not exclude all possible medical risks and is not a guarantee of the birth of a healthy child. The decision to conduct it must be made individually after consultation with a doctor and a geneticist.
A comprehensive approach to infertility treatment may include additional examinations, correction of concomitant conditions, consultations with a geneticist, endocrinologist, gynecological surgeon or pregnancy management specialist. Therefore, for the patient, not only the availability of individual services is important, but also coordination between specialists, a clear treatment route and the preservation of medical documentation.
The Nadiya Clinic has been working in the field of reproductive medicine for more than two decades and provides services in Kyiv and Lviv. For patients considering treatment under the NHSU program, practical advantages may include the presence of a specialized team, an embryology direction, genetic counseling according to indications and a coordinated route from the initial consultation to further observation.
At the same time, the decision on treatment in any medical institution should be made after a personal consultation. It is precisely during the consultation that the patient can assess how clearly the treatment plan is explained to them, whether the specialists are ready to answer difficult questions, whether they take into account the individual history and how comfortable the communication with the team is.
Before the first consultation, patients are advised to prepare the results of previous studies, discharge summaries after operations or treatment, information about previous pregnancies, pregnancy losses or ART programs, if there were any.
It is also worth discussing in advance with the doctor the possible cause of infertility, the need for additional examinations, the stages that are included in the state package, possible additional decisions or expenses, indications for consultation with a geneticist, the procedure for communication with the team during treatment and realistic expectations specifically in a particular clinical situation.
The state infertility treatment program expands access to important medical care, but the quality of treatment depends not only on financing. It is determined by the accuracy of diagnostics, the coordination of the team, laboratory standards, honest communication and the patient’s right to receive clear information before every decision.
Nadiya Clinic is a medical institution specializing in reproductive medicine, infertility treatment and assisted reproductive technology programs. The clinic operates in Kyiv and Lviv, provides consultations with reproductive specialists and supports patients at different stages of treatment.
The International Liberty Institute (ILI) presented a concept for destroying corruption in Ukraine, which is based on an analysis of state failures in the economy, the functioning of the entrepreneurial growth model, as well as conclusions from studies of economic freedom, the institution of private property and the principles of a small state.
“We want to present a slightly different view of how to destroy corruption in Ukraine. To put it in two words, we propose an approach to destroy the causes of corruption, rather than constantly fighting their consequences,” ILI Director Mykhailo Kamchatnyi said at a press conference at the Interfax-Ukraine agency on Wednesday.
According to him, the presented concept should become a reference point for government bodies, the anti-corruption infrastructure and civil society, since the current model is mainly focused on responding to individual corruption episodes, but does not dismantle the conditions under which they arise.
For his part, ILI President Yaroslav Romanchuk emphasized that corruption is primarily a problem of economic policy, institutions and the theory of public administration.
“Our approach differs from the traditional one in that we built it on the foundation of the theory of state failures. Without such an approach, any architecture for fighting corruption turns into a permanent chronic process. Corruption restrains Ukraine’s European integration, investment, protection of property rights, defense capability and the country’s competitiveness. According to Romanchuk, if Ukraine sets itself the goal of economic growth at the level of 6-7% per year for 15-20 years, then without the systemic elimination of corruption sources it will be impossible to achieve this,” Romanchuk noted.
The expert emphasized that accession to the European Union in itself does not guarantee the automatic disappearance of corruption. In his opinion, Ukraine must take into account that corruption risks also exist in EU countries, in particular in the areas of public procurement, public investment, regulation, the judicial system and the interaction of business with government bodies.
“There is a point of view that when we become part of the European Union, corruption will automatically disappear. This is not so. It will not disappear, it can only be rebooted if Ukraine does not do its own homework. Among the key factors of corruption are the excessive size of the state, the high share of public expenditures in GDP, the discretionary powers of officials, a complex regulatory environment, tax and customs benefits, unequal conditions for business, state ownership of assets and the centralization of resources,” Romanchuk added.
The expert emphasized that in Ukraine the state, through military and non-military expenditures, regulatory burden and transaction costs, in fact takes an excessively large part of the economy’s resources, which, in turn, stimulates business and citizens to seek informal ways of survival.
“The sources of corruption are objectively built into the model of a state of general interventionism. This is when the state regulates, controls and disposes of many things and resources. It is precisely on this discretion that the sources of corruption arise. Even if we put 30% of deputies and 70% of ministers in prison, corruption will not disappear, because its sources will remain. What matters is not which person heads this or that body, but what system of resource functioning exists in the state,” Romanchuk stressed.
ILI analysts propose placing a deep political, institutional, administrative and legal reform at the basis of the anti-corruption strategy. This concerns, in particular, a radical reduction of the state’s functions, limiting its commercial role, strengthening the protection of property rights, demonopolization, decriminalization of the economy and the creation of universal and neutral rules for all market participants.
“A new state from our point of view means the rule of law, personal and political rights and freedoms, reforming the system of public administration and regulation, as well as decriminalizing the economy on the foundation of a radical reduction of the state in the economy. We do not need only formal checkmarks. We need to move, not polish the dashboard. When we merely copy laws and the regulatory framework from the European Union or OECD countries, this does not mean that they will automatically work in Ukrainian conditions,” the president of the institute noted.
Among practical solutions, Romanchuk proposes reducing public expenditures after victory to a level that will not create corruption rent, decentralizing budget resources, simplifying the customs and tax system, eliminating preferential regimes, limiting state ownership and creating equal rules of competition.
Mykhailo Kamchatnyi, for his part, emphasized that the presented concept is a framework document that should change the focus of the public discussion about corruption.
“These are the beacons that can be used as guidance in order to destroy corruption in Ukraine. The concept will be useful primarily for those engaged in the fight against corruption, especially for civil society, so that it adjusts its focus. It is necessary to move from general rhetoric about fighting corruption to specific road maps in the areas where the state creates the greatest corruption incentives. It is necessary to destroy not the consequences, but the causes and sources of corruption. For this purpose, road maps should be created for each recommendation in one sphere or another: what exactly needs to be changed, how to reduce the influence of the state, how to carry out decentralization and how to reduce corruption phenomena,” the ILI director said.
Answering journalists’ questions, Yaroslav Romanchuk said that ILI plans to present the concept to the Cabinet of Ministers, the Office of the President, NABU and other institutions related to the formation of economic and anti-corruption policy.
“Our proposal will be sent to the government, the Office of the President, NABU and the entire infrastructure for fighting corruption. We do not see any contradiction between our approaches and the declared goal of making Ukraine a country with an economy of about one trillion dollars and GDP growth of more than 6% per year,” he noted.
Romanchuk also rejected the thesis that the document is merely an ideological declaration. According to him, the concept relies on economic science, in particular on the approaches of the Austrian school of economics, which ILI considers as the basis of the entrepreneurial growth model.
In conclusion, representatives of the International Institute of Liberty stated that a systemic reduction of corruption in Ukraine is possible only under the condition of changing the economic model, limiting the functionality of the state, protecting private initiative and forming equal rules for business.
“When we do this, we will have faster economic growth, more investment, and the shadow economy will not amount to 50-55% of GDP. It is necessary to approach this phenomenon systemically, and then Ukraine will be the best country for real business,” Romanchuk summed up.
NEQSOL Academy, the corporate learning ecosystem of the international NEQSOL Holding group, has announced the launch of SkillHub, a free digital platform for professional and personal development.
The platform is open to everyone and provides access to learning resources on artificial intelligence, leadership, communication, business fundamentals, and personal effectiveness.
SkillHub operates on a “anywhere, anytime” basis and is accessible from various devices and locations. The platform’s educational content is provided by CrossKnowledge, a global provider of digital learning solutions. The platform is built on Enocta, NEQSOL Academy’s partner for learning management systems.
SkillHub’s content was developed in collaboration with experts and instructors affiliated with educational institutions such as Harvard, Stanford, INSEAD, Cambridge, Wharton, London Business School, and HEC Paris. CrossKnowledge’s clients include BlackRock, BNP Paribas, Schneider Electric, Orange, Sanofi, Carrefour, and ArcelorMittal.
“For NEQSOL Holding, training and professional development are key elements in building a strong organization and communities as a whole. We were looking for a platform that would combine academic quality with proven global expertise,” said Meric Tunc, Chief Human Capital Officer at NEQSOL Holding.
According to him, CrossKnowledge brings together high-quality content, recognized expertise, and a digital learning format that meets the needs of today’s learners.
Vladimir Lavrenchuk, Regional Director of NEQSOL Holding in Ukraine, noted that SkillHub features a Ukrainian-language interface, and a significant portion of the training programs is available in English.
“I am confident that SkillHub, thanks to its open access to high-quality learning resources, will provide new opportunities for the development of young professionals,” Lavrenchuk said.
The platform is accessible via the NEQSOL Academy website https://neqsolacademy.com/ Video about SkillHub
NEQSOL Holding is a diversified international group of companies operating in 11 countries across the energy, telecommunications, high-tech, construction, and mining sectors. The group serves more than 25 million customers and employs over 20,000 people.
NEQSOL Academy is NEQSOL Holding’s corporate learning ecosystem, created to foster continuous learning, professional competencies, and knowledge sharing within the group of companies and among an external audience. The Academy offers training opportunities in multiple languages and operates on a “anywhere, anytime” basis.
CrossKnowledge is an international provider of digital learning solutions that has been helping organizations develop employee skills for over 20 years through expert content, educational technologies, and professional services.
JSC “Ukrzaliznytsia” (UZ) transported over 1 million passengers between June 8 and 21, with the Kyiv-Lviv route (in both directions) proving to be the most popular among Ukrainians, where demand for tickets was three times higher than supply.
“To give more people the opportunity to travel, we scheduled additional trains,” UZ reported on Telegram on Wednesday.
According to the company’s statistics, the shortage on the Kyiv–Odesa route is 4.5 times the supply. Meanwhile, on the Kyiv–Kharkiv, Kyiv–Dnipro, and Kyiv–Vinnytsia routes, demand is twice the supply.
It is noted that the most popular train that departed last week was No. 705/706 Kyiv–Przemyśl, which carried 26,800 passengers.
In addition, from June 8 to 21, the average number of passengers per car was 692.
The number of passengers in children’s groups totaled 43,500, while 7,700 military personnel traveled via the special reserve.
“We understand the scale of the seat shortage, so we are trying to add trains to popular weekend getaway destinations whenever possible,” Ukrzaliznytsia emphasized.
As previously reported, Ukrzaliznytsia transported 472,900 passengers during the first week of June (June 1–7). At that time, it was noted that Ukrzaliznytsia plans to transport a total of 7 million passengers over the three summer months.
In early June, Ukrzaliznytsia told the Interfax-Ukraine news agency that this year’s summer passenger travel season would be more challenging than last year’s due to rising demand and a reduction in the number of railcars.
