Business news from Ukraine

Business news from Ukraine

Bouquet market for February 14 is moving toward personalization – analysis

The florist market is entering its peak demand period ahead of Valentine’s Day, but the visual language of gift bouquets is changing noticeably. Instead of “flashy” packaging and standard sets, people are increasingly choosing “quiet luxury” – muted shades, natural textures, and compositions that look less like a mass-produced product and more like a story tailored to the individual.

The main trend of the season is soft palettes and freer forms. Professional publications describe a shift away from hyper-saturated “Valentine’s Day” red to combinations with neutrals—blush, mauve, terracotta, sage—as well as sculptural, asymmetrical compositions where movement and “air” between the flowers are important. Roses remain an emotional anchor, but they are more often mixed with ranunculus, tulips, and “characteristic” stems to make the bouquet look modern and less formulaic.

Packaging is changing in parallel. Customers are increasingly choosing matte papers, calm tones (dusty rose, pastel lavender, warm neutrals), and natural textures that “frame” the bouquet rather than distracting from it. This visual shift is also pushing for more sustainable solutions—recyclable materials and responsible supply chain standards.

The third block is logistics and sales channels. According to industry participants, online and telephone orders are growing, as are the share of pick-ups and “last mile” deliveries in the final hours before the holiday. In 2026, when February 14 falls on a Saturday, florists expect particularly heavy weekend traffic, which increases the value of pre-orders and ready-made “pick up and gift” solutions.

In Kyiv, this model is clearly visible in the activity of local salons. For example, LeCharmé operates at two addresses (8 M. Vasilenka St. and 2A M. Donets St.) and delivers throughout Kyiv and the surrounding area.

A separate market trend is the growing popularity of arrangements in baskets and boxes: they are more convenient for delivery, do not require vases, and are perceived as a more “gift-like” format.

Ukrainian delivery services note demand in January-February 2026 for a mix of textures and colors, eco-friendly materials (kraft paper, burlap, wood), and customization “to suit the mood.”

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Oschadbank became leader in business lending at beginning of 2026

The state-owned Oschadbank (Kyiv) reported that, according to official statistics from the National Bank of Ukraine (NBU) as of January 1, 2026, it ranked first among Ukrainian banks in terms of net loan portfolio to legal entities.

“Oschadbank continues to hold the lead in business financing for the second year… At the beginning of 2026, we also ranked first in terms of total loan portfolio, providing businesses with financing of more than UAH 122 billion,” said Yuriy Katsion, Chairman of the Board of Oschadbank.

According to NBU statistics, Oschadbank’s net loan portfolio amounted to almost UAH 101.6 billion, which is 13% of the market, and grew by more than UAH 11.5 billion, or 12.9%, over the year. Separately, it is noted that the financial institution became the first in terms of the total volume of the loan portfolio of legal entities without accrued interest and deduction of reserves.

According to Oschadbank, 33% of the net loan portfolio is directed towards financing energy projects and providing energy resources, almost 25% towards the agro-industrial complex and food processing, and 8.4% towards supporting the country’s defense capabilities.

In addition, the volume of funds of legal entities attracted by the bank at the beginning of 2026 amounted to UAH 212 billion in equivalent (11% of the market) and almost UAH 180 billion (13%) in national currency. According to the bank, the business portfolio grew by more than UAH 49 billion over the year.

At the end of 2025, the corporate banking segment showed growth: the volume of business funds increased by 17.3% year-on-year, and lending by 30.1%.

According to the National Bank, as of early January 2026, Oschadbank, with total assets of UAH 514.7 billion (12.9% of the total), ranked second among 60 banks in Ukraine in terms of this indicator.

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On March 9, shareholders of Tisa ski factory will approve results for 2025

According to Fixygen, PJSC Mukachevo Ski Factory Tisa (Mukachevo, Zakarpattia region) will hold its annual general meeting of shareholders on March 9, 2026, remotely, by means of a poll through the depository system, according to the company’s announcement.

The date for compiling the list of shareholders eligible to participate in the meeting is set for March 4, 2026. Ballot voting will begin on February 27 at 11:00 a.m. and end on March 9 at 6:00 p.m.; ballots will be posted on the company’s website on February 27.

The agenda includes the approval of the board of directors’ report for 2025, the approval of the results of financial and economic activities (annual financial statements) for 2025, and the distribution of profits. The draft decision states that the net profit for 2025 is proposed to be allocated in full to the company’s additional capital.

Shareholders are also proposed to terminate the powers of the members of the board of directors and elect a board of directors consisting of Vasyl Ryabych, Andriy Ryabych, and Volodymyr Mitrovtsia (all executive directors), approve the terms of contracts and the amount of remuneration, and appoint an authorized person to sign contracts.

A separate clause provides for prior consent to enter into significant transactions during the year from the date of the decision, in particular, transactions for the purchase and sale of fixed assets or land plots with a maximum total value of UAH 120 million.

PJSC “Mukachevo Ski Factory ”Tisa” (EDRPOU 02924760) was registered in 1995 and is located in Mukachevo. The company is known as a manufacturer of sports equipment, including ski products.

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Number of Green Card agreements decreased by 3% in January, according to Motor Transport Insurance Bureau of Ukraine

The number of Green Card contracts concluded in January 2026 decreased by 2.96% compared to January 2025, to 100,200, according to the website of the Motor (Transport) Insurance Bureau of Ukraine (MTIBU).

At the same time, insurance premiums accrued under such contracts in January also decreased by 7.29% to UAH 428.1 million.

The amount of compensation paid out on claims decreased by 12.59% to EUR 53.373 million, while the number of claims paid out decreased by 15.31% to 1,012 thousand.

The MTIBU is the only association of insurers that provide compulsory civil liability insurance for owners of land vehicles for damage caused to third parties.

The “Green Card” is a system of insurance protection for victims of road traffic accidents, regardless of their country of residence and the country of registration of the vehicle. It covers 45 countries in Europe, Asia, and Africa.

According to the decision adopted by the General Assembly of the Council of the International Motor Insurance System “Green Card” in Luxembourg in May 2004, Ukraine has been a full member of this system since January 1, 2005.

Shareholders of Naftokhimik Prykarpattya to hold remote general meeting

According to Fixygen, PJSC Naftokhimik Prykarpattya will hold a remote general meeting of shareholders on February 20, 2026 (the date of the meeting is the date of the end of voting) in the form of a poll through the Ukrainian depository system, the company said.

The date for compiling the list of shareholders eligible to participate in the meeting is set for February 17, 2026. Voting will take place by ballot through depository institutions: a single ballot is planned to be posted on February 10 (no later than 11:00 a.m.), and ballots will be accepted until February 20 inclusive (until 6:00 p.m.).

The agenda includes, in particular, consideration of the reports of the management board and supervisory board for 2018-2024, approval of annual reports and results of financial and economic activities for 2018-2024 (including the procedure for covering losses), appointment of an auditor, repeal of the current principles (code) of corporate governance, as well as decisions on changing the name and type of the company, amending the charter, and updating internal regulations. Separate issues include measures to improve the financial condition, applying to the commercial court to open bankruptcy proceedings, initiating preventive restructuring procedures, and the possible liquidation of the company.

PJSC “Naftokhimik Prykarpattya” is an oil refinery in Nadvirna (Ivano-Frankivsk region). The plant is considered one of the oldest oil refineries in Ukraine and dates back to 1897; its design capacity in the mid-2000s was estimated at approximately 2.6 million tons of crude oil per year.

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Niger called for preparations for “war” with France, Paris rejected accusations

In Niger, one of the representatives of the military authorities, General Amadou Ibro, said at a rally in the capital that the country should prepare for “war” with France, accusing Paris of attempting to destabilize the situation. His speech took place in a stadium in front of a young audience, and a video of the speech was widely shared on social media.

According to Jeune Afrique and AFP reports, Ibro, who is said to be the chief of staff of Niger’s leader Abderrahmane Tiani, claimed that France allegedly intends to wage war on Niger and, in this regard, called for preparations for conflict.

The French side rejected these claims. Colonel Guillaume Vernet, a representative of the French General Staff, stated that “French intervention in Niger is not being considered” and called the accusations an element of “information warfare.”

The rhetoric came amid a sharp deterioration in relations between Niamey and Paris following the 2023 military coup and the subsequent withdrawal of French troops from the country. At the end of January 2026, Niger’s leader Tiani also publicly accused the French leadership and a number of neighboring countries of involvement in the attack near Niamey airport, without providing any evidence.

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